1. Indonesia Stocks

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    Regional banks
PT Allo Bank Indonesia Tbk

PT Allo Bank Indonesia Tbk

IIDX:BBHI
600.00
IDR
+20.00
(+3.45%)
21.51TMarket Cap
Nov 03Next Earn
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
- -
5.24
6.76
6.17
6.2
5.52
4.96
2.85
21.45
35.03
52.99
66.26
90.71
- -
Basic EPS, GAAP
- -
0.71
-3.03
0.4
0.57
-6.27
-1.82
1.84
13.57
12.43
20.46
21.5
26.46
- -
Free Cash Flow per Basic Share
- -
1.76
-8.6
3.2
-4.28
0.83
9.21
-22.26
-42.9
-188.74
103.42
35.12
141.49
- -
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
10.75
- -
Book Value per Share
11.85
16.61
21.43
21.76
22.82
16.73
14.9
17.26
62.4
295.04
316.84
334.36
346.86
339.56
Tangible Book Value per Share
11.5
16.24
21.05
21.44
22.57
16.5
14.73
17.03
62.23
292.19
314.08
331.97
345.25
337.58
Basic Weighted Avg Shares
17,544
17,544
15,181
17,544
18,275
19,638
20,113
20,113
14,182
21,730
21,730
21,730
21,703
21,649
Sales/Revenue/Turnover
- -
91,852
102,574
108,209
113,307
108,486
99,796
57,286
304,197
761,131
1,151,409
1,439,897
1,968,796
- -
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
- -
2,489
2,628
2,461
2,436
2,814
3,203
3,368
8,661
32,883
53,695
64,636
78,152
- -
Net Income, GAAP
- -
12,449
-45,978
7,087
10,362
-123,143
-36,550
37,011
192,475
270,029
444,566
467,106
574,262
- -
Effective Tax Rate (%)
- -
30.49
- -
34.85
32.26
- -
- -
19.24
12.51
23.36
22.72
22.01
22.08
- -
Profit Margin (%)
- -
13.55
-44.82
6.55
9.15
-113.51
-36.62
64.61
63.27
35.48
38.61
32.44
29.17
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
- -
- -
- -
- -
- -
- -
- -
- -
3,292
37,367
25,639
19,920
13,857
9,477
Total Equity
207,861
291,324
375,968
381,808
440,333
336,482
299,766
347,066
1,303,271
6,411,269
6,885,076
7,265,736
7,506,044
7,340,269
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
4.99
- -
1.87
2.52
- -
- -
11.44
23.28
6.96
6.66
6.58
7.76
- -
Return on Common Equity (%)
- -
4.99
-13.78
1.87
2.52
-31.7
-11.49
11.44
23.33
7
6.69
6.6
7.78
- -

Capital Structure

IDR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
21,640
21,617
21,617
Market Capitalization
32,243,400
28,859,101
21,509,217

Working Capital

IDR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
1,090,230
1,322,412
2,402,544
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

IDR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
68.18%
136.74%
3.31%
Free Cash Flow
88.93%
138.32%
302.4%
Net Income, GAAP
-107.62%
110.6%
22.94%
Sales/Revenue/Turnover
64.96%
138.86%
36.73%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

IDR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
295,930
313,929
366,356
463,681
1,439,897
2025
389,389
442,675
- -
606,651
1,968,796
2026
489,837
538,542
- -
- -
- -

Quarterly Earnings Per Share

IDR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
5.13
4.1
4.69
7.57
21.5
2025
5.18
5.27
- -
8.98
26.46
2026
4.8
6
- -
- -
- -

Quarterly Dividends Per Share

IDR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
10.75
2026
- -
- -
- -
- -
- -

Company Description

Company Profile APIChatGPT
CEO
Ari Yanuanto Asah
Full Time Employees
548
Sector
Finance
Industry
Regional banks
Address
Menara Bank Mega South Jakarta JK Indonesia 12790
IPO Date
Aug 12, 2015
Website
allobank.com
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Business
PT Allo Bank Indonesia Tbk (BBHI.JK) operates as a digital-first commercial bank in Indonesia, offering a comprehensive suite of digital banking products and services through its Allo Apps platform, including electronic money solutions under Allo Pay and Allo Pay+ brands for transactions, payments, top-ups, transfers, bill payments, QRIS, and cardless cash withdrawals; savings products such as Allo Prime digital savings, Allo Grow, and digital time deposits; digital credit offerings like PayLater and Instant Cash; and additional services encompassing fund transfers, loyalty programs with membership, points, and coupons, as well as safe deposit boxes. The bank serves retail, corporate, and treasury segments, targeting individual and business customers primarily in DKI Jakarta, West Java, Banten, East Java, and other regions across Indonesia. Founded in 1992 as PT Bank Arta Griya and headquartered at Menara Bank Mega, 5th-6th Floor, Jl. Kapten P. Tendean No.12-14A, South Jakarta, the company, a subsidiary of PT Mega Corpora, underwent multiple name changes through 2020, was acquired by its parent in 2021, and rebranded to PT Allo Bank Indonesia Tbk in June 2021 to emphasize its digital focus. Recent developments include the full utilization of IDR 4.8 trillion net proceeds from its 2022 Limited Public Offering III, allocated 85% to customer credit financing, 10% to IT infrastructure, and 5% to operations, supporting a projected minimum 10% double-digit loan growth in 2025; a strategic partnership with Tencent Cloud announced in early 2025 to enhance digital banking capabilities; and ongoing AI-driven initiatives for customer-centric product expansion and profitability acceleration as of late 2025.