1. Indonesia Stocks

  2. •

    Finance

  3. •

    Regional banks
PT Bank Victoria International Tbk

PT Bank Victoria International Tbk

IIDX:BVIC
75.00
IDR
+2.00
(+2.74%)
8.81EPS
8.74P/E
1.42TMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
78.57
67.31
77.09
82.83
99.7
76.81
63.15
56.61
62.59
63.72
41.27
34.94
46.72
54.83
Basic EPS, GAAP
36.95
15.26
13.18
13.56
15.69
9.12
-1.56
-28.17
-12.9
19.17
6.42
7.44
7.15
8.81
Free Cash Flow per Basic Share
130.85
136.37
73.89
104.69
160.97
-158.8
-130.44
1.33
-243.7
88.81
79.24
-61.08
94.11
38.84
Dividend per Share
- -
5.05
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
245.32
246.5
293.84
332.83
328.26
323.61
333.61
295.39
287.44
233.49
241.34
248.2
237.19
235.02
Tangible Book Value per Share
244.97
245.71
293.24
332.19
327.56
322.61
332.76
294.83
287.13
233.33
240.62
247.27
235.59
232.95
Basic Weighted Avg Shares
6,615
6,929
7,139
7,401
8,671
8,671
8,835
8,952
9,228
11,796
15,848
15,849
18,419
17,881
Sales/Revenue/Turnover
519,739
466,364
550,378
613,053
864,524
666,020
557,940
506,807
577,642
751,605
654,115
553,748
860,480
980,367
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
16,282
17,177
18,462
24,250
19,615
19,137
19,562
31,233
32,883
27,994
23,602
27,468
33,122
35,105
Net Income, GAAP
244,415
105,703
94,076
100,362
136,090
79,082
-13,765
-252,194
-119,064
226,173
101,816
117,859
131,745
157,557
Effective Tax Rate (%)
21.65
13.03
- -
- -
22.74
15.29
- -
- -
- -
36.63
21.4
20.72
18.85
18.44
Profit Margin (%)
47.03
22.67
17.09
16.37
15.74
11.87
-2.47
-49.76
-20.61
30.09
15.57
21.28
15.31
16.07
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
1,921,720
1,929,981
2,385,049
997,841
2,948,536
2,999,530
1,782,032
3,186,671
2,289,156
2,115,004
2,186,949
2,534,224
5,441,069
3,932,425
Total Equity
1,626,555
1,759,829
2,113,690
2,626,271
2,846,346
2,806,025
2,986,455
2,644,375
3,014,425
3,700,463
3,824,785
3,933,460
4,368,921
4,328,842
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
8.19
2.92
- -
- -
2.89
1.36
- -
- -
- -
4.07
1.72
1.89
1.62
2.04
Return on Common Equity (%)
15.79
6.24
4.86
4.23
4.97
2.8
-0.48
-8.96
-4.21
6.74
2.71
3.04
3.17
3.79

Capital Structure

IDR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
18,419
18,419
18,419
Market Capitalization
2,118,233
1,915,620
1,418,295

Working Capital

IDR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
3,013,821
1,926,066
2,793,339
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

IDR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
8.02%
10.8%
11.07%
Free Cash Flow
-1,971.27%
-3,904.75%
-279.07%
Net Income, GAAP
124.5%
-74.04%
11.78%
Sales/Revenue/Turnover
7.52%
14.24%
55.39%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

IDR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
158,426
177,278
48,955
169,089
553,748
2025
177,986
238,535
- -
282,048
860,480
2026
224,000
235,784
- -
- -
- -

Quarterly Earnings Per Share

IDR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
2.1
2.56
0.42
2.35
7.44
2025
2.25
5.53
- -
0.21
7.15
2026
2.13
1.33
- -
- -
- -

Quarterly Dividends Per Share

IDR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Company Description

Company Profile APIChatGPT
CEO
Achmad Friscantono
Full Time Employees
723
Sector
Finance
Industry
Regional banks
Address
Graha BIP Building Jakarta JK Indonesia 12930
IPO Date
Jun 30, 1999
Website
victoriabank.co.id
Similar Companies
ICICI Bank Limited (NSE:ICICIBANK)
State Bank of India (NSE:SBIN)
Nu Holdings Ltd. (NYSE:NU)
Sberbank (MOEX:SBER)
Akbank T.A.S. (BIST:AKBNK)
PT Bank Rakyat Indonesia (Persero) Tbk Class B (IDX:BBRI)
Business
PT Bank Victoria International Tbk delivers a comprehensive suite of financial solutions and services across Indonesia. The institution presents a diverse array of deposit offerings, including various savings options, demand accounts, time deposits, and specialized foreign exchange deposits. Furthermore, it extends credit facilities such as home and auto financing, versatile multi-purpose loans, implant banking credit, and domestic letters of credit, alongside tailored corporate, commercial, small and medium enterprise, and multi-finance lending solutions. Beyond traditional lending and deposit products, the bank facilitates investment opportunities like mutual funds and bancassurance. It is a key provider of foreign exchange services, encompassing remittances, trade finance, treasury operations, and interbank transactions. In its commitment to modernization, the bank has embraced digital banking, offering internet and mobile banking platforms, and since 2024, enables online account opening and supports QRIS payments. Additionally, it maintains a dedicated Sharia banking segment. The bank has achieved significant milestones, including meeting minimum core capital requirements in 2022 and securing licenses for conventional monetary operations in Rupiah and foreign exchange from Bank Indonesia in 2023. As of December 31, 2023, its operational footprint spanned 39 offices, comprising a central head office, 14 branch locations, and 24 sub-branch offices. Established in 1992, the company maintains its principal executive office in South Jakarta, Indonesia.