PT Bank Raya Indonesia Tbk
IIDX:AGRO117.00
IDR
+5.00
(+4.46%)
ISIN
ID1000095508
Return %
Stock
S&P 500
1Y
-47.30
14.20
3Y
-54.30
81.12
5Y
-94.08
68.34
Capital Structure
IDR
•
in mil. unless spec.Working Capital
IDR
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in mil. unless spec.Growth Rates
IDR
•
in mil. unless spec.Quarterly Revenue
IDR
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in mil. unless spec.Quarterly Earnings Per Share
IDR
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in mil. unless spec.Quarterly Dividends Per Share
IDR
•
in mil. unless spec.Company Description
- CEO
- Ida Bagus Ketut Subagia
- Full Time Employees
- 943
- Sector
- Finance
- Industry
- Major banks
- Address
- Gedung Menara BRILiaN South Jakarta JK Indonesia 12870
- IPO Date
- Aug 8, 2003
- Website
- bankraya.co.id
- Similar Companies
- Business
- PT Bank Raya Indonesia Tbk PT Bank Raya Indonesia Tbk operates as a digital bank and subsidiary of PT Bank Rakyat Indonesia (Persero) Tbk, providing comprehensive digital financial solutions with wide accessibility to the Indonesian population, focusing on micro, small, and mass market segments through end-to-end digital platforms. Founded in 1989 and headquartered in South Jakarta at Menara BRILiaN, Jl. Gatot Subroto No. 177A, the company offers core products and services including Tabungan Raya savings accounts with various Saku features for budgeting, collective saving, and transactions; personal loans for daily needs and emergencies via Pinang products; business loans such as Pinang Dana Talangan for BRILink and pawn agents, Pinang Flexi for BRI Group payroll customers, and Pinang Maksima for business expansion; Pinjaman Bisnis with flexible limits and tenors; digital payment solutions encompassing transfers, cash withdrawals, e-wallet top-ups, bill payments, QRIS transactions, and Visa Virtual Cards for domestic and international e-commerce; as well as enhanced security via PIN and facial recognition, financial literacy tools through Raya Apps, and community-based features like group arisan. The bank maintains a hybrid network distribution synergizing with BRI Group's offline infrastructure and partners, operates nationwide with branches, sub-branches, and cash offices across Indonesia, and emphasizes customer-centric digital banking in consumer, retail, micro, and small business segments. Recent developments include positive Q3 2025 performance with total credit growth to Rp7.27 trillion (7.1% yoy), driven by digital loan disbursements like Rp17.56 trillion in Pinang Dana Talangan (47.9% yoy growth); launches of Visa Virtual Card and Saku Bareng for community saving; share buyback realization of 22.8 million shares worth up to Rp20 billion approved in August 2024 for the Management and Employee Stock Option Programme (MESOP), with ongoing execution through August 2025; expansions in UMKM support via seven Unggulan Clusters for sales infrastructure; community initiatives like Raya Run events engaging over 2,000 runners; and awards such as Top 3 Digital Bank with Prima Services by Infobank 2025, Best CX-EX Strategy, and Inclusive Finance recognition.