1. Indonesia Stocks

  2. •

    Finance

  3. •

    Major banks
PT Bank of India Indonesia Tbk

PT Bank of India Indonesia Tbk

IIDX:BSWD
8,075.00
IDR
+1,325.00
(+19.63%)
30.59EPS
45.11P/E
5.09TMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
138.79
168.26
133.44
115.71
35.19
76.38
76.69
49.69
50.4
53.74
71.59
80.94
81.62
80.28
Basic EPS, GAAP
63.71
83.17
-29.51
-328.99
-62.78
4.83
15.12
-34.49
-21.52
6
13.24
21.35
13.09
30.59
Free Cash Flow per Basic Share
171.72
712.12
-77.76
-650.93
-186.03
-398.28
213.65
-53.55
-115.41
-103.3
-287.93
63.65
76.92
7.68
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
352.76
434.86
726.32
721.97
553.92
552.23
567.4
516.78
986.36
1,204.69
915.85
937.24
952.12
966.92
Tangible Book Value per Share
352.58
429.99
723.16
720.14
552.46
550.61
565.96
515.96
986.1
1,201.81
914.57
935.76
950.45
965.58
Basic Weighted Avg Shares
1,279
1,279
1,514
1,535
2,024
2,047
2,047
2,047
2,047
2,766
3,689
3,689
3,689
3,689
Sales/Revenue/Turnover
177,537
215,228
201,977
177,613
71,225
156,329
156,968
101,690
103,155
148,641
264,085
298,560
301,069
296,131
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
2,591
2,935
4,871
6,393
4,999
6,880
5,121
3,114
3,374
4,565
9,402
8,766
9,389
10,529
Net Income, GAAP
81,495
106,387
-44,668
-505,002
-127,085
9,880
30,952
-70,582
-44,051
16,590
48,831
78,755
48,282
112,840
Effective Tax Rate (%)
25.63
25.25
- -
- -
- -
6.97
- -
473.82
- -
- -
16.96
22.27
24.19
18.17
Profit Margin (%)
45.9
49.43
-22.12
-284.33
-178.43
6.32
19.72
-69.41
-42.7
11.16
18.49
26.38
16.04
38.1
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
- -
- -
- -
- -
- -
- -
- -
598
855
410
134
1,260
2,273
2,216
Total Equity
451,238
556,249
1,114,888
1,108,216
1,121,236
1,130,232
1,161,277
1,057,670
2,018,746
3,332,242
3,378,441
3,457,363
3,512,254
3,566,857
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
19.76
21.12
- -
- -
- -
0.88
- -
-6.36
- -
- -
1.46
2.3
1.38
3.21
Return on Common Equity (%)
19.76
21.12
-5.35
-45.43
-11.4
0.88
2.7
-6.36
-2.86
0.62
1.46
2.3
1.39
3.21

Capital Structure

IDR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
3,689
3,689
3,689
Market Capitalization
3,135,537
4,979,970
5,090,636

Working Capital

IDR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
1,018,219
490,324
736,758
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

IDR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
15.64%
32.25%
1.59%
Free Cash Flow
83.13%
61.38%
20.85%
Net Income, GAAP
77.49%
8.34%
-38.69%
Sales/Revenue/Turnover
14.98%
27.42%
0.84%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

IDR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
67,224
74,285
74,907
79,351
298,560
2025
73,694
76,291
- -
74,967
301,069
2026
69,865
75,009
- -
- -
- -

Quarterly Earnings Per Share

IDR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
2.09
7.36
4.68
7.22
21.35
2025
3.54
5.46
- -
10.33
13.09
2026
7.02
7.79
- -
- -
- -

Quarterly Dividends Per Share

IDR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Company Description

Company Profile APIChatGPT
CEO
K. S. B. Chandramouli
Full Time Employees
214
Sector
Finance
Industry
Major banks
Address
JI. K.H. Samanhudi No. 37 Jakarta JK Indonesia 10710
IPO Date
May 31, 2002
Website
boiindonesia.co.id
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Business
PT Bank of India Indonesia Tbk (Ticker: BSWD.JK) is a financial institution primarily engaged in banking services including retail banking, corporate banking, trade finance, and digital banking solutions. The company offers a comprehensive range of products and services such as savings accounts, fixed deposits, personal loans, mortgage loans, credit cards, corporate loans, trade financing, cash management, and electronic banking services. Operationally, it serves individual customers, small and medium enterprises, and large corporations across Indonesia. Founded in 2010, PT Bank of India Indonesia Tbk is headquartered in Jakarta, Indonesia. It operates primarily within the Indonesian banking sector while focusing on expanding digital banking capabilities to cater to a growing tech-savvy customer base. The bank is part of the Indian banking ecosystem presence in Southeast Asia, leveraging strategic partnerships for trade and investment facilitation between India and Indonesia. In recent developments within the last 1-2 years, PT Bank of India Indonesia Tbk has undertaken significant initiatives to strengthen its market position, including forming strategic alliances to enhance digital services and expanding its product offerings to include more fintech collaborations and sustainable finance products aimed at supporting green projects. The bank has also been involved in acquiring smaller financial entities to broaden its customer base and capabilities. These strategic shifts have bolstered its competitive stance in Indonesia's evolving financial market. Overall, PT Bank of India Indonesia Tbk operates as a versatile financial institution offering a diversified portfolio of banking products and services with a focus on innovation, market expansion, and strengthening bilateral trade finance between Indonesia and India. Its comprehensive banking solutions cater to a broad spectrum of clients, emphasizing growth through digital transformation and strategic partnerships.