PT Bank OCBC NISP Tbk

PT Bank OCBC NISP Tbk

IIDX:NISP
1,180.00
IDR
+15.00
(+1.29%)
228.28EPS
5.15P/E
26.96TMarket Cap
Nov 04Next Earn
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
226.71
195.39
229.97
296.6
328.54
339.22
363
413.48
422.95
462.25
493.54
518.81
570.53
590.01
Basic EPS, GAAP
64.45
58.06
65.41
78.01
94.83
114.97
128.1
91.59
109.81
144.99
178.29
212.1
220.41
228.29
Free Cash Flow per Basic Share
49.41
36.68
-66.73
464.34
-26.3
348.23
193.36
214.82
1,063.35
-540.6
17.14
1,593.34
1,271.01
1,087.33
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
22
58
72
106
- -
Book Value per Share
590.09
651.26
715.24
850.13
949.4
1,064.63
1,205.68
1,300.01
1,408.89
1,490.97
1,626.47
1,773.39
1,911.34
1,933.86
Tangible Book Value per Share
590.09
651.26
715.24
850.13
949.4
1,064.63
1,205.68
1,300.01
1,408.89
1,490.97
1,626.47
1,773.39
1,911.34
1,933.86
Basic Weighted Avg Shares
17,731
22,945
22,945
22,945
22,945
22,945
22,945
22,945
22,945
22,945
22,945
22,945
22,945
22,945
Sales/Revenue/Turnover
4,019,895
4,483,304
5,276,679
6,805,670
7,538,396
7,783,468
8,329,185
9,487,366
9,704,626
10,606,514
11,324,344
11,904,163
13,090,960
13,538,018
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
150,353
163,277
157,727
182,171
169,700
185,949
201,115
213,074
236,758
259,317
316,119
398,696
357,425
363,047
Net Income, GAAP
1,142,721
1,332,182
1,500,835
1,789,900
2,175,824
2,638,064
2,939,241
2,101,670
2,519,574
3,326,917
4,091,028
4,866,750
5,057,473
5,238,091
Effective Tax Rate (%)
25.3
25.02
25.01
23.87
24.39
24.32
24.47
24.53
21.36
21.13
21.09
18.74
21.08
20.32
Profit Margin (%)
28.43
29.71
28.44
26.3
28.86
33.89
35.29
22.15
25.96
31.37
36.13
40.88
38.63
38.69
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
7,196,020
6,273,901
9,027,589
4,778,362
6,148,611
6,496,712
4,061,964
5,744,582
4,871,465
4,895,293
2,919,009
3,135,218
1,833,958
2,133,423
Total Equity
13,539,845
14,943,366
16,411,347
19,506,576
21,784,354
24,428,254
27,664,803
29,829,316
32,327,571
34,211,035
37,320,268
40,691,379
43,856,597
44,373,237
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
7.33
6.35
6.43
7.2
8.33
8.96
9.38
6.25
6.92
8.72
10.31
11.58
11.3
11.72
Return on Common Equity (%)
10.16
9.35
9.57
9.97
10.54
11.42
11.28
7.31
8.11
10
11.44
12.48
11.96
12.46

Capital Structure

IDR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
22,945
22,945
22,945
Market Capitalization
31,435,057
33,614,860
26,960,724

Working Capital

IDR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
15,956,394
15,470,324
17,708,726
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

IDR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
10.39%
8.02%
7.78%
Free Cash Flow
696%
1,863.76%
-20.23%
Net Income, GAAP
14.28%
19.55%
3.92%
Sales/Revenue/Turnover
9.74%
6.69%
9.97%
Total Cash Common Dividend
- -
- -
47.22%

Quarterly Revenue

IDR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
2,860,741
2,829,823
3,161,246
3,103,723
11,904,163
2025
3,219,257
3,280,745
- -
3,386,982
13,090,960
2026
3,432,488
3,437,803
- -
- -
- -

Quarterly Earnings Per Share

IDR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
50.86
53.34
62.2
45.7
212.1
2025
56.27
55.57
- -
53.73
220.41
2026
59.27
59.71
- -
- -
- -

Quarterly Dividends Per Share

IDR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
72
- -
- -
- -
72
2025
106
- -
- -
- -
106
2026
- -
- -
- -
- -
- -

Company Description

CEO
Parwati Surjaudaja
Full Time Employees
6,332
Sector
Finance
Industry
Major banks
Address
OCBC NISP Tower Jakarta JK Indonesia 12940
IPO Date
Oct 20, 1994
Business
PT Bank OCBC NISP Tbk PT Bank OCBC NISP Tbk operates as a full-service commercial bank in Indonesia, providing a comprehensive range of banking products and services to corporate, small and medium enterprises, and individual customers through its business banking, consumer banking, treasury, and sharia banking segments; these include savings and current accounts, time deposits, house, multipurpose, automobile, personal, secured, business, working capital, mortgage, and investment-backed loans, credit and debit cards including the recently launched Tap Credit Card, mutual funds, insurance products, foreign exchange and derivatives, bonds, structured and gold products, premier and private banking services, payment and collection systems, trade and supply chain financing, export and import financing, payroll and benefit products, treasury products, capital equity, account investment products, web and mobile banking, payment gateway, e-wallet, bill payment services, safe deposit boxes, telegraphic transfers, ATM, remittance, and e-tax services, as well as sharia-compliant funding, retail financing, productive financing, and bancassurance. The bank maintains an extensive network of 337 branches and offices and 780 ATMs across Indonesia, targeting diverse customer segments in consumer, SME, and corporate markets with a focus on prudent growth and SME servicing. Established in 1941 as NV Nederlandsch Indische Spaar En Deposito Bank in Bandung and headquartered at OCBC NISP Tower, Jl. Prof. Dr. Satrio Kav. 25, South Jakarta, the bank functions as a majority-owned subsidiary of OCBC Overseas Investments Pte. Ltd., a unit of Singapore-based OCBC Bank, which holds approximately 85.1% ownership following progressive stake increases since 2005. In recent developments, PT Bank OCBC NISP Tbk completed the acquisition of 100% shares in PT Bank Commonwealth in May 2024, making it a wholly-owned subsidiary and broadening its consumer banking and SME customer base, with the merger process approved by the Financial Services Authority (OJK) and becoming effective September 1, 2024, to enhance service offerings and regional capabilities. Additionally, the bank launched its innovative Tap Credit Card on November 10, 2025, expanding its digital payment solutions amid ongoing integration efforts from the acquisition.