Bank of Tianjin Co., Ltd. Class H

Bank of Tianjin Co., Ltd. Class H

HHKEX:1578
1.98
HKD
+0.00
(-0.25%)
11.84BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
1.35
1.64
1.98
2.04
1.68
2
2.45
2.67
3
2.19
2.68
2.6
2.52
- -
Basic EPS, GAAP
0.57
0.73
0.82
0.77
0.65
0.69
0.75
0.71
0.53
0.59
0.62
0.63
0.64
- -
Free Cash Flow per Basic Share
0.57
5.79
11.98
8.43
-10.28
-18.57
6.37
1.24
-1.35
2.72
3.49
-1.88
-8.04
- -
Dividend per Share
0.09
0.1
0.12
0.18
0.2
0.18
0.18
0.18
- -
- -
- -
0.12
0.14
- -
Book Value per Share
3.19
4.75
5.48
6.87
7.26
7.74
8.3
8.75
9.34
9.85
10.57
11.29
11.57
11.83
Tangible Book Value per Share
3.18
4.75
5.47
6.86
7.24
7.72
8.27
8.71
9.28
9.77
10.48
11.19
11.45
11.72
Basic Weighted Avg Shares
6,031
6,031
6,031
5,839
6,071
6,071
6,071
6,071
6,071
6,071
6,071
6,071
6,071
6,071
Sales/Revenue/Turnover
8,118
9,908
11,917
11,938
10,218
12,171
14,868
16,214
18,233
13,323
16,268
15,776
15,270
- -
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
150
183
179
200
224
240
524
676
794
813
786
689
651
- -
Net Income, GAAP
3,418
4,417
4,916
4,522
3,916
4,181
4,548
4,308
3,196
3,565
3,760
3,802
3,866
- -
Effective Tax Rate (%)
21.67
22.35
22.29
20.88
19.25
18.93
18.19
13.74
6.61
6.47
3.91
8.9
9.87
- -
Profit Margin (%)
42.11
44.58
41.26
37.88
38.33
34.35
30.59
26.57
17.53
26.76
23.11
24.1
25.32
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
4,291
2,699
13,904
40,632
118,688
159,824
121,737
109,764
99,527
94,627
84,345
110,933
151,114
143,021
Total Equity
19,449
28,890
33,248
41,755
44,756
47,721
51,177
53,948
57,541
60,619
65,030
69,410
71,153
72,745
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
15.19
15.92
12.45
6.99
3.16
2.23
2.36
2.54
1.98
2.28
2.46
2.29
1.89
- -
Return on Common Equity (%)
19.03
18.44
15.94
12.1
9.13
9.18
9.34
8.32
5.82
6.12
6.07
5.73
5.57
- -

Capital Structure

CNY

•

in mil. unless spec.
Jun'25
Dec'25
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
6,071
6,071
6,071
Market Capitalization
13,739
13,582
10,242

Working Capital

CNY

•

in mil. unless spec.
Jun'25
Dec'25
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
93,264
96,612
87,979
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

CNY

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
8.06%
5.71%
2.51%
Free Cash Flow
-70.11%
-61.67%
327.69%
Net Income, GAAP
-1.72%
-1.2%
1.7%
Sales/Revenue/Turnover
3.75%
0.28%
-3.21%
Total Cash Common Dividend
714.3%
1,417.82%
15.01%

Semi-annual Revenue

CNY

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
15,776
2025
- -
- -
15,270
2026
- -
- -
- -

Semi-annual Earnings Per Share

CNY

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
0.63
2025
- -
- -
0.64
2026
- -
- -
- -

Semi-annual Dividends Per Share

CNY

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
0.12
2025
- -
- -
0.14
2026
- -
- -
- -

Company Description

CEO
Hongtao Wu
Full Time Employees
6,621
Sector
Finance
Industry
Regional banks
Address
No. 15 Youyi Road Tianjin TI China 300201
IPO Date
Mar 30, 2016
Business
Bank of Tianjin Co., Ltd. (1578.HK) operates as a commercial bank providing a comprehensive range of banking and related financial services primarily in the People's Republic of China. The bank conducts its business through three main segments: Corporate Banking, which offers deposit taking, corporate loans, trade financing, and other corporate intermediary services to corporations, government agencies, and financial institutions; Personal Banking, which provides personal loans and deposits, card business, personal wealth management services, and other personal intermediary services to individual customers; and Treasury Operations, which engages in debt instruments investments as well as money market, foreign exchange, precious metal, and derivatives transactions for its own account or on behalf of customers. It also provides agency services for the housing maintenance fund and related financial products including investment banking, currency trading, investment management, and credit card issuing. Founded in 1996 and headquartered at No. 15 Youyi Road, Hexi District, Tianjin, China, the bank maintains operations across multiple regions including Tianjin, Beijing, Shanghai, Hebei, Shandong, Sichuan, Xinjiang, and Ningxia, with 216 business institutions comprising one business department, six central sub-branches, seven first-level branches, and six second-level branches as of recent reports. It holds controlling interests in subsidiaries such as Bank of Tianjin Financial Leasing Co., Ltd. and several village banks including Tianjin Jizhou Village Bank and seven Jinhui Village Banks in Ningxia and Xinjiang. The bank listed on the main board of the Hong Kong Stock Exchange in March 2016, with major shareholders including Tianjin Free Trade Zone Investment Co., Ltd. (15.93%), ANZ Banking Group Co., Ltd. (11.95%), and Tianjin Pharmaceutical Group Co., Ltd. (8.02%). In recent developments, the bank completed the absorption and merger of Jizhou Village Bank on December 27, 2024, inaugurating a new institution to support regional expansion; received NFRA approval on December 31, 2024, for investment in Home Credit Consumer Finance Co., Ltd.; and signed a strategic cooperation agreement with iFlyTek on November 13, 2024. It issued RMB5.0 billion financial bonds in the interbank market on December 26, 2024, RMB10 billion Tier II capital bonds on May 20, 2024, and RMB10 billion financial bonds on June 20, 2024, to bolster capital and support business growth. Additional strategic moves include partnerships with Agricultural Bank of China Tianjin Branch on March 1, 2024, 11 state-owned enterprises in Tianjin on April 10, 2024, and others such as Tianjin Agricultural and Commercial Bank and Ly.com in late 2024, alongside the launch of themed co-branded physical precious metals during the 2024 Tianjin Marathon on October 20, 2024.