Yixin Group Ltd.

Yixin Group Ltd.

0.77
HKD
-0.01
(-1.91%)
8.50BMarket Cap
Mar 04Next Earn
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
0.01
0.04
0.24
2.42
0.89
0.93
0.53
0.55
0.82
1.04
1.53
1.72
- -
Basic EPS, GAAP
- -
- -
-0.22
-11.37
-0.03
- -
-0.18
- -
0.06
0.09
0.13
0.18
- -
Free Cash Flow per Basic Share
- -
-0.44
-1.81
-9.76
-0.67
1.76
1.94
0.23
-0.33
-1.35
-0.35
-0.13
- -
Dividend per Share
- -
- -
- -
0.06
- -
- -
- -
- -
- -
0.03
0.03
0.12
- -
Book Value per Share
0.02
0.02
-0.22
2.44
2.42
2.47
2.28
2.25
2.35
2.42
2.53
2.5
2.47
Tangible Book Value per Share
0.02
0.01
-0.26
2.06
2.08
2.15
2.01
2.04
2.17
2.28
2.42
2.41
2.38
Basic Weighted Avg Shares
6,276
6,276
6,276
1,612
6,195
6,245
6,295
6,335
6,382
6,420
6,455
6,724
6,663
Sales/Revenue/Turnover
48
271
1,488
3,906
5,533
5,800
3,325
3,494
5,202
6,686
9,888
11,560
- -
Operating Margin (%)
-1.04
16.46
6.49
-8.93
7.69
-0.99
-49.25
-11.11
5.43
10.12
11.15
15.08
- -
Depreciation Expense
- -
28
47
286
392
266
323
396
263
296
306
160
- -
Net Income, GAAP
- -
-28
-1,401
-18,331
-167
31
-1,156
29
371
555
810
1,199
- -
Effective Tax Rate (%)
- -
1,050.34
- -
- -
- -
59.3
- -
65.38
8.55
21.71
25.66
30.04
- -
Profit Margin (%)
0.14
-10.4
-94.18
-469.36
-3.01
0.53
-34.76
0.83
7.13
8.3
8.19
10.37
- -
Working Capital
144
1,964
525
1,321
1,299
3,519
6,668
6,534
5,736
5,276
4,644
3,340
5,278
LT Debt
- -
- -
3,277
7,686
8,734
3,449
1,573
3,475
4,692
10,861
12,861
14,482
16,341
Total Equity
150
130
-1,384
15,342
15,418
15,713
14,534
14,642
15,326
15,765
16,480
16,954
16,788
Return on Invested Capital (%)
- -
-106.47
- -
- -
- -
0.05
- -
0.14
1.4
1.61
2.03
2.57
- -
Return on Capital (%)
- -
-9.97
- -
- -
- -
0.11
- -
0.2
1.72
1.87
2.15
2.81
- -
Return on Common Equity (%)
- -
-20.15
- -
- -
-1.08
0.2
-7.64
0.2
2.47
3.57
5.02
7.17
- -

Capital Structure

CNY

•

in mil. unless spec.
Jun'25
Dec'25
Jun'26
ST Debt
16,024
16,846
16,087
LT Borrowings
12,425
14,457
16,319
LT Finance Leases
14
26
22
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
6,775
6,787
6,803
Market Capitalization
14,407
15,613
7,357

Working Capital

CNY

•

in mil. unless spec.
Jun'25
Dec'25
Jun'26
Total Current Assets
24,224
25,426
26,369
Cash, Cash Equivalents & STI
5,681
4,506
4,683
Accounts Receivable, Net
2,596
2,896
3,000
Inventories
- -
- -
- -
Total Current Liabilities
20,699
22,086
21,091
Payables & Accruals
- -
- -
- -
ST Debt
16,024
16,846
16,087
Deferred Revenue
- -
- -
- -

Growth Rates

CNY

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
-235.96%
3.14%
2.87%
Free Cash Flow
-22.76%
-30%
-62.49%
Net Income, GAAP
324.46%
244.37%
48.03%
Sales/Revenue/Turnover
76.21%
29.46%
16.91%
Total Cash Common Dividend
- -
- -
358.13%

Semi-annual Revenue

CNY

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
9,888
2025
- -
- -
11,560
2026
- -
- -
- -

Semi-annual Earnings Per Share

CNY

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
0.13
2025
- -
- -
0.18
2026
- -
- -
- -

Semi-annual Dividends Per Share

CNY

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
0.03
2025
- -
- -
0.12
2026
- -
- -
- -

Company Description

CEO
Xuan Zhang
Full Time Employees
4,773
Sector
Finance
Industry
Finance/Rental/Leasing
Address
Yixin Building Hong Kong Hong Kong
IPO Date
Nov 16, 2017
Business
Yixin Group Limited operates as an AI-driven online automobile finance transaction platform in China. The company provides automotive financing and value-added services to consumers; fintech solutions including loan facilitation, guarantees, after-market services, software-as-a-service, and advertising to automakers, auto dealers, auto finance partners, and insurance companies; financial leasing; operating leasing services; automobile sales services; commercial factoring; and subscription services through its transaction platform and self-operated financing businesses. Yixin Group Limited, founded in 2013 and headquartered in Shanghai at Yixin Building, 365 Linhong Road, Changning District, serves consumers and partners across the automotive finance ecosystem primarily in China. The company launched six new FinTech projects in the first half of 2025 with over 60 financial institutions including banks, financial leasing companies, and OEMs such as Porsche; strengthened partnerships with state-owned commercial banks like Industrial and Commercial Bank of China; expanded its battery GAP product with approximately 13,000 transactions in Q1 2025, up 38% year-on-year; and reported a 56.5% increase in financing amount for Q1 2025 alongside 22.6% growth in vehicle transactions in Q3 2025 driven by technology and partnership expansions.