PT Bank QNB Indonesia Tbk

PT Bank QNB Indonesia Tbk

IIDX:BKSW
46.00
IDR
0.00
(0.00%)
-0.97EPS
1.79TMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
51.45
67.09
84.56
79.73
77.44
133.96
37.84
23.7
34.99
43.86
24.74
15.48
12.3
12.28
Basic EPS, GAAP
0.44
12.82
14
-68.26
-76
0.88
0.32
-25.57
-95.64
-24.28
2.35
1.58
-1.37
-0.97
Free Cash Flow per Basic Share
68.99
198.27
-182.98
-66.73
-26.82
-176.2
-48
-265.6
-45.02
-118.01
19.94
41.87
-15.14
3.96
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
169.27
202.93
217.19
311.61
234.82
228.61
229.47
201.23
197.03
227.7
133.44
135.07
133.95
133.56
Tangible Book Value per Share
165.41
199.14
213.1
307.92
232.63
226.94
228
199.54
194.44
224.9
131.74
133.35
132.5
131.76
Basic Weighted Avg Shares
7,699
9,482
11,149
9,527
10,393
16,508
16,508
16,508
16,508
16,508
29,456
35,158
35,158
35,158
Sales/Revenue/Turnover
396,159
636,156
942,774
759,525
804,817
2,211,414
624,742
391,260
577,660
724,071
728,766
544,145
432,575
431,829
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
35,822
34,410
37,144
43,027
45,232
47,695
37,689
62,263
76,937
75,048
76,197
69,300
53,979
53,989
Net Income, GAAP
3,357
121,525
156,046
-650,333
-789,803
14,568
5,277
-422,168
-1,578,777
-400,732
69,249
55,638
-48,323
-33,997
Effective Tax Rate (%)
34.01
25.37
25.31
- -
- -
43.34
- -
- -
- -
- -
- -
35.61
195.04
145.84
Profit Margin (%)
0.85
19.1
16.55
-85.62
-98.13
0.66
0.84
-107.9
-273.31
-55.34
9.5
10.22
-11.17
-7.87
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
- -
- -
964,950
315,520
- -
- -
547,811
1,605,122
1,099,888
1,124,580
106,636
96,797
73,428
68,267
Total Equity
1,501,832
2,265,021
2,424,184
3,477,929
3,990,250
4,672,059
4,689,564
4,112,442
4,026,548
4,653,419
4,691,449
4,748,712
4,709,344
4,695,671
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
0.28
6.45
5.52
- -
- -
0.34
- -
- -
- -
- -
1.31
1.15
-1
-0.71
Return on Common Equity (%)
0.28
6.45
6.66
-22.04
-21.15
0.34
0.11
-9.59
-38.8
-9.23
1.48
1.18
-1.02
-0.72

Capital Structure

IDR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
35,158
35,158
35,158
Market Capitalization
2,250,115
2,039,167
1,793,060

Working Capital

IDR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
1,658,716
1,233,141
1,894,194
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

IDR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
7.8%
2.94%
-0.83%
Free Cash Flow
116.27%
-7.33%
-136.17%
Net Income, GAAP
-888.55%
-24.89%
-186.85%
Sales/Revenue/Turnover
8%
5.56%
-20.5%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

IDR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
145,014
125,528
124,250
147,214
544,145
2025
120,586
97,092
- -
100,952
432,575
2026
113,525
120,260
- -
- -
- -

Quarterly Earnings Per Share

IDR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.26
1.18
0.49
-0.35
1.58
2025
0.33
-0.02
- -
-1.79
-1.37
2026
0.44
0.4
- -
- -
- -

Quarterly Dividends Per Share

IDR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Company Description

CEO
Nicolas Alix Groene
Full Time Employees
274
Sector
Finance
Industry
Major banks
Address
Revenue Tower Jakarta JK Indonesia 12190
IPO Date
Nov 21, 2002
Website
qnb.co.id
Business
PT Bank QNB Indonesia Tbk operates as a commercial bank in Indonesia, providing a comprehensive range of banking products and services to corporate clients and mass affluent retail customers; offers savings, checking, current, and multicurrency accounts; time and demand deposits; various loan products; mutual funds including equity, money market, fixed income, index, and balanced funds; bancassurance services; cash management and trade finance services; and corporate internet banking services. The bank maintains a network of 17 branch offices across major cities such as Jakarta, Surabaya, Semarang, Pekanbaru, Medan, Bali, Bekasi, Batam, and Bandung. Founded in 1913 in Medan as NV Chunghwa Sangyeh Maatschappij and headquartered at Revenue Tower, 8th Floor, Jl. Jend. Sudirman Kav. 52-53, South Jakarta, the bank is a subsidiary of Qatar National Bank (Q.P.S.C.), part of the QNB Group, the largest bank in the Middle East and Africa region. In recent developments, the bank signed an Omnibus Facility Agreement with Elsewedy Electric Indonesia on February 14, 2025, to support projects in the manufacturing and construction sectors; partnered with Allianz Life Indonesia to launch Allianz Life Secure PINTAR, targeting QNB First members and potential customers; and continues capital strengthening initiatives stemming from prior rights issues that elevated QNB Group ownership to over 92% by 2018. Fitch Ratings affirmed the bank's national long-term rating at 'AAA(idn)' before withdrawing it on July 16, 2025. The bank, formerly known as PT Bank QNB Kesawan Tbk, changed its name to PT Bank QNB Indonesia Tbk in July 2014.