PT Bank Woori Saudara Indonesia 1906 Tbk

PT Bank Woori Saudara Indonesia 1906 Tbk

IIDX:SDRA
174.00
IDR
+2.00
(+1.16%)
3.09TMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
117.79
122.88
170.44
198.69
187.13
217.97
202.91
210.43
231.13
239.03
211.32
159.51
124.68
119.75
Basic EPS, GAAP
63.12
43.13
47.28
55.23
63.13
77.42
71.92
77.13
85.12
96.18
78
-42.77
-72.24
- -
Free Cash Flow per Basic Share
-291.41
-52.71
134.55
-185.09
69.17
-582.78
-51.97
-707.92
405.71
-19.8
-36.08
-126.16
379.43
- -
Dividend per Share
12.97
- -
4.52
7.23
7.66
14.21
14.21
12.31
8.9
17.72
21.55
18.53
8
- -
Book Value per Share
643.3
695.99
737.29
786.48
878.84
962.99
998.08
1,046.34
1,034.63
1,109.91
1,039.22
799.49
722.5
758.64
Tangible Book Value per Share
643.3
381.22
424.89
459.1
613.45
694.83
739.03
790.68
838.12
914.24
848.82
703.3
653.5
689.61
Basic Weighted Avg Shares
3,202
3,202
5,609
5,609
6,949
6,949
6,949
6,949
7,391
8,947
8,947
12,719
14,692
14,692
Sales/Revenue/Turnover
377,127
393,429
956,060
1,114,488
1,300,380
1,514,708
1,410,019
1,462,285
1,708,347
2,138,615
1,890,688
2,028,759
1,831,866
1,759,314
Operating Margin (%)
- -
- -
- -
37.14
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
9,001
9,805
47,557
54,039
63,616
67,345
72,751
113,247
116,621
137,578
139,466
139,064
124,484
- -
Net Income, GAAP
202,085
138,073
265,230
309,816
438,725
537,971
499,791
536,001
629,168
860,571
697,864
-543,978
-1,061,363
- -
Effective Tax Rate (%)
25.87
26.87
26.75
26.14
26.33
26.78
25.72
22.55
23.33
22.71
23.15
- -
- -
- -
Profit Margin (%)
53.59
35.09
27.74
27.8
33.74
35.52
35.45
36.66
36.83
40.24
36.91
-26.81
-57.94
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
243,400
704,788
1,017,300
2,066,868
2,240,525
4,951,601
8,024,775
10,916,047
8,969,566
11,843,358
11,895,335
11,491,002
10,952,789
7,493,406
Total Equity
1,647,962
3,904,265
4,135,931
4,411,890
6,106,998
6,550,468
6,935,590
7,270,971
9,257,191
9,930,753
9,298,230
11,746,224
10,615,160
11,146,061
Return on Invested Capital (%)
- -
- -
- -
5.15
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
13.61
4.25
5.43
5.33
5.92
5.42
3.78
3.23
3.46
4.3
3.25
- -
- -
- -
Return on Common Equity (%)
18.49
4.97
6.6
7.25
8.34
8.5
7.41
7.55
7.61
8.97
7.26
-5.17
-9.49
- -

Capital Structure

IDR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
14,692
14,692
14,692
Market Capitalization
4,084,429
3,614,279
3,085,360

Working Capital

IDR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
9,841,122
6,493,655
4,613,699
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

IDR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
10.8%
8.99%
-9.63%
Free Cash Flow
-39.04%
-47%
-447.41%
Net Income, GAAP
3.36%
-9.52%
95.11%
Sales/Revenue/Turnover
7.46%
5.6%
-9.71%
Total Cash Common Dividend
- -
22.3%
-50.12%

Quarterly Revenue

IDR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
448,910
522,001
527,978
502,967
2,028,759
2025
498,990
483,939
399,439
449,498
1,831,866
2026
401,843
508,534
- -
- -
- -

Quarterly Earnings Per Share

IDR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
17.64
12.1
8.51
4.23
-42.77
2025
10.5
-4.88
- -
-73.24
-72.24
2026
7.27
33.16
- -
- -
- -

Quarterly Dividends Per Share

IDR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
7.5
- -
- -
11.66
18.53
2025
8
- -
- -
- -
8
2026
- -
- -
- -
- -
- -

Company Description

CEO
KIm Eungchul
Full Time Employees
1,453
Sector
Finance
Industry
Regional banks
Address
Treasury Tower Jakarta Selatan JK Indonesia 12190
IPO Date
Dec 15, 2006
Business
PT Bank Woori Saudara Indonesia 1906 Tbk (SDRA.JK) operates as a commercial bank in Indonesia, offering a comprehensive range of banking products and services to individuals and businesses through its Pensioner, Employee, Commercial, Treasury, Funding, and Others segments; these include current and savings accounts, time and demand deposits, pension/retirement loans, employee general loans, mortgage loans, corporate loans, car loans, micro small and medium enterprise loans, bank guarantees, wealth management, treasury products such as foreign exchange, money market instruments, fixed income and currency exchange rate information services, payment services via automatic teller machines and digital banking channels, remittance forex transfer and collection, fund transfers, bancassurance, international banking, export and import financing, safe deposit boxes, trade finance, internet and mobile banking, state revenue payments, electronic data capture services, and investments in placements and securities. Founded in 1906 as Himpoenan Saudara in Bandung, West Java, the bank is headquartered at Treasury Tower, 26th and 27th floors, District 8 SCBD Lot 28, Jl. Jend. Sudirman Kav. 52-53, South Jakarta, Indonesia, and maintains approximately 153 branches across Sumatra, Java, Bali, and Sulawesi regions. As a subsidiary of Woori Bank of Korea, it collaborates closely with its parent following the 2014 name change from Bank Himpunan Saudara 1906 Tbk and recent strategic developments including Woori Financial Group's completion of a 71.4% stake acquisition in June 2024 for approximately KRW 260 billion, a rights issue in March 2024 that boosted equity and core capital significantly, and a October 2025 memorandum of understanding with PT Artajasa Pembayaran Elektronis for cross-border cardless withdrawal services to enhance digital innovation and Indonesia-Korea financial ties.