Vietnam Maritime Commercial Joint Stock Bank
HHOSE:MSB15,400.00
VND
-150.00
(-0.96%)
ISIN
VN000000MSB9
Return %
Stock
S&P 500
1Y
48.43
14.20
3Y
121.76
81.12
5Y
63.66
68.34
Capital Structure
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in mil. unless spec.Growth Rates
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in mil. unless spec.Quarterly Revenue
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in mil. unless spec.Quarterly Earnings Per Share
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in mil. unless spec.Quarterly Dividends Per Share
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in mil. unless spec.Company Description
- CEO
- Linh Hoang Nguyen
- Full Time Employees
- 6,843
- Sector
- Finance
- Industry
- Regional banks
- Address
- Ha Noi Vietnam
- IPO Date
- Dec 14, 2020
- Website
- msb.com.vn
- Similar Companies
- Business
- Vietnam Maritime Commercial Joint Stock Bank (HOSE: MSB) is a Vietnam-based commercial banking institution engaged in the provision of comprehensive commercial, retail, treasury, and digital banking products and services to individual consumers, micro-enterprises, small and medium-sized enterprises (SMEs), and large corporate institutions across Vietnam. Founded in 1991 and headquartered in Hanoi, Vietnam, the bank operates primarily through four core business segments: Retail Banking, Corporate Banking, Financial Markets and Treasury, and Digital Banking. The bank's commercial and consumer offerings include deposit and liquidity management solutions, comprising current accounts, term deposits, structured savings accounts, and certificates of deposit; retail credit facilities, encompassing residential mortgages, home improvement loans, automobile financing, unsecured personal loans, student loans, and business household financing; payment and card services, including international credit cards, debit cards, prepaid cards, point-of-sale (POS) acquiring, and digital payment gateways; corporate financing solutions, including working capital loans, medium- and long-term project finance, syndicated loans, structured equipment finance, and tailored credit facilities for the maritime, logistics, infrastructure, and export-oriented sectors; trade finance and transaction services, consisting of commercial letters of credit, bank guarantees, documentary collections, export factoring, supply chain financing, cash management, liquidity pooling, and corporate payroll administration; treasury and capital market solutions, covering foreign exchange spot, forward, and swap transactions, cross-currency swaps, interest rate hedging, government and corporate bond dealing, debt underwriting, and money market placements; wealth management and investment advisory services; and bancassurance products, including comprehensive life, health, credit life, property, cargo, and marine insurance distributed in partnership with international insurers. The bank delivers its services through an extensive nationwide branch and transaction office network, automated teller machines (ATMs), automated transaction centers, and proprietary digital platforms, including the MSB mBank mobile application and the TNEX digital-only banking ecosystem. In recent developments, Vietnam Maritime Commercial Joint Stock Bank has accelerated its comprehensive digital banking and IT transformation, integrating artificial intelligence, advanced credit scoring models, and electronic Know-Your-Customer (eKYC) systems to deploy end-to-end automated digital lending platforms, such as M-Power, for micro, small, and medium-sized enterprises; expanded its green credit and sustainable finance portfolio by securing credit facilities and technical assistance from international financial institutions to support climate-friendly, energy-efficient, and female-led enterprises; strengthened its regulatory capital base and capital adequacy ratios (CAR) in accordance with Basel III standards through stock dividend distributions and share capital expansion; deepened its long-term bancassurance partnership agreements to enhance non-interest fee income generation; and pursued strategic restructuring initiatives, including the planned equity divestment of its consumer finance subsidiary, FCCOM (Maritime Bank Finance Company), to refocus resources on core corporate and digital retail growth engines.