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Luzhou Bank Co., Ltd. Class H

Luzhou Bank Co., Ltd. Class H

HHKEX:1983
2.10
HKD
-0.11
(-4.98%)
6.20BMarket Cap
Mar 30Next Earn
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
0.36
0.5
0.64
0.97
1.01
0.99
1.3
1.29
1.67
1.77
1.85
- -
Basic EPS, GAAP
0.17
0.21
0.24
0.33
0.23
0.21
0.27
0.3
0.37
0.47
0.57
- -
Free Cash Flow per Basic Share
1.3
3.64
-2.48
0.72
-1.85
0.54
0.08
0.55
-3.34
0.55
-3.08
- -
Dividend per Share
0.03
0.03
0.02
0.21
0.11
0.09
0.04
0.04
0.1
0.14
0.12
- -
Book Value per Share
1.25
1.53
1.66
2.34
2.54
3.29
3.57
3.75
4.02
4.58
5.02
5.24
Tangible Book Value per Share
1.25
1.53
1.66
2.34
2.54
3.29
3.56
3.75
4.01
4.57
5.01
5.22
Basic Weighted Avg Shares
2,620
2,620
2,620
1,992
2,714
2,718
2,718
2,718
2,718
2,718
2,718
2,718
Sales/Revenue/Turnover
942
1,299
1,680
1,932
2,742
2,691
3,529
3,504
4,529
4,811
5,017
- -
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
23
24
42
58
124
176
181
176
167
179
202
- -
Net Income, GAAP
451
542
619
658
634
576
734
808
994
1,276
1,541
- -
Effective Tax Rate (%)
23.17
24.37
24.04
22.91
23.59
22.18
21.41
20.4
20.51
28.52
25.98
- -
Profit Margin (%)
47.92
41.75
36.82
34.08
23.12
21.41
20.81
23.05
21.95
26.52
30.73
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
- -
4,901
11,645
15,520
18,262
16,650
20,228
13,100
14,309
12,854
18,398
15,193
Total Equity
3,284
4,007
4,336
6,367
6,890
8,949
9,702
10,196
10,927
12,440
13,732
14,340
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
8.89
4.97
3.48
2.7
2.27
2.64
3.03
4.1
5.05
5.37
- -
Return on Common Equity (%)
- -
14.87
14.83
12.3
9.56
7.27
7.87
8.12
9.41
10.92
11.82
- -

Capital Structure

CNY

•

in mil. unless spec.
Jun'25
Dec'25
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
2,718
2,718
2,718
Market Capitalization
6,183
5,474
5,361

Working Capital

CNY

•

in mil. unless spec.
Jun'25
Dec'25
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
13,223
13,919
17,303
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

CNY

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
16.01%
8.98%
10.38%
Free Cash Flow
-169.49%
-201.38%
-656.82%
Net Income, GAAP
13.75%
21.94%
20.83%
Sales/Revenue/Turnover
19.25%
14.04%
4.28%
Total Cash Common Dividend
89.78%
30.32%
-13.19%

Semi-annual Revenue

CNY

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
4,811
2025
- -
- -
5,017
2026
- -
- -
- -

Semi-annual Earnings Per Share

CNY

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
0.47
2025
- -
- -
0.57
2026
- -
- -
- -

Semi-annual Dividends Per Share

CNY

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
0.14
2025
- -
- -
0.12
2026
- -
- -
- -

Company Description

Company Profile APIChatGPT
CEO
Song Qun
Full Time Employees
1,977
Sector
Finance
Industry
Regional banks
Address
Building 1 Luzhou SI China 646000
IPO Date
Dec 17, 2018
Website
lzccb.cn
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Business
Luzhou Bank Co., Ltd. (1983.HK) operates as a commercial bank focused on corporate and retail banking, financial markets operations, and other financial services in the People's Republic of China. The bank provides corporate banking products and services including corporate deposits, loans, bill discounting, financial services for micro and small enterprises; retail banking offerings such as personal deposits, personal business and consumption loans, personal residential and commercial mortgage loans, bank cards, wealth management products, trust plans, precious metal products and services, collection and remit tax services, and other intermediary services; financial markets activities encompassing interbank lending, bond investments, repurchase agreements, money market transactions, investment management, and asset management; as well as settlement and agency services, guarantees, credit commitments, and investment banking services. Founded in 1997 and headquartered at No. 1, Section 1, Jiucheng Avenue, Luzhou, Sichuan Province, the bank serves customers primarily through 32 branches in Luzhou, plus branches in Chengdu and Meishan, with additional mobile, telephone, SMS, internet banking, and e-banking channels supporting its operations in Sichuan Province. Recent developments include the successful issuance of RMB1.8 billion in perpetual capital bonds in June 2025 at a 2.75% coupon rate for the first five years to supplement other Tier 1 capital, RMB500 million in small and micro enterprise loan asset-backed securities as the first such issuance by a bank in Sichuan Province, over 30 specialized products with 23 available online, a proposed RMB1.85 billion H-share private placement postponed in June 2025 due to shareholder opinions, RMB0.6 billion in 2024 capital bonds at 2.8% coupon, and the proposed appointment of Ms. Wang Jie as a non-executive director in November 2025 pending approval.