1. Indonesia Stocks

  2. •

    Finance

  3. •

    Major banks
PT Bank Ina Perdana Tbk

PT Bank Ina Perdana Tbk

IIDX:BINA
3,880.00
IDR
-50.00
(-1.27%)
-53.23EPS
26.99TMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
29.32
27.61
29.38
39.41
25.42
27.22
29.92
44.08
57.71
104.16
123.36
123.97
113.7
118.23
Basic EPS, GAAP
3.66
5.62
5.94
6.33
3.39
2.02
1.26
3.43
7.03
26.45
33.89
13.34
-60.15
-53.23
Free Cash Flow per Basic Share
-70.52
81.99
-35.79
88.41
-39.97
87.83
71.76
394.95
602.86
-49.33
2.82
163.45
672.12
712.9
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
79.25
106.39
112.5
137.31
215.12
215.81
215.96
215.26
399.8
553.82
579.68
588.94
539.52
484.32
Tangible Book Value per Share
79.07
106.27
112.31
137.15
215.12
215.81
215.96
215.26
399.8
553.82
579.68
588.94
539.52
484.32
Basic Weighted Avg Shares
2,136
2,810
2,843
2,882
5,417
5,654
5,654
5,654
5,654
5,937
6,135
6,135
6,135
6,135
Sales/Revenue/Turnover
62,640
77,585
83,547
113,564
137,682
153,885
169,187
249,266
326,332
618,426
756,805
760,509
697,504
725,300
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
2,388
1,290
1,154
1,525
2,937
4,621
5,993
25,158
35,078
39,070
54,959
62,257
71,452
71,506
Net Income, GAAP
7,824
15,794
16,877
18,236
18,340
11,395
7,115
19,376
39,748
157,048
207,876
81,848
-369,018
-326,537
Effective Tax Rate (%)
29
25.65
20.78
20.27
24.23
32.71
28.42
32.3
20.78
22.58
22.3
23.84
- -
- -
Profit Margin (%)
12.49
20.36
20.2
16.06
13.32
7.4
4.21
7.77
12.18
25.39
27.47
10.76
-52.91
-45.02
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
- -
- -
- -
- -
- -
- -
- -
52,164
43,158
36,706
34,387
66,438
43,512
35,646
Total Equity
169,289
302,085
319,432
482,705
1,204,184
1,208,052
1,221,096
1,217,144
2,373,675
3,288,088
3,556,158
3,612,974
3,309,821
2,971,161
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
5.16
6.7
5.43
4.55
2.17
0.94
0.59
1.56
2.16
5.47
6.01
2.25
- -
- -
Return on Common Equity (%)
5.16
6.7
5.43
4.55
2.17
0.94
0.59
1.59
2.21
5.55
6.07
2.28
-10.66
-9.91

Capital Structure

IDR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
6,135
6,135
6,135
Market Capitalization
27,544,878
26,379,282
26,992,753

Working Capital

IDR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
4,273,917
3,613,595
4,824,360
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

IDR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
33.66%
26.98%
-8.39%
Free Cash Flow
541.35%
1,169.22%
311.21%
Net Income, GAAP
-7.34%
-35.78%
-550.86%
Sales/Revenue/Turnover
26.12%
27%
-8.28%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

IDR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
198,229
196,403
186,969
178,908
760,509
2025
172,347
178,420
- -
170,645
697,504
2026
184,515
191,720
- -
- -
- -

Quarterly Earnings Per Share

IDR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
5.35
5.88
6.74
-4.63
13.34
2025
2.34
1.68
- -
-65.51
-60.15
2026
8.64
1.96
- -
- -
- -

Quarterly Dividends Per Share

IDR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Company Description

Company Profile APIChatGPT
CEO
Henry Koenaifi
Full Time Employees
618
Sector
Finance
Industry
Major banks
Address
Gedung Ariobimo Sentral Jakarta JK Indonesia 12950
IPO Date
Jan 16, 2014
Website
bankina.co.id
Similar Companies
HDFC Bank Limited (NSE:HDFCBANK)
Bank of America Corporation (NYSE:BAC)
JP Morgan Chase & Co. (NYSE:JPM)
Axis Bank Limited (NSE:AXISBANK)
Kotak Mahindra Bank Limited (NSE:KOTAKBANK)
Banco Santander, S.A. (BME:SAN)
Business
PT Bank Ina Perdana Tbk (Bank INA), a member of the Salim Group, operates as a commercial bank in Indonesia, offering a comprehensive range of banking products and services including demand deposits, time deposits, certificates of deposit, savings accounts such as Tabina Perdana, business savings, simple savings, My Savings, current accounts, foreign currency accounts, and giro valas; credit products encompassing working capital loans, investment loans, consumer loans including home ownership loans (KPR) and multi-purpose loans (KMG), commercial credit, and consumer credit; trade finance; digital banking solutions via INA Mobile, BINA Digital, individual and business internet banking, virtual accounts, mobile banking, and payroll services; as well as promotion programs like Tabina Triple Untung Mass, Tabina Triple Untung Affluent, Tabina Triple Untung Arisan, Tabina Green Untung, and Tabina Combo. The bank conducts its operations through segments of marketing and loans, treasury, and trade finance, serving individual and business customers with a network of 40 branches across Java, North Sumatra, Maluku, South Sulawesi, and Bali. Founded on February 9, 1990, and headquartered at Ariobimo Sentral Building, Jl. H.R. Rasuna Said Blok X-2 Kav 5, South Jakarta 12950, Indonesia, Bank INA went public in January 2014 with shares listed on the Indonesia Stock Exchange under ticker BINA.JK. Recent strategic developments include a November 2024 partnership with PT Kliring Berjangka Indonesia (PT KBI) designating Bank INA as a Margin Fund Depository Bank (BPDM) following BAPPEBTI approval in August 2024 to enhance commodity futures trading support; an August 2024 alliance with Bahana Artha Ventura for MSME financing; and ongoing digital banking expansion through BINA Digital targeting SME owners. The bank employs approximately 612 staff and remains licensed and supervised by Otoritas Jasa Keuangan and Bank Indonesia, participating in the LPS guarantee program.