- CEO
- Wen Nan You
- Full Time Employees
- 1,140
- Sector
- Finance
- Industry
- Major banks
- Address
- Sahid Sudirman Center Jakarta JK Indonesia 10220
- IPO Date
- Jul 3, 2007
- Business
- PT Bank China Construction Bank Indonesia Tbk (MCOR.JK) operates as a commercial foreign exchange bank in Indonesia, focusing on corporate banking while developing small and medium enterprise, commercial, and consumer banking segments. The bank offers a comprehensive range of products and services including rupiah and foreign currency deposits such as time deposits, current accounts, and savings accounts; loans comprising auto loans, mortgage loans, housing loans, personal loans, commercial express loans, back-to-back loans, current account loans, syndicated loans, investment loans, project financing loans, and working capital loans; treasury services for assets and liabilities management, liquidity management, money market participation, and foreign exchange transactions; trade finance products such as letters of credit, domestic letters of credit, bank guarantees, standby letters of credit, counter guarantees, LC document negotiations and discounts, and documentary collections; and additional services including safe deposit boxes, international banking, ATM services, mobile banking, and internet banking for individuals and corporates. It maintains a network of approximately 80 offices, including 21 branches and 61 sub-branches, across major regions such as Java, Bali, Sumatra, Riau Archipelago, West Kalimantan, South Sulawesi, Bangka Belitung, and West Nusa Tenggara, with primary operations supporting infrastructure financing, trade finance, and cross-border RMB settlement in line with Indonesian government programs and leveraging expertise from its parent company. Founded in 1974 and headquartered at Sahid Sudirman Center, 15th floor, Jl. Jend. Sudirman Kav. 86, Central Jakarta 10220, Indonesia, the bank resulted from the 2016 merger of PT Bank Windu Kentjana International Tbk and PT Bank Antardaerah, followed by China Construction Bank Corporation's acquisition of a controlling 60% stake and the name change to PT Bank China Construction Bank Indonesia Tbk in December 2016; it functions as a subsidiary of China Construction Bank Corporation. Recent developments include maintaining an id AAA rating (stable outlook) from PT Pefindo for six consecutive years through September 2026 based on capital strength, liquidity, and shareholder support; receiving multiple awards such as Indonesia Best Bank 2025 for accelerating sustainable corporate and consumer financial services from Warta Ekonomi on June 25, 2025, The Excellent Performance Bank in 2024 (KBMI 2) from Infobank on August 29, 2025, Best Performance Bank KBMI II from Bisnis Indonesia on September 18, 2024, and Indonesia Best Bank 2024 from Warta Ekonomi on July 31, 2024; and pursuing strategic initiatives to accelerate business growth in corporate, SME/commercial, and consumer segments, optimize digital banking through existing offices and IT infrastructure enhancements for risk management, AML, anti-fraud, and product development, ensure adequate capital adequacy ratios, elevate good corporate governance and risk management systems, and improve human capital via expanded training programs.