PT Bank KB Bukopin Tbk, which began trading as KB Bank in March 2024 and is slated for a legal name change to PT Bank KB Indonesia Tbk in August 2025, functions as a commercial banking and financial services provider across Indonesia. The institution delivers a comprehensive array of financial offerings for both individual and corporate clients. These include various savings and current accounts, along with time deposits. Its lending portfolio spans consumer financing such as home and auto loans, as well as multipurpose credit, alongside commercial and syndicated loans designed for Micro, Small, and Medium Enterprises (MSMEs) and larger corporate entities. Additionally, the bank provides credit and debit card services, wealth management solutions, treasury and custody services, and a growing suite of digital banking platforms. In a move to modernize, the bank has been actively pursuing a significant digital transformation, implementing a Next Generation Banking System (NGBS) and launching its integrated digital banking application, KBstar, in September 2023. This strategic shift, supported by its primary shareholder, KB Kookmin Bank of South Korea, aims to bolster its operational efficiency and expand its digital service capabilities. KB Bank is focused on achieving profitability by 2025 through credit expansion in high-growth sectors and accelerating low-cost funding acquisition. Its asset quality has notably improved, with the Loan at Risk (LAR) ratio significantly decreasing since 2021. Established in 1970, the bank maintains its headquarters in Jakarta, Indonesia. Operations as of late 2024 are facilitated through an extensive network comprising one operational head office, 29 branch offices, and 141 sub-branch offices across various provinces. KB Bank also manages subsidiaries engaged in Sharia banking and financing.