1. Indonesia Stocks

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  3. •

    Regional banks
PT Bank IBK Indonesia Tbk

PT Bank IBK Indonesia Tbk

IIDX:AGRS
57.00
IDR
0.00
(0.00%)
4.57EPS
13.14P/E
2.87TMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
- -
20.2
22.29
19.54
18.59
19.79
22.1
18.8
26.44
24.47
18.88
16.78
14.8
14.87
Basic EPS, GAAP
- -
0.92
0.63
0.45
-1.11
-4.15
-29.69
-15.07
0.87
4.76
5.76
5.16
4.12
4.57
Free Cash Flow per Basic Share
- -
147.55
-85.17
-41.67
1.26
15.93
-99.01
-210.03
-92.44
-14.34
-65.35
-18.39
-5.84
-15.57
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
48.68
76.98
75.95
76.33
75.22
71.04
118.86
118.81
162.43
150.86
142.17
116.57
121.49
123.67
Tangible Book Value per Share
47.8
75.53
75
75.44
74.31
70.47
113.33
115.56
160.31
149.86
141.64
116.17
121.12
123.34
Basic Weighted Avg Shares
7,467
4,867
6,162
7,500
7,500
7,500
8,381
11,733
14,694
21,742
31,842
41,832
47,864
47,864
Sales/Revenue/Turnover
- -
98,321
137,374
146,575
139,416
148,403
185,207
220,537
388,555
531,947
601,261
701,829
708,394
711,752
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
- -
6,842
8,272
9,001
10,359
9,962
11,001
57,221
61,226
78,610
81,870
89,667
69,042
62,449
Net Income, GAAP
- -
4,455
3,905
3,389
-8,319
-31,122
-248,836
-176,863
12,770
103,454
183,295
215,851
197,425
218,612
Effective Tax Rate (%)
- -
34.28
39.46
45.89
- -
- -
- -
- -
- -
- -
- -
22.91
22.52
24.52
Profit Margin (%)
- -
4.53
2.84
2.31
-5.97
-20.97
-134.36
-80.2
3.29
19.45
30.49
30.76
27.87
30.71
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
- -
- -
- -
- -
- -
- -
- -
2,968,299
4,578,267
4,628,820
4,300,575
4,826,551
5,217,456
5,860,692
Total Equity
363,457
465,229
567,097
572,506
564,154
532,803
1,202,600
1,899,838
2,995,582
4,168,265
5,368,679
5,579,512
5,815,067
5,919,494
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
1.08
0.76
0.59
- -
- -
- -
- -
- -
- -
- -
2.15
1.84
- -
Return on Common Equity (%)
- -
1.08
0.76
0.59
-1.46
-5.67
-28.68
-11.4
0.52
2.89
3.84
3.94
3.47
- -

Capital Structure

IDR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
47,864
47,864
47,864
Market Capitalization
3,877,015
3,302,643
2,871,863

Working Capital

IDR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
2,186,207
2,317,666
2,313,171
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

IDR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
31.14%
26.76%
4.22%
Free Cash Flow
74.2%
63.78%
-63.65%
Net Income, GAAP
127.54%
137.86%
-8.54%
Sales/Revenue/Turnover
19.59%
28.76%
0.94%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

IDR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
155,900
168,760
176,854
200,315
701,829
2025
180,960
168,772
189,805
168,858
708,394
2026
171,448
181,641
- -
- -
- -

Quarterly Earnings Per Share

IDR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1.22
1.79
1.5
0.96
5.16
2025
1.14
1.07
1.14
0.78
4.12
2026
0.78
1.87
- -
- -
- -

Quarterly Dividends Per Share

IDR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Company Description

Company Profile APIChatGPT
CEO
In Taek Oh
Full Time Employees
536
Sector
Finance
Industry
Regional banks
Address
Wisma GKBI Jakarta JK Indonesia 10210
IPO Date
Dec 22, 2014
Website
ibk.co.id
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Business
PT Bank IBK Indonesia Tbk (AGRS.JK), a subsidiary of Industrial Bank of Korea, operates as an Indonesia-based commercial bank headquartered in Jakarta with approximately 30 branches across Java, Sumatra, and Kalimantan regions. Founded in 1973 as PT Ficonesia and formerly known as Bank Agris, the bank provides a comprehensive range of banking products and services, including current accounts, savings deposits such as IBK Savings, IBK Deposits, IBK Giro, and IBK Plan/Terms Savings; time deposits; ATM services; various loan products encompassing working capital loans (current account loans, demand loans, working capital installment loans), investment loans, consumer and individual loans (mortgage loans, vehicle loans, secured loans), and trade finance for exports and imports; remittance services in foreign currencies for individuals and corporations via the SWIFT network; and treasury products such as interbank money market transactions and securities transactions. It holds foreign exchange bank status and targets both South Korean and local companies through a dual-track marketing strategy, serving small and medium enterprises alongside individual and corporate clients. In September 2019, Industrial Bank of Korea completed the acquisition and merger of PT Bank Agris Tbk and PT Bank Mitraniaga Tbk, launching PT Bank IBK Indonesia and achieving the highest loan growth rate among foreign-based banks in Indonesia while stabilizing operations. The bank continues to expand its market presence, reporting trailing twelve-month revenue of IDR 1.20 trillion and net income of IDR 224.52 billion as of recent data.