Hippo Holdings Inc.

Hippo Holdings Inc.

HIPO
Hippo Holdings Inc.US flagNew York Stock Exchange
24.81
USD
-0.59
- -
645.95MMarket Cap
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
14.85
8.38
5.26
8.89
15.06
18.56
18.84
Basic EPS, GAAP
-40.71
-34.11
-14.66
-11.58
-1.64
2.28
4.42
Free Cash Flow per Basic Share
-18.93
-11.81
-7.32
-5.17
1.91
0.36
2.09
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
-73.82
-57.68
-42.25
-52.35
-51.62
-48.2
-47.52
Tangible Book Value per Share
-85.13
68.9
23.2
13.1
12.15
15.02
15.42
Basic Weighted Avg Shares
3
11
23
24
25
25
25
Sales/Revenue/Turnover
52
91
120
210
372
469
480
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
7
11
15
20
23
20
- -
Net Income, GAAP
-142
-371
-333
-273
-40
58
112
Effective Tax Rate (%)
- -
- -
- -
- -
- -
1.11
0.86
Profit Margin (%)
-274.22
-407.24
-278.53
-130.23
-10.88
12.31
23.45
Working Capital
- -
- -
- -
- -
- -
- -
- -
LT Debt
273
- -
29
15
10
52
52
Total Equity
-200
862
594
385
365
436
449
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
-4.35
-8.9
Return on Common Equity (%)
- -
- -
- -
- -
- -
- -
- -

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
48
48
48
LT Finance Leases
5
4
4
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
25
26
26
Market Capitalization
907
760
664

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
521
472
520
Accounts Receivable, Net
559
598
681
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
349
319
369
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
-116.78%
19.41%
Free Cash Flow
- -
-24.25%
-80.72%
Net Income, GAAP
- -
-38.7%
-242.47%
Sales/Revenue/Turnover
- -
57.31%
25.93%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
85
90
96
102
372
2025
110
117
121
120
469
2026
122
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
-1.47
-1.64
-0.34
1.78
-1.64
2025
-1.91
0.05
3.9
0.24
2.28
2026
0.27
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Company Description

APIChat
CEO
Richard Lyn McCathron
Full Time Employees
478
Sector
Financial Services
Industry
Insurance - Specialty
Address
150 Forest Avenue Palo Alto CA United States of America 94301
IPO Date
Jan 11, 2021
Website
hippo.com
Business
Hippo Holdings Inc. Hippo Holdings Inc. (NYSE: HIPO) operates as a technology-driven property and casualty insurance holding company that provides homeowners, condo, renters, flood, earthquake, and related personal lines insurance products to individuals and businesses primarily across the United States; its offerings emphasize proactive risk mitigation through AI-powered underwriting, smart home device integration for leak detection and alerts, digital claims processing, and bundled services such as home health check-ups and care advice, distributed directly via its online platform, mobile app, and agency networks including First Connect. The company conducts operations through three main segments—Services (encompassing consumer agency sales of Hippo Home Insurance Program policies and third-party carriers), Insurance-as-a-Service (white-label technology platform for partners like homebuilders and lenders), and Hippo Home Insurance Program (core admitted insurance underwriting via subsidiary Spinnaker Insurance Company)—targeting single-family homeowners, condo owners, renters, and commercial clients in select states with a focus on tech-enabled prevention to reduce claims. Founded in 2015 and headquartered in Palo Alto, California, Hippo Holdings Inc. serves customers nationwide, leveraging a proprietary data analytics platform to assess property risks and deliver competitive rates from its network of over 70 A-rated carriers. Recent strategic developments include a June 2025 agreement to divest its homebuilder distribution network to The Baldwin Group's Westwood Agency LLC, enabling focus on core underwriting and risk selection while accelerating new home insurance growth through partner channels; this transaction, expected to close around July 1, 2025, involves assets generating approximately $29.2 million in trailing 12-month revenue. In Q3 2025, the company reported robust growth with Total Generated Premium up 24% year-over-year to $306 million and revenue surging amid industry challenges, alongside ongoing refinements to catastrophe exposure management and profitability initiatives launched in 2022-2024 such as rate increases and underwriting discipline. Earlier milestones encompass the 2021 public listing via SPAC merger with Reinvent Technology Partners, the 2020 acquisition of Spinnaker Insurance for in-house underwriting control, and the 2021 purchase of First Connect to expand agency distribution.

Company News

APIChat
  • Hippo Closes $100M Mountain Re Cat Bond, Expanding Multi-Peril Coverage to Include Wildfire

  • Hippo Holdings Inc. (HIPO) Q1 Earnings Top Estimates

  • Hippo Reports First Quarter 2026 Financial Results

  • Earnings Preview: Corebridge Financial (CRBG) Q1 Earnings Expected to Decline

  • Head-To-Head Contrast: Zurich Insurance Group (OTCMKTS:ZURVY) & Hippo (NYSE:HIPO)

  • Hippo Holdings Inc. (NYSE:HIPO) Receives $37.67 Average PT from Analysts

  • Hippo Holdings Inc. (HIPO) Earnings Expected to Grow: What to Know Ahead of Next Week's Release

  • Hippo Appoints its EVP & Chief Strategy Officer Stewart Ellis to Its Board of Directors

  • Why Hippo Holdings (HIPO) Could Beat Earnings Estimates Again

  • Richard Mccathron Sells 5,000 Shares of Hippo (NYSE:HIPO) Stock

  • Hippo to Report First Quarter Financial Results on April 30, 2026

  • Hippo Transforms Claims Workflow with AI, Unlocking Scale and Efficiency with Its Modern Tech Stack

  • Hippo Announces Strategic Distribution Relationship with Progressive Insurance® Across Eight States

  • Critical Survey: Assured Guaranty (NYSE:AGO) versus Hippo (NYSE:HIPO)

  • Hippo Holdings Inc. (HIPO) Q4 2025 Earnings Call Transcript

  • Hippo Reports Fourth Quarter 2025 Financial Results

  • Principal Financial Group Inc. Has $2.56 Million Position in Hippo Holdings Inc. $HIPO

  • Hippo to Report Fourth Quarter Financial Results on February 25, 2026

  • Rocket Lab's Hungry Hippo Fairing Arrives at Virginia Launch Site Ahead of First Neutron Flight

  • Hippo Releases Fourth Annual Housepower Report