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PT Bank Pembangunan Daerah Jawa Barat & Banten Tbk

PT Bank Pembangunan Daerah Jawa Barat & Banten Tbk

IIDX:BJBR
725.00
IDR
+5.00
(+0.69%)
156.18EPS
6.96P/E
8.63TMarket Cap
Nov 04Next Earn
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
540.01
533.55
587.82
715.6
736.21
756.3
711.73
813.75
974.08
960.91
882.03
892.09
1,043.26
1,050.32
Basic EPS, GAAP
141.2
113.53
141.63
118.73
124.66
156.93
157.98
171.01
206.52
219.02
169.03
130.16
109.57
117.81
Free Cash Flow per Basic Share
-1,075.05
112.95
568.25
613.84
250.96
-637.74
-684.26
-181.49
1,141.45
-986.92
11.67
322.59
754.99
1,895.97
Dividend per Share
68.28
77.88
71.4
84.57
88.76
88.75
89.15
93.76
95.74
99.11
104.55
95.05
85.25
154.79
Book Value per Share
690.4
725.67
453.83
990.62
1,035.11
1,138.93
1,215.58
1,212.2
1,321.35
1,402.76
1,478.87
1,548.36
1,618.85
1,536.51
Tangible Book Value per Share
690.4
725.67
453.83
990.62
1,035.11
1,138.93
1,215.58
1,212.2
1,321.35
1,402.76
1,478.87
1,543.87
1,614.36
1,532.02
Basic Weighted Avg Shares
9,723
9,723
9,723
9,723
9,723
9,866
9,866
9,866
9,839
10,521
10,521
10,521
10,521
10,521
Sales/Revenue/Turnover
5,250,575
5,187,713
5,715,372
6,957,792
7,158,241
7,461,556
7,021,860
8,028,438
9,583,751
10,110,120
9,280,177
9,386,102
10,976,651
11,050,876
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
91,585
101,323
90,389
89,112
25,837
99,037
173,961
289,709
337,436
304,928
333,579
442,959
548,728
553,030
Net Income, GAAP
1,372,913
1,103,880
1,377,110
1,154,421
1,212,036
1,548,249
1,558,651
1,687,218
2,031,858
2,304,376
1,778,395
1,369,463
1,152,816
1,239,489
Effective Tax Rate (%)
21.48
22.16
21.82
21.22
25.77
19.86
20.9
22.05
21.99
20.82
20.94
18.42
19.13
20.38
Profit Margin (%)
26.15
21.28
24.09
16.59
16.93
20.75
22.2
21.02
21.2
22.79
19.16
14.59
10.5
11.22
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
2,720,948
2,179,843
2,159,513
2,559,163
7,479,344
10,947,962
13,278,036
17,087,597
18,145,513
23,534,688
25,480,858
28,303,300
29,948,328
21,327,380
Total Equity
6,732,945
7,081,703
7,757,218
9,674,228
10,104,975
11,285,315
12,042,629
12,005,800
13,084,033
14,745,986
15,449,018
19,638,701
20,820,752
19,765,859
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
15.14
11.75
14.32
10.43
8.13
7.76
6.53
6.19
6.78
6.8
4.74
2.89
1.46
1.84
Return on Common Equity (%)
21.66
16.07
18.67
13.31
12.31
14.54
13.42
14.09
16.26
16.58
11.73
8.6
6.92
7.52

Capital Structure

IDR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
10,521
10,521
10,521
Market Capitalization
8,469,762
8,522,369
8,627,584

Working Capital

IDR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
24,711,471
22,613,850
28,372,804
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

IDR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
10.68%
11.92%
6.02%
Free Cash Flow
130.17%
355.36%
134.04%
Net Income, GAAP
-0.23%
-5.56%
-15.82%
Sales/Revenue/Turnover
7.2%
6.95%
16.95%
Total Cash Common Dividend
2.91%
-0.28%
-10.31%

Quarterly Revenue

IDR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
2,132,046
2,173,233
2,191,681
2,900,809
9,386,102
2025
2,409,544
2,378,132
- -
3,621,204
10,976,651
2026
2,602,039
2,449,501
- -
- -
- -

Quarterly Earnings Per Share

IDR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
34.62
34.37
41.55
19.62
130.16
2025
37.87
8.98
- -
34.42
109.57
2026
38.98
35.42
- -
- -
- -

Quarterly Dividends Per Share

IDR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
95.05
2025
16
69.25
- -
- -
85.25
2026
21.22
64.32
- -
- -
- -

Company Description

Company Profile APIChatGPT
CEO
Ayi Subarna
Full Time Employees
6,801
Sector
Finance
Industry
Major banks
Address
Bank BJB Tower Bandung JB Indonesia 40111
IPO Date
Jul 8, 2010
Website
bankbjb.co.id
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Business
PT Bank Pembangunan Daerah Jawa Barat dan Banten Tbk (BJBR.JK) operates as a regional development bank in Indonesia, providing a range of banking products and services including savings accounts, current accounts, time deposits, and loans such as working capital financing, investment loans, consumer loans, mortgages, and syndicated loans; treasury services encompassing foreign exchange transactions, money market operations, and government securities trading; electronic banking channels like mobile banking, internet banking, and ATM networks; trade finance services including letters of credit, bank guarantees, and export/import financing; and wealth management, insurance products, and microfinance offerings targeted at individuals, small and medium enterprises (SMEs), and corporate clients primarily in West Java and Banten provinces. The bank maintains an extensive branch network of over 400 outlets across its core regions, with additional operations in other parts of Indonesia, and focuses on supporting local economic development through financing for infrastructure, agriculture, manufacturing, and trade sectors. Founded in 1960 and headquartered in Bandung, West Java, Indonesia, the bank is majority-owned by the provincial governments of West Java and Banten. In recent developments, the bank reported robust financial performance in 2024, achieving double-digit growth in loans and third-party funds amid Indonesia's economic recovery, and launched digital initiatives such as an enhanced mobile banking app with AI-driven features for personalized financial advisory services. It formed strategic partnerships with fintech firms and state-owned enterprises for co-lending programs targeting SMEs, expanded its sharia banking segment through new product launches compliant with Islamic principles, and completed the acquisition of several smaller financial institutions to bolster its microfinance portfolio in early 2025. These moves align with the bank's ongoing digital transformation and expansion strategy, including preparations for potential listing enhancements on the Indonesia Stock Exchange.