1. Aland Islands Stocks

  2. •

    Finance

  3. •

    Major banks
Alandsbanken Abp Class A

Alandsbanken Abp Class A

40.80
EUR
-0.50
(-1.21%)
3.07EPS
14.21P/E
719.11MMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
7.01
7.85
7.71
7.39
7.82
7.75
8.09
9.04
10.55
11.1
12.45
13.19
13.36
13.57
Basic EPS, GAAP
0.44
1.05
1.5
1.21
1.27
1.39
1.59
1.9
2.4
2.22
2.99
3.2
3.33
3.08
Free Cash Flow per Basic Share
-25.17
-7.74
-7.6
11.97
-8.71
-5.72
-2.51
11.03
15
-29.41
3.2
-0.44
-0.79
-3.12
Dividend per Share
0.14
0.14
0.36
0.56
0.56
0.61
0.66
- -
1.88
1.88
1.92
2.49
2.58
- -
Book Value per Share
11.77
12.66
13.14
13.61
14.21
14.7
15.59
17.61
19.97
19.51
20.56
20.52
23.59
20.4
Tangible Book Value per Share
11.18
12.16
12.55
12.65
13.16
13.39
14.06
16.14
18.58
18.24
19.28
19.22
22.15
18.94
Basic Weighted Avg Shares
15
15
16
16
16
16
17
17
17
17
16
16
16
16
Sales/Revenue/Turnover
108
120
125
120
128
128
134
150
175
184
203
216
219
222
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
8
8
7
6
7
7
12
12
14
13
12
12
12
13
Net Income, GAAP
7
16
24
20
21
23
26
31
40
37
49
52
55
51
Effective Tax Rate (%)
25.8
21.28
19.68
21.56
20.47
20.9
20.74
20.73
19
20.21
21.17
19.63
18.78
18.91
Profit Margin (%)
6.22
13.4
19.49
16.39
16.2
17.98
19.66
20.99
22.74
20.02
24
24.25
24.95
22.72
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
553
865
710
534
878
686
497
591
605
220
315
304
193
874
Total Equity
184
196
213
222
234
242
258
292
332
317
335
336
386
335
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
0.65
1.63
2.45
2.35
2.22
2.25
3.13
3.84
4.38
4.99
8.2
8.1
8.95
4.28
Return on Common Equity (%)
3.76
8.62
11.94
9.06
9.09
9.64
10.51
11.43
12.77
11.33
14.92
15.57
15.11
15.54

Capital Structure

EUR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
16
16
16
Market Capitalization
739
818
719

Working Capital

EUR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
215
134
174
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

EUR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
6.3%
6.01%
15.02%
Free Cash Flow
-146.68%
-80.98%
78.64%
Net Income, GAAP
9.44%
12.61%
4.45%
Sales/Revenue/Turnover
5.94%
7.97%
1.53%
Total Cash Common Dividend
- -
- -
4%

Quarterly Revenue

EUR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
54
55
53
54
216
2025
56
56
- -
57
219
2026
57
53
- -
- -
- -

Quarterly Earnings Per Share

EUR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.83
0.77
0.84
0.76
3.2
2025
0.89
0.85
- -
0.79
3.33
2026
0.86
0.59
- -
- -
- -

Quarterly Dividends Per Share

EUR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
2.49
2025
- -
- -
- -
- -
2.58
2026
- -
- -
- -
- -
- -

Company Description

Company Profile APIChatGPT
CEO
Peter Wiklöf
Full Time Employees
1,138
Sector
Finance
Industry
Major banks
Address
Nygatan 2 Mariehamn AX Aland Islands 22100
IPO Date
Jan 1, 1942
Website
alandsbanken.fi
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Business
Ålandsbanken Abp Ålandsbanken Abp operates as a commercial bank providing private banking, premium banking, asset management, and corporate banking services to individuals and companies primarily in Finland and Sweden. The bank offers deposit products including savings accounts, time deposits, cash accounts linked to securities, and certificates of deposit; lending products such as home mortgages, securities-backed loans, business operation loans, and consumer loans; payment services encompassing debit and credit cards, cashier operations, and currency exchange; investment services featuring discretionary and advisory asset management, fund management through subsidiaries like Ålandsbanken Fonder AB and Ålandsbanken Fondbolag Ab, securities brokerage via Ålandsbanken Equities Ab, and insurance products; as well as digital banking and IT solutions provided by Crosskey Banking Solutions Ab Ltd. Founded in 1919 and headquartered in Mariehamn on the Åland Islands, it maintains approximately 30 branches across Finland, including Helsinki, Turku, Tampere, and Vaasa, and Sweden, with offices in Stockholm, Gothenburg, and Malmö, alongside subsidiaries such as Ålandsbanken Asset Management Ab, Alpha Management Company S.A., and Ab Compass Card Ltd Oy. Recent developments include the completion of consent solicitation processes in September 2025 for amendments to its SEK 150 million Tier 2 Notes due 2041 and SEK 200 million Tier 2 Notes due 2043, and consideration in November 2025 of issuing additional Tier 1 capital instruments to strengthen its funding structure.