PT Bank KB Indonesia Tbk Class B

PT Bank KB Indonesia Tbk Class B

IIDX:BBKP
37.00
IDR
+1.00
(+2.78%)
1.22EPS
65.59P/E
11.65TMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
285.69
267.76
318.47
326.33
303.94
204.35
172.35
32.3
15.28
20.09
14.29
7.34
7.14
6.96
Basic EPS, GAAP
83.76
52.09
74.61
14.26
10.51
11.49
13.25
-71.1
-33.2
-74.06
-61.4
-33.69
0.35
0.95
Free Cash Flow per Basic Share
-108.59
249.7
7.25
183.51
-140.95
-389.94
-140.49
-305.27
194.59
-4.79
-105.59
-39.9
12.82
-28.54
Dividend per Share
22.07
21.67
16.9
22.38
25.32
- -
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
517.02
527.14
450.34
535.17
523.38
519.31
538.13
184.44
192.03
163.22
75.24
42.51
42.93
42.95
Tangible Book Value per Share
497.3
510.51
431.77
516.29
504.01
500.76
516.84
176.06
187.25
158.13
73.54
41.03
38.47
38.6
Basic Weighted Avg Shares
11,301
12,873
12,873
12,873
12,873
16,507
16,331
45,793
68,748
67,888
98,278
187,888
187,888
187,888
Sales/Revenue/Turnover
3,228,637
3,446,847
4,099,671
4,200,887
3,912,555
3,373,181
2,814,566
1,478,904
1,050,381
1,363,880
1,404,526
1,378,811
1,341,881
1,307,608
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
73,470
79,524
89,164
106,847
125,436
142,592
145,804
273,215
254,204
248,675
260,590
165,106
220,152
- -
Net Income, GAAP
946,598
670,534
960,425
183,536
135,279
189,595
216,324
-3,255,895
-2,282,245
-5,027,460
-6,034,077
-6,329,138
65,921
177,604
Effective Tax Rate (%)
21.76
25.17
18.19
60.26
- -
12.19
- -
- -
- -
- -
- -
- -
12.03
17.32
Profit Margin (%)
29.32
19.45
23.43
4.37
3.46
5.62
7.69
-220.16
-217.28
-368.61
-429.62
-459.03
4.91
13.58
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
2,978,933
3,710,156
4,179,156
3,647,215
4,138,874
4,574,898
2,870,093
5,753,469
6,213,949
14,592,849
15,102,080
19,710,802
21,324,370
22,015,851
Total Equity
6,243,904
6,805,696
5,821,392
6,910,000
6,758,952
8,594,437
8,905,485
8,466,442
13,205,904
11,216,605
14,110,163
7,961,786
8,040,307
8,044,801
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
10.76
6.77
9.32
1.85
- -
1.57
- -
- -
- -
- -
- -
- -
0.23
0.61
Return on Common Equity (%)
16.89
10.31
15.27
2.89
1.99
2.48
2.48
-37.58
-21.08
-41.16
-47.59
-57.22
0.82
2.21

Capital Structure

IDR

•

in mil. unless spec.
Jun'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
187,888
187,888
187,888
Market Capitalization
11,273,252
14,467,341
11,649,027

Working Capital

IDR

•

in mil. unless spec.
Jun'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
8,493,203
10,415,999
8,110,880
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

IDR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
6.65%
4.83%
0.99%
Free Cash Flow
558.74%
526.47%
-132.13%
Net Income, GAAP
-164.38%
2.85%
-101.04%
Sales/Revenue/Turnover
-8.29%
-0.13%
-2.68%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

IDR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
409,547
521,145
403,350
100,312
1,378,811
2025
267,607
433,281
- -
212,406
1,341,881
2026
394,314
- -
- -
- -
- -

Quarterly Earnings Per Share

IDR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
-4
-12.27
2.37
-19.37
-33.69
2025
1.87
0.2
- -
-1.18
0.35
2026
0.06
- -
- -
- -
- -

Quarterly Dividends Per Share

IDR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Company Description

CEO
Yeul Lee Woo
Full Time Employees
2,334
Sector
Finance
Industry
Major banks
Address
KB Bank Building Jakarta JK Indonesia 12770
IPO Date
Jul 10, 2006
Business
PT Bank KB Bukopin Tbk, which began trading as KB Bank in March 2024 and is slated for a legal name change to PT Bank KB Indonesia Tbk in August 2025, functions as a commercial banking and financial services provider across Indonesia. The institution delivers a comprehensive array of financial offerings for both individual and corporate clients. These include various savings and current accounts, along with time deposits. Its lending portfolio spans consumer financing such as home and auto loans, as well as multipurpose credit, alongside commercial and syndicated loans designed for Micro, Small, and Medium Enterprises (MSMEs) and larger corporate entities. Additionally, the bank provides credit and debit card services, wealth management solutions, treasury and custody services, and a growing suite of digital banking platforms. In a move to modernize, the bank has been actively pursuing a significant digital transformation, implementing a Next Generation Banking System (NGBS) and launching its integrated digital banking application, KBstar, in September 2023. This strategic shift, supported by its primary shareholder, KB Kookmin Bank of South Korea, aims to bolster its operational efficiency and expand its digital service capabilities. KB Bank is focused on achieving profitability by 2025 through credit expansion in high-growth sectors and accelerating low-cost funding acquisition. Its asset quality has notably improved, with the Loan at Risk (LAR) ratio significantly decreasing since 2021. Established in 1970, the bank maintains its headquarters in Jakarta, Indonesia. Operations as of late 2024 are facilitated through an extensive network comprising one operational head office, 29 branch offices, and 141 sub-branch offices across various provinces. KB Bank also manages subsidiaries engaged in Sharia banking and financing.