- CEO
- Phm Th Huyn Trang
- Full Time Employees
- 6,141
- Sector
- Finance
- Industry
- Major banks
- Address
- Ho Chi Minh City Vietnam
- IPO Date
- Oct 27, 2009
- Business
- Vietnam Export Import Commercial Joint Stock Bank, commonly known as Eximbank, is a Vietnam-based financial institution primarily engaged in the provision of commercial banking, trade finance, and retail financial services. Founded in 1989 and headquartered in Ho Chi Minh City, Vietnam, the bank operates through four primary business segments: Retail Banking, Corporate Banking, Treasury and Financial Markets, and Other Operations.
The bank offers a comprehensive portfolio of financial products and services to individual consumers, small and medium-sized enterprises, multinational corporations, and state-owned entities. Its personal banking offerings include demand, savings, term, and foreign currency deposits; consumer credit facilities, such as residential mortgages, automotive financing, personal unsecured loans, and household business production loans; debit, credit, and prepaid cards under international schemes including Visa, Mastercard, and JCB; and bancassurance products, domestic and overseas remittance services, wealth management, and utility payment solutions. Its corporate banking portfolio comprises working capital credit lines, medium- and long-term project loans, syndicated financing, and liquidity management; import and export trade financing solutions, including letters of credit, documentary collections, export factoring, bill discounting, bank guarantees, and shipping guarantees; structured cash management, payroll services, and escrow accounts; and foreign exchange spot, forward, and swap contracts, commodity and interest rate derivatives, and corporate bond investment services. In addition, the bank provides digital banking services through its Eximbank EDigi mobile application, corporate internet banking portals, QR-code merchant payment systems, and open banking application programming interface integrations.
Eximbank conducts its operations primarily within Vietnam through an extensive domestic network of branches, transaction offices, automated teller machines, and cash deposit machines spanning key economic regions, including Ho Chi Minh City, Hanoi, Da Nang, Can Tho, and Hai Phong, while maintaining correspondent banking relationships with financial institutions worldwide to support international trade and cross-border payment settlements.
In recent developments, Eximbank has executed strategic organizational and operational transformations to strengthen its governance structure, capital base, and market position following major shareholder realignments. The bank has accelerated its digital transformation roadmap by upgrading its core banking technology infrastructure, deploying biometric authentication, and enhancing the omnichannel capabilities of its Eximbank EDigi platform. Operationally, Eximbank has expanded its strategic focus on green finance, environmental, social, and governance-aligned credit frameworks, and specialized credit packages tailored to high-growth export sectors, agriculture, and small- and medium-sized enterprises. Furthermore, the bank has pursued strategic commercial partnerships with leading domestic conglomerates, fintech providers, and international card networks to broaden retail customer acquisition, expand merchant payment acceptance networks, and scale corporate supply chain financing solutions.