Hawthorn Bancshares, Inc.

Hawthorn Bancshares, Inc.

HWBK
Hawthorn Bancshares, Inc.US flagNASDAQ Global Select
37.80
USD
-0.60
- -
260.69MMarket Cap
Hawthorn Bancshares, Inc.
HWBK
(NASDAQ Global Select)

Recent

price

37.80

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
7.46
7.23
7.11
7.01
6.73
6.97
6.64
7.04
7.4
7.87
9.35
10.54
10.31
8.07
10.42
11.61
11.85
Revenue per Share
-0.71
0.19
0.14
0.61
1.07
1.2
0.98
0.46
1.46
2.2
1.96
3.14
2.94
0.14
2.61
3.44
3.5
Basic EPS, GAAP
2.92
2.43
1.88
2.45
1.7
1.74
1.65
1.52
1.91
2.35
2.63
4.14
2.51
2.27
3.23
3.3
3.4
Free Cash Flow per Basic Share
0.4
0.34
0.3
0.2
0.14
0.15
0.15
0.2
0.27
0.37
0.41
0.5
0.6
0.68
0.72
0.78
0.79
Dividend per Share
6.49
6.31
6.16
6.32
6.9
7.58
7.75
7.69
8.25
9.29
10.36
12.47
14.05
12.3
13.88
16.68
17.35
Book Value per Share
9.68
9.83
10.01
9.96
10.86
11.79
11.92
12.03
13.18
15.34
17.53
20.42
17.65
19.67
21.38
25.18
25.43
Tangible Book Value per Share
7
7
7
7
7
7
7
7
7
7
7
7
7
7
7
7
7
Basic Weighted Avg Shares
53
52
51
50
48
50
49
52
54
58
68
75
73
55
73
80
82
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
3
3
2
2
2
2
2
2
2
2
2
2
2
2
2
2
2
Depreciation Expense
-4
3
3
5
8
9
7
3
11
16
14
23
21
1
18
24
24
Net Income, GAAP
- -
17.14
16.21
32.75
34.56
34.75
33.99
69.83
13.47
19.18
18.21
20.19
17.29
- -
18.35
18.21
18.47
Effective Tax Rate (%)
-6.64
5.51
5.54
9.91
15.88
17.22
14.78
6.58
19.77
27.92
20.93
29.83
28.53
1.73
25.04
29.64
29.55
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
116
78
70
73
92
99
143
171
145
149
158
129
149
158
133
155
149
LT Debt
101
103
92
74
81
87
91
91
99
115
131
149
127
136
150
174
175
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
-9.98
2.93
2.33
9.75
16.17
16.58
13.03
5.98
18.31
25.08
19.88
27.29
22.03
1.04
20.16
22.4
21.88
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
227
152
144
LT Finance Leases
3
4
5
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
7
7
7
Market Capitalization
216
241
232

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
225
178
203
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
7.55%
6.56%
16.5%
Free Cash Flow
9.75%
9.69%
1.12%
Net Income, GAAP
197.88%
358.86%
30.37%
Sales/Revenue/Turnover
5.84%
5.02%
10.15%
Total Cash Common Dividend
18.31%
12.46%
7.51%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
18
18
18
19
73
2025
19
20
21
21
80
2026
20
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.63
0.66
0.66
0.66
2.61
2025
0.77
0.88
0.89
0.9
3.44
2026
0.83
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.17
0.17
0.19
0.19
0.72
2025
0.19
0.19
0.2
0.2
0.78
2026
0.2
- -
- -
- -
- -
Business
Hawthorn Bancshares, Inc. operates as a financial services holding company primarily engaged in the commercial banking industry. The company offers a comprehensive portfolio of banking products and services including commercial loans, residential mortgage loans, consumer loans, deposit products, treasury management services, and wealth management solutions. Its core services revolve around personalized banking solutions for individuals, small to mid-sized businesses, and commercial clients. Hawthorn Bancshares serves customers across its primary geographic footprint in the Midwest, particularly focusing on communities in Illinois and Missouri. Founded in 2004 and headquartered in Centralia, Illinois, Hawthorn Bancshares has developed through organic growth and strategic initiatives to enhance its service offerings. In the past 1-2 years, the company has executed operational expansions to enhance its digital banking capabilities and has introduced new technology-driven financial products to meet evolving client needs, reflecting a strategic shift toward integrated digital financial services. Additionally, Hawthorn Bancshares has strengthened its community bank presence through targeted acquisitions and partnerships supporting local economic development. These recent changes signify the company's commitment to innovation while maintaining its community banking roots. Hawthorn Bancshares operates primarily through its subsidiary, Hawthorn Bank, serving a diverse client base with an emphasis on customer service, financial expertise, and local market knowledge. Its business segments encompass commercial banking, retail banking, mortgage lending, and wealth management. The company’s ongoing strategic initiatives focus on broadening product offerings, enhancing client engagement through technology, and expanding market reach within its regional footprint, positioning it as a competitive Midwest financial institution. This description captures Hawthorn Bancshares, Inc.'s comprehensive service portfolio, geographic focus, recent strategic developments, founding history, and operational context in the banking industry.

Company News

APIChatGPT
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  • Hawthorn Bancshares Reports First Quarter 2026 Results

  • Hawthorn Bancshares Announces Cash Dividend

  • Hawthorn Bancshares, Inc. Announces Appointment of Grant Burcham to its Board of Directors

  • Hawthorn Bancshares, Inc. Expands Missouri Presence with Acquisition of FSC Bancshares, Inc.

  • Hawthorn Bancshares (NASDAQ:HWBK) Stock Price Crosses Below 200-Day Moving Average – Here’s What Happened

  • HWBK Stock Gains Post Q4 Earnings, Net Interest Margin Expands

  • Hawthorn Bancshares Reports Results for the Fourth Quarter and the Year Ended December 31, 2025

  • Hawthorn Bancshares Announces Cash Dividend

  • Zacks Initiates Coverage of Hawthorn Bancshares With Neutral Recommendation

  • Head to Head Contrast: Hawthorn Bancshares (NASDAQ:HWBK) & Financial Institutions (NASDAQ:FISI)

  • Financial Review: Hanover Bancorp (NASDAQ:HNVR) versus Hawthorn Bancshares (NASDAQ:HWBK)

  • Hawthorn Bancshares: Still Attractive Despite Share Price Increase

  • Hawthorn Bancshares Reports Third Quarter 2025 Results

  • Hawthorn Bancshares Announces Cash Dividend

  • Hawthorn Bancshares: Overlooked But Quite Attractive

  • Hawthorn Bancshares (HWBK) Q2 EPS Up 33%

  • Hawthorn Bancshares Reports Second Quarter 2025 Results