Bank of Gansu Co., Ltd. Class H

Bank of Gansu Co., Ltd. Class H

HHKEX:2139
0.24
HKD
0.00
(0.00%)
5.50BMarket Cap
Mar 31Next Earn
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
0.34
0.52
0.6
1.04
0.9
0.65
0.58
0.29
0.37
0.34
0.33
0.35
- -
Basic EPS, GAAP
0.11
0.13
0.2
0.45
0.35
0.05
0.06
0.04
0.04
0.04
0.04
0.04
- -
Free Cash Flow per Basic Share
4.26
-0.22
1.21
-5.62
-1.02
0.62
1.22
-0.57
0.22
0.69
0.43
0.01
- -
Dividend per Share
- -
- -
0.06
- -
- -
0.1
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
1.43
1.6
1.77
2.2
2.5
2.45
2.09
2.12
2.16
2.2
2.24
2.28
2.19
Tangible Book Value per Share
1.43
1.6
1.77
2.2
2.5
2.44
2.08
2.12
2.16
2.2
2.24
2.28
2.19
Basic Weighted Avg Shares
9,738
9,738
9,738
7,526
9,951
10,070
10,111
15,070
15,070
15,070
15,070
15,070
15,070
Sales/Revenue/Turnover
3,274
5,066
5,810
7,809
8,936
6,567
5,864
4,330
5,590
5,116
4,987
5,249
- -
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
52
89
139
214
331
505
517
401
435
416
412
391
- -
Net Income, GAAP
1,063
1,298
1,917
3,358
3,435
509
558
571
601
645
582
588
- -
Effective Tax Rate (%)
24.56
25.96
25.1
24.9
25.83
9.45
- -
- -
- -
- -
- -
- -
- -
Profit Margin (%)
32.45
25.63
33
43.01
38.44
7.75
9.52
13.18
10.76
12.6
11.68
11.2
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
80
5,903
10,135
23,961
41,577
39,743
23,914
29,117
26,219
22,359
27,678
33,950
39,811
Total Equity
10,750
12,095
13,344
16,613
25,248
24,689
31,465
32,050
32,599
33,180
33,838
34,375
33,013
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
9.01
9.22
10.47
6.39
0.77
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
- -
11.39
15.1
22.47
16.44
2.04
1.99
1.8
1.86
1.96
1.74
1.73
- -

Capital Structure

CNY

•

in mil. unless spec.
Jun'25
Dec'25
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
15,070
15,070
15,070
Market Capitalization
3,644
3,304
4,759

Working Capital

CNY

•

in mil. unless spec.
Jun'25
Dec'25
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
33,866
41,354
38,462
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

CNY

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
12.1%
1.78%
1.59%
Free Cash Flow
-147.74%
-46.14%
-98.19%
Net Income, GAAP
5.57%
1.23%
0.99%
Sales/Revenue/Turnover
2.35%
-0.56%
5.24%
Total Cash Common Dividend
- -
9.88%
-71.7%

Semi-annual Revenue

CNY

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
4,987
2025
- -
- -
5,249
2026
- -
- -
- -

Semi-annual Earnings Per Share

CNY

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
0.04
2025
- -
- -
0.04
2026
- -
- -
- -

Semi-annual Dividends Per Share

CNY

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
- -
2025
- -
- -
- -
2026
- -
- -
- -

Company Description

CEO
Qing Liu
Full Time Employees
4,615
Sector
Finance
Industry
Regional banks
Address
Bank of Gansu Building Lanzhou GA China 730030
IPO Date
Jan 18, 2018
Business
Bank of Gansu Co., Ltd. provides banking and related financial services primarily in Gansu Province, People's Republic of China. The bank operates through three main segments: corporate banking, offering corporate loans and advances, deposits, agency services, consulting and advisory services, remittance and settlement services, and guarantee services to corporations and government agencies; retail banking, providing personal loans and deposits, bank card business including debit and credit cards such as standard, platinum, gold, city impression, co-branded, Furui, and specialized cards like "White Angel" for medical staff, personal wealth management, remittance services, and pension financial products under the "Gan Yangle" brand; and financial market operations, engaging in interbank money market transactions, repurchase transactions, investments, bond transactions, debt issuance, and trading in debt securities. Additional services encompass deposits including demand, time, certificates of deposit, and notification deposits; investment products such as "Huifu" wealth management, third-party wealth management, precious metals like gold and silver coins and bars, and insurance; loans including consumer, housing mortgage, operating turnover, online financial, rural revitalization, "Ganle", "Fangkuaidai", "Xinxidal", and large certificate of deposit pledge loans; trade finance services like international settlement, trade financing, spot foreign exchange, cross-border RMB; supply chain finance, cash management, domestic letters of credit, and government financial services including fiscal agency, social security, housing provident fund; as well as digital channels via personal and corporate internet banking, mobile banking, WeChat banking, smart gas stations, cafeterias, and payment services. The bank serves small and medium-sized enterprises, rural customers, retail individuals, and government entities, with a network across Gansu Province including branches in Baiyin and Pingliang converted from predecessor city commercial banks, and a subsidiary Pingliang Jingning Chengji Rural Bank Co., Ltd.; it maintains a principal place of business in Hong Kong. Founded in 2011 through the merger of Baiyin City Commercial Bank and Pingliang City Commercial Bank promoted by the Gansu Provincial Government, the bank is headquartered at Bank of Gansu Building, 525-1 Donggang West Road, Chengguan District, Lanzhou City, Gansu Province, China, and lists its H shares (ticker: 2139) on the Hong Kong Stock Exchange since January 2018. Recent developments include the June 2025 transfer of non-performing creditor's rights assets totaling RMB189.13 million principal and interest to Gansu Assets Management—a subsidiary of Gansu State-owned Assets Investment—for RMB36.66 million via public bidding to alleviate non-performing asset pressure; launches of the "Gan Yangle" pension financial brand and 19 elderly care finance demonstration sites; over 20% growth in green and technology loans; fulfillment of "two increases" targets for inclusive micro and small enterprise loans; total assets surpassing RMB400 billion with 6% plus growth; retail transformation yielding over 1.9 million asset-holding individual customers, 158,000 personal loan customers, 660,000 credit card customers, and 200,000 merchants; and corporate customer base expansion to 108,500 with stratified management.