PT Buana Finance Tbk

PT Buana Finance Tbk

IIDX:BBLD
675.00
IDR
0.00
(0.00%)
2.04EPS
262.44P/E
880.50BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
372.53
359.17
312.09
290.37
403.63
415.51
461.2
398.48
313.67
328.23
399.63
477.13
509.88
523.39
Basic EPS, GAAP
82.44
67.42
37.66
32.46
40.37
34.98
36.01
12.18
17.44
53.14
63.81
40.14
8.19
2.04
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
29.98
59.96
59.96
17.99
15.99
15.99
13.99
- -
4
6
15.99
19.98
11.99
- -
Book Value per Share
672.05
672.41
658.3
668.92
686.32
715.19
733.68
734.39
755.76
799.58
847.45
865.08
855.11
867.53
Tangible Book Value per Share
671.77
672.05
658.04
668.53
680.09
703.42
720.03
722
746.81
794.09
842.31
862.36
851.77
863.38
Basic Weighted Avg Shares
1,646
1,646
1,646
1,646
1,646
1,646
1,646
1,646
1,646
1,646
1,646
1,646
1,646
1,646
Sales/Revenue/Turnover
613,101
591,113
513,630
477,891
664,294
683,841
759,037
655,814
516,244
540,194
657,710
785,266
839,155
861,398
Operating Margin (%)
28.86
26.59
18.57
32.33
12.12
6.36
0.99
2.28
1.72
10.58
10.57
0.49
-5.18
-5.66
Depreciation Expense
5,920
5,817
5,936
6,455
9,744
12,733
16,989
22,655
22,616
20,048
17,871
16,379
19,220
21,845
Net Income, GAAP
135,673
110,954
61,974
53,421
66,433
57,571
59,269
20,053
28,703
87,460
105,013
66,067
13,480
3,355
Effective Tax Rate (%)
25.11
25.31
25.02
24.97
24.78
25.15
24.39
26.31
17.53
22.56
20.53
20.63
21.28
21.08
Profit Margin (%)
22.13
18.77
12.07
11.18
10
8.42
7.81
3.06
5.56
16.19
15.97
8.41
1.61
0.39
Working Capital
3,639,187
3,442,287
2,992,047
3,457,292
4,188,320
4,799,140
4,825,454
3,900,935
3,352,098
4,390,706
3,934,500
6,421,927
6,919,021
4,448,569
LT Debt
2,586,559
2,388,090
2,010,161
2,439,435
3,140,537
3,739,886
3,714,466
2,802,406
2,195,442
3,153,900
2,623,174
5,107,624
5,643,374
3,218,504
Total Equity
1,106,059
1,106,646
1,083,435
1,100,904
1,129,541
1,177,056
1,207,483
1,208,656
1,243,821
1,315,941
1,394,736
1,423,743
1,407,338
1,427,779
Return on Invested Capital (%)
3.8
3.32
2.28
3.05
3.07
0.73
0.53
0.32
0.31
1.14
1.25
0.16
-0.37
-0.44
Return on Capital (%)
9.32
8.3
7.14
5.75
1.72
1.06
0.89
0.38
0.67
1.92
2.08
0.92
0.17
0.05
Return on Common Equity (%)
12.79
10.03
5.66
4.89
5.96
4.99
4.97
1.66
2.34
6.83
7.75
4.69
0.95
0.24

Capital Structure

IDR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
2,876,711
LT Borrowings
5,643,374
5,648,837
3,218,504
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
1,646
1,646
1,646
Market Capitalization
1,596,422
1,308,408
880,501

Working Capital

IDR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
6,998,276
7,013,858
7,444,412
Cash, Cash Equivalents & STI
158,606
169,874
580,173
Accounts Receivable, Net
6,572,012
6,697,708
6,725,520
Inventories
- -
- -
- -
Total Current Liabilities
79,255
93,413
2,995,843
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
2,876,711
Deferred Revenue
- -
- -
- -

Growth Rates

IDR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
2.67%
3.13%
-1.15%
Free Cash Flow
- -
- -
- -
Net Income, GAAP
8.52%
30.25%
-79.6%
Sales/Revenue/Turnover
6.37%
6.27%
6.86%
Total Cash Common Dividend
- -
- -
-40%

Quarterly Revenue

IDR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
191,867
192,759
197,730
202,910
785,266
2025
202,300
199,200
214,945
222,710
839,155
2026
211,530
212,213
- -
- -
- -

Quarterly Earnings Per Share

IDR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
14.81
3.39
7
14.94
40.14
2025
5.92
2.46
3
-3.19
8.19
2026
1.01
1.21
- -
- -
- -

Quarterly Dividends Per Share

IDR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
0.01
- -
19.98
2025
- -
- -
- -
- -
11.99
2026
- -
- -
- -
- -
- -

Company Description

CEO
Alin Yannuar
Full Time Employees
780
Sector
Finance
Industry
Finance/Rental/Leasing
Address
Tokopedia Tower – Ciputra World 2 Jakarta JK Indonesia 12930
IPO Date
May 7, 1990
Business
PT Buana Finance Tbk PT Buana Finance Tbk is an Indonesia-based multifinance company engaged in providing investment financing, working capital financing, multipurpose financing, consumer financing, leasing, factoring, and related financial services. The company offers a comprehensive range of products including finance leases, installment finance, funding facilities, sale and leaseback arrangements, factoring with or without recourse, purchasing with installment payments, project financing, infrastructure financing, and working capital facilities; these cover heavy equipment such as excavators, wheel loaders, tractors, and heavy trucks, generators, forklifts, printing and industrial machinery, consumer cars, commercial vehicles, vessels, as well as financing for Hajj/Umrah, education, and tour traveling/vacation needs. It operates primarily through two segments: finance lease receivables and consumer financing receivables, serving individual and corporate clients across Indonesia via a network of 35 branches in regions including Jabodetabek, Java, Sumatra, Bali, Kalimantan, and Sulawesi. Founded on June 7, 1982, as PT BBL Leasing Indonesia (a joint venture with Bangkok Bank Leasing), the company changed its name to PT Buana Finance Tbk in 2005 and has been listed on the Indonesia Stock Exchange since 1990; it is headquartered at Plaza Chase, Lantai 17, Jl. Jend. Sudirman Kav. 21, Jakarta Selatan, Indonesia, and is a subsidiary of PT Sari Dasa Karsa. In recent developments, PT Buana Finance Tbk signed a Rp200 billion credit facility agreement with PT Bank KEB Hana Indonesia; the company launched initiatives including the Grand Opening of Bursa Otomotif Buana on August 30, 2025, as a new automotive ecosystem hub, inaugurated a KSKC office at Buana Automotive Exchange PIK 2 on July 19, 2025, and hosted multiple sales events such as the BOB Super Sale at Aloha PIK 2 on October 4, 2025, emphasizing used cars and financial solutions.