1. Hong Kong Stocks

  2. •

    Finance

  3. •

    Regional banks
Dah Sing Financial Holdings Limited

Dah Sing Financial Holdings Limited

42.18
HKD
-1.28
(-2.95%)
11.30BMarket Cap
Apr 01Next Earn
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
17.75
21.95
14.57
15.14
17.31
18.55
18.1
18.13
18.8
21.54
19.46
22.22
25.57
- -
Basic EPS, GAAP
4.84
5.29
5.81
5.65
16.13
5.72
5.28
3.62
4.09
3.83
4.99
5.25
6.45
- -
Free Cash Flow per Basic Share
-13.14
16.34
5.69
5.39
2.19
-15.06
35.07
-11.61
-7.84
17.78
-6.58
-10.45
8.78
- -
Dividend per Share
1.15
1.24
1.27
1.29
7.95
1.41
1.46
1.35
1
1.06
1.17
2.56
2.34
- -
Book Value per Share
54
56.84
61.02
65.11
74.8
75.91
83.88
88.82
94.56
92.63
102.27
108.4
117.31
117.31
Tangible Book Value per Share
50.64
53.75
57.93
62.26
71.94
73.06
80.89
86.14
91.85
89.88
99.52
105.65
116.11
116.11
Basic Weighted Avg Shares
309
327
335
335
335
335
323
320
320
320
319
319
319
319
Sales/Revenue/Turnover
5,491
7,171
4,882
5,072
5,799
6,215
5,850
5,794
6,008
6,883
6,207
7,089
8,154
- -
Operating Margin (%)
35.99
24.55
45.98
35.7
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
137
161
177
180
187
178
374
394
406
391
359
387
379
- -
Net Income, GAAP
1,498
1,727
1,947
1,892
5,405
1,915
1,708
1,158
1,308
1,224
1,592
1,673
2,057
- -
Effective Tax Rate (%)
12.27
9.86
12.34
12.22
16.44
14.52
13.12
18.17
15.69
18.87
12.18
13.57
12.46
- -
Profit Margin (%)
27.29
24.08
39.89
37.3
93.2
30.82
29.19
19.99
21.78
17.79
25.65
23.6
25.22
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
4,497
5,391
5,279
7,146
5,487
5,449
5,945
4,518
4,128
4,341
6,404
4,529
4,647
4,647
Total Equity
21,034
24,117
25,909
27,688
31,436
31,992
33,805
35,691
37,854
37,235
40,999
43,198
46,486
46,486
Return on Invested Capital (%)
6.49
5.71
6.3
4.79
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
4.08
4.39
4.57
4.07
13.51
3.44
2.93
1.93
2.15
1.94
2.51
2.41
2.88
- -
Return on Common Equity (%)
9.34
9.66
9.86
8.95
23.06
7.59
6.54
4.2
4.47
4.09
5.11
4.97
5.7
- -

Capital Structure

HKD

•

in mil. unless spec.
Dec'24
Jun'25
Dec'25
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
320
320
320
Market Capitalization
8,980
9,507
11,300

Working Capital

HKD

•

in mil. unless spec.
Dec'24
Jun'25
Dec'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
20,805
23,958
24,060
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

HKD

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
6.09%
5.5%
7.61%
Free Cash Flow
-193.03%
-124.3%
-184%
Net Income, GAAP
13.99%
12.92%
22.94%
Sales/Revenue/Turnover
5.62%
7.53%
15.02%
Total Cash Common Dividend
52.72%
20.06%
-8.47%

Semi-annual Revenue

HKD

•

in mil. unless spec.

Year

H1
H2
FY
2023
- -
- -
6,207
2024
- -
- -
7,089
2025
- -
- -
8,154

Semi-annual Earnings Per Share

HKD

•

in mil. unless spec.

Year

H1
H2
FY
2023
- -
- -
4.99
2024
- -
- -
5.25
2025
- -
- -
6.45

Semi-annual Dividends Per Share

HKD

•

in mil. unless spec.

Year

H1
H2
FY
2023
- -
- -
1.17
2024
- -
- -
2.56
2025
- -
- -
2.34

Company Description

Company Profile APIChatGPT
CEO
Hon Hing Wong
Full Time Employees
3,047
Sector
Finance
Industry
Regional banks
Address
Dah Sing Financial Centre Hong Kong Hong Kong
IPO Date
Nov 5, 1987
Website
dahsing.com
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Business
Dah Sing Financial Holdings Limited operates as an investment holding company primarily engaged in providing a diversified range of banking, insurance, and financial related services across Hong Kong, Macau, and Mainland China. Its core business segments include personal banking, corporate banking, treasury and global markets, overseas banking, and insurance operations. The company offers a comprehensive suite of banking products such as deposits, loans, trade finance, wealth management, and securities trading services through subsidiaries including Dah Sing Bank, Limited, Banco Comercial de Macau, and Dah Sing Bank (China) Limited, collectively serving a network of 63 branches in the Greater Bay Area. Dah Sing Financial Holdings also holds a strategic stake in Bank of Chongqing, a leading city commercial bank in Western China. In insurance, the Group provides a broad array of general insurance products and services including individual and corporate insurance, pension fund management through Dah Sing Insurance Company Limited and Macau Insurance Company Limited in Hong Kong and Macau. Founded in 1947 and headquartered in Hong Kong, the company has recently expanded its strategic cooperation with The Norinchukin Bank to promote food and agricultural businesses in the Greater Bay Area and launched initiatives supporting sustainable finance, including green vehicle financing solutions. It also completed a significant bancassurance partnership with Sun Life in a HK$1.5 billion deal, positioning Sun Life as the exclusive life insurance provider through its network. The group's latest financial results for the first half of 2025 indicate a notable increase in net interest income and fee income, alongside efforts to enhance digital banking capabilities and sustainable finance initiatives, reflecting a strategic emphasis on growth, technology-driven customer experience, and environmental responsibility within its core markets.