Happen, Inc. Common Stock

Happen, Inc. Common Stock

HAPN
Happen, Inc. Common StockUS flagNASDAQ
17.75
USD
+0.17
- -
2.05BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
6.9
11.5
4.92
5.49
5.96
7.04
8.39
3.87
8.38
11.47
7.97
7.01
8.71
9.09
Basic EPS, GAAP
0.63
-2.18
-0.07
-1.88
-1.88
-1.52
-0.35
-3.05
0.19
2.8
0.36
0.46
1.18
1.7
Free Cash Flow per Basic Share
-0.8
1.94
0.47
-0.66
-7.56
-8.19
-3.68
4.96
2.09
2.96
-11.03
-24.06
-25.02
-25.65
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
0.64
- -
- -
- -
- -
- -
- -
Book Value per Share
-0.49
13.1
13.72
12.26
11.05
10.12
10.14
8.22
8.41
10.93
11.34
11.83
13.01
13.58
Tangible Book Value per Share
-0.49
11.63
12.35
11.48
10.36
9.91
9.98
7.45
6.76
9.26
9.83
10.55
11.72
12.87
Basic Weighted Avg Shares
12
15
75
78
82
85
87
78
98
104
108
112
115
115
Sales/Revenue/Turnover
80
174
369
426
488
595
732
301
822
1,187
865
783
998
1,048
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
2
10
22
30
46
55
62
54
44
44
47
59
63
67
Net Income, GAAP
7
-33
-5
-146
-154
-128
-31
-188
19
290
39
51
136
196
Effective Tax Rate (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
28.71
21.11
23.32
21.85
Profit Margin (%)
9.13
-18.93
-1.36
-34.26
-31.55
-21.55
-4.2
-62.21
2.26
24.4
4.5
6.55
13.59
18.67
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
1,840
2,814
4,572
4,321
3,267
2,162
1,234
884
402
141
51
29
16
11
Total Equity
68
973
1,042
976
928
871
900
724
850
1,164
1,252
1,342
1,500
1,567
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
- -
- -
-0.5
-14.47
-16.21
-14.32
-3.48
-29.27
2.36
28.76
3.22
3.96
9.55
13.15

Capital Structure

FRC

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
16
12
11
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
115
115
115
Market Capitalization
2,185
1,654
2,394

Working Capital

FRC

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
918
805
913
Accounts Receivable, Net
44
45
47
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
99
102
98
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
4.73%
16.18%
11.83%
Free Cash Flow
24.05%
-71.45%
6.65%
Net Income, GAAP
470.38%
291.76%
164.32%
Sales/Revenue/Turnover
22.42%
41.59%
27.42%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
181
187
202
217
783
2025
218
248
266
266
998
2026
252
263
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.11
0.13
0.13
0.09
0.46
2025
0.1
0.33
0.39
0.36
1.18
2026
0.45
0.5
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Company Description

CEO
Scott Sanborn
Full Time Employees
1,075
Sector
Financial Services
Industry
Banks - Regional
Address
88 Kearny Street, Suite 600 San Francisco CA United States of America 94108
IPO Date
Dec 10, 2014
Website
happen.com
Business
Happen, Inc. is a digital-first financial services company providing deposits, lending, and a capital-light marketplace platform through Happen Bank; it operates as a growth-focused digital bank and ecosystem that integrates traditional banking with online lending and marketplace capabilities. Main products and services - Digital banking: consumer and small-business deposit accounts, including checking and savings products, with online and mobile access; digital wallet and payment capabilities; FDIC-insured deposits through Happen Bank. - Lending: personal and small-business loans facilitated through an online platform; underwriting leveraging technology-driven risk assessment; streamlined loan origination and funding. - Marketplace lending and capital-light model: a platform connecting borrowers with investors; access to credit products via an open marketplace that aligns deposits, lending, and investor capital. - Cash management and treasury services: services for corporate and institutional clients, including liquidity management, sweep accounts, and cash positioning features. - Financial products and platforms for partners: API-enabled services and white-label solutions for fintechs and banks to embed lending, deposits, and payments into their ecosystems. - Wealth and digital financial services: access to digital investment and wealth-management features tied to the broader platform, enabling members to optimize balances and returns. Geographic operations - National operations within the United States, with product availability and regulatory compliance centered on U.S. banking and financial services infrastructure. Founding year and headquarters - Founded in 2000s lineage through LendingClub; headquarters and core operations are anchored in the United States, with branding aligned under Happen Bank to reflect the reimagined digital-first approach. Subsidiaries and parent relationships - Transition of LendingClub Bank to Happen Bank under the Happen, Inc. umbrella; corporate restructuring reflects the rebranding and expansion of digital banking and marketplace activities. - Ownership aligns with LendingClub Corporation’s broader corporate entity, with the rebrand signaling a unified platform strategy across deposits, lending, and marketplace financing.

Company News

  • Wall Street Analysts Think Happen (HAPN) Could Surge 27.9%: Read This Before Placing a Bet

  • Happen Bank Is Crushing SoFi This Year. Here's the Reason Why It's Still the Better Buy.

  • Lendingclub (NASDAQ:HAPN) CEO Sells $591,100.00 in Stock

  • Happen Bank: Full Steam Ahead As Net Interest Income Soars

  • Happen, Inc. (HAPN) Q2 2026 Earnings Call Transcript

  • Happen's Digital Banking Push Helps Deposits Jump 18%

  • Happen (HAPN) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates

  • Happen (HAPN) Surpasses Q2 Earnings and Revenue Estimates

  • Happen, Inc. Reports Second Quarter 2026 Results

  • Happen, Inc.: Looks A Bit Pricey Now (Rating Downgrade)

  • Happen, Inc. Schedules Second Quarter 2026 Earnings Release and Conference Call

  • Klarna vs. LendingClub: Which Technology Stock Is a Better Buy in 2026?

  • Happen Sheds LendingClub Name and Launches Digital Bank

  • LendingClub Officially Becomes Happen Bank, Marking a New Chapter for the Digital-First Bank

  • LendingClub: The Transformation From Lending Platform To Digital Banking Provider Is On

  • Wall Street Analysts See a 29.79% Upside in LendingClub (LC): Can the Stock Really Move This High?

  • LendingClub Leaves NYSE For Nasdaq to Mark Banking Rebrand

  • LendingClub to Transfer Listing to Nasdaq; New Ticker Symbol "HAPN" to Reflect the Launch of Happen Bank

  • Down From Its Highs, This Explosive Micro-Cap Could Be the Ultimate Growth Stock Under $30

  • Agilent Q2 Earnings Call Shows Ignite Driving a Higher Outlook