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Jiangxi Bank Co., Ltd. Class H

Jiangxi Bank Co., Ltd. Class H

HHKEX:1916
0.56
HKD
-0.01
(-1.77%)
4.04BMarket Cap
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
1.18
1.54
1.56
1.75
1.85
1.13
1.5
1.9
1.94
1.84
1.48
- -
Basic EPS, GAAP
0.13
0.28
0.49
0.51
0.34
0.31
0.34
0.26
0.17
0.18
0.16
- -
Free Cash Flow per Basic Share
0.32
8.08
4.1
-3.97
-0.11
-0.61
-1.76
-6.43
-0.49
-3.58
0.48
- -
Dividend per Share
0.08
0.04
0.08
0.1
0.08
0.05
0.05
0.05
0.06
0.04
0.04
- -
Book Value per Share
3.3
3.52
3.88
5.35
5.72
5.85
6.79
7.64
7.76
7.93
7.88
7.88
Tangible Book Value per Share
3.27
3.49
3.85
5.31
5.66
5.79
6.73
7.59
7.71
7.88
7.81
7.81
Basic Weighted Avg Shares
5,849
5,849
5,849
5,364
6,024
6,024
6,024
6,024
6,024
6,024
6,024
6,024
Sales/Revenue/Turnover
6,893
8,984
9,096
9,371
11,120
6,834
9,024
11,459
11,692
11,106
8,938
- -
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
177
300
332
365
517
514
524
472
461
417
392
- -
Net Income, GAAP
773
1,637
2,865
2,734
2,051
1,859
2,070
1,550
1,036
1,057
964
- -
Effective Tax Rate (%)
19.96
30.48
22.09
17.7
28.68
23.33
15.41
4.79
- -
- -
- -
- -
Profit Margin (%)
11.21
18.22
31.5
29.17
18.44
27.21
22.94
13.52
8.86
9.52
10.79
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
17,362
43,787
51,924
72,075
71,293
50,918
51,547
57,348
47,446
68,340
64,602
64,602
Total Equity
19,313
20,599
23,272
32,811
35,088
35,942
41,633
46,815
47,533
48,581
48,295
48,295
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
3.16
4.03
2.99
1.89
1.88
2.25
1.52
- -
- -
- -
- -
Return on Common Equity (%)
- -
8.2
13.23
9.95
6.15
5.33
5.43
3.56
2.23
2.24
2.03
- -

Capital Structure

CNY

•

in mil. unless spec.
Dec'24
Jun'25
Dec'25
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
6,024
6,024
6,024
Market Capitalization
4,133
4,728
3,627

Working Capital

CNY

•

in mil. unless spec.
Dec'24
Jun'25
Dec'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
56,340
52,496
59,516
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

CNY

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
10.14%
6.29%
-0.59%
Free Cash Flow
342.66%
176.76%
-113.42%
Net Income, GAAP
9.44%
-10.73%
-8.74%
Sales/Revenue/Turnover
5.13%
7.31%
-19.52%
Total Cash Common Dividend
1.56%
-5.29%
-5.04%

Semi-annual Revenue

CNY

•

in mil. unless spec.

Year

H1
H2
FY
2023
- -
- -
11,692
2024
- -
- -
11,106
2025
- -
- -
8,938

Semi-annual Earnings Per Share

CNY

•

in mil. unless spec.

Year

H1
H2
FY
2023
- -
- -
0.17
2024
- -
- -
0.18
2025
- -
- -
0.16

Semi-annual Dividends Per Share

CNY

•

in mil. unless spec.

Year

H1
H2
FY
2023
- -
- -
0.06
2024
- -
- -
0.04
2025
- -
- -
0.04

Company Description

Company Profile APIChatGPT
CEO
Hui Zeng
Full Time Employees
5,656
Sector
Finance
Industry
Major banks
Address
Jiangxi Bank Tower Nanchang JX China 330038
IPO Date
Jun 26, 2018
Website
jx-bank.com
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Business
Jiangxi Bank Co., Ltd. is a comprehensive commercial banking institution primarily engaged in providing a wide range of financial products and services including corporate banking, retail banking, wealth management, loan financing, deposit services, trade finance, and electronic banking solutions. The bank specializes in corporate loans, personal loans, credit cards, deposit accounts, asset management services, and online banking platforms, catering to both individual consumers and businesses. Headquartered in Nanchang, Jiangxi Province, China, the bank operates across the Jiangxi region and nearby provinces, serving a diverse client base of small, medium, and large enterprises as well as retail customers. Founded in 1997, Jiangxi Bank has developed a strong regional presence in financial services. In the past 1-2 years, Jiangxi Bank has undertaken significant strategic initiatives including expanding its digital banking services and strengthening partnerships with fintech firms to enhance its technology-driven financial offerings. The bank has also recently increased its capital base through funding rounds aimed at supporting growth in key sectors such as green finance and SME lending. Additionally, Jiangxi Bank has invested in new product launches focused on sustainable finance and inclusive banking, aligning its business with evolving regulatory frameworks and market demand. These operational and strategic advancements mark a considerable shift towards innovation and regional expansion, reflecting Jiangxi Bank’s commitment to modernizing its financial ecosystem while reinforcing its core service portfolio. The bank serves distinct business segments such as retail banking, commercial banking, and wholesale banking, with products tailored for agriculture, industry, trade, and public sectors. Its geographic operations primarily concentrate in China with a focus on the Jiangxi province, but it also facilitates cross-border trade finance and foreign exchange services to support regional enterprises in international markets. Jiangxi Bank functions as an independent commercial entity without direct subsidiaries or parent company affiliations, emphasizing decentralized management and regional market responsiveness. The institution's comprehensive financial product range and recent strategic initiatives position it prominently within the banking industry in China's emerging markets.