Intesa Sanpaolo S.p.A.

Intesa Sanpaolo S.p.A.

IITSF
Intesa Sanpaolo S.p.A.US flagOther OTC
6.72
USD
+0.07
- -
117.12BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
1.05
1.11
1.1
1.06
1.39
1.09
1.07
1.21
1.13
1.12
1.38
1.56
1.62
1.66
Basic EPS, GAAP
-0.29
0.08
0.17
0.2
0.46
0.24
0.24
0.18
0.22
0.23
0.42
0.49
0.53
0.54
Free Cash Flow per Basic Share
0.15
-0.02
0.23
-0.07
0.05
0.22
0.17
-0.17
0.36
5.2
-1.03
-2.35
0.37
- -
Dividend per Share
0.06
0.06
0.08
0.15
0.19
0.21
0.2
- -
0.21
0.15
0.23
0.33
0.36
- -
Book Value per Share
0.26
0.64
0.72
0.75
1.01
0.78
0.76
0.73
0.74
0.76
0.98
1.07
1.12
0.75
Tangible Book Value per Share
2.43
2.44
2.61
2.65
3.09
2.7
2.69
3.19
2.82
2.69
2.97
3.12
3.15
3.38
Basic Weighted Avg Shares
15,482
15,511
15,832
15,841
15,837
16,772
17,474
18,240
19,378
19,316
18,370
17,778
17,584
17,425
Sales/Revenue/Turnover
16,255
17,161
17,466
16,743
22,086
18,327
18,737
21,987
21,898
21,565
25,416
27,686
28,529
28,883
Operating Margin (%)
-29.63
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
3,212
978
911
931
879
980
1,215
2,377
1,592
1,684
1,657
1,708
1,733
1,768
Net Income, GAAP
-4,550
1,251
2,739
3,111
7,316
4,050
4,182
3,277
4,185
4,379
7,724
8,666
9,321
9,467
Effective Tax Rate (%)
- -
55.76
32.65
31.19
5.94
25.3
27.57
2.67
21.96
27.54
27.86
28.19
26.13
26.93
Profit Margin (%)
-27.99
7.29
15.68
18.58
33.13
22.1
22.32
14.9
19.11
20.31
30.39
31.3
32.67
32.78
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
148,237
138,351
123,118
106,620
104,338
92,648
95,351
107,154
101,215
98,447
142,127
146,568
139,313
93,887
Total Equity
45,063
45,062
48,593
49,319
56,604
54,350
56,215
66,321
64,066
61,269
64,127
65,321
65,378
68,724
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
-64.32
17.91
25.54
26.69
52.46
27.76
31.68
24.61
30.29
30.18
47.04
46.68
48.14
72.51

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
17,434
17,388
17,388
Market Capitalization
99,678
105,536
91,098

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
36,957
47,135
35,584
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
3.25%
-0.23%
0.09%
Free Cash Flow
74.38%
184.01%
-115.73%
Net Income, GAAP
21.42%
25.7%
7.56%
Sales/Revenue/Turnover
5.83%
5.58%
3.04%
Total Cash Common Dividend
985.66%
1,963.7%
8.47%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
6,919
6,849
6,957
7,569
27,686
2025
6,969
7,181
6,919
7,460
28,529
2026
7,323
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.13
0.14
- -
0.08
0.49
2025
0.15
0.15
- -
0.1
0.53
2026
0.16
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
0.33
2025
- -
- -
- -
- -
0.36
2026
- -
- -
- -
- -
- -

Company Description

APIChat
CEO
Carlo Messina
Full Time Employees
91,825
Sector
Financial Services
Industry
Banks - Regional
Address
Piazza San Carlo, 156 Turin TO Italy 10121
IPO Date
Jan 22, 2007
Business
Intesa Sanpaolo S.p.A. is Italy's leading banking group, offering a comprehensive range of retail, corporate, wealth management, investment banking, asset management, and insurance services to approximately 13.9 million customers in Italy through over 2,800 branches and 7.6 million international customers via subsidiaries and networks in 12 countries across Central and Eastern Europe, the Middle East, North Africa, and other regions including America, Asia, Africa, and Australia. Formed in 2007 through the merger of Banca Intesa and Sanpaolo IMI and headquartered in Turin with key operations in Milan, the Group operates six main divisions: Banca dei Territori, providing industrial credit, leasing, factoring, digital banking via Isybank, and proximity services through Mooney; IMI Corporate & Investment Banking, delivering commercial and transaction banking, capital markets, sustainable finance, M&A advisory, equity and debt capital markets, and structured finance across 25 countries; International Subsidiary Banks, focused on commercial banking in emerging markets; Private Banking, including Fideuram-Intesa Sanpaolo Private Banking with extensive financial consulting; Asset Management, led by Eurizon with over 304 billion euros in assets under management; and Insurance, encompassing Intesa Sanpaolo Vita, Assicura, Life, RBM Salute, and related agencies offering insurance and pension products. The bank maintains a strong ESG focus, targeting 115 billion euros in impact lending for communities and green transition by 2025, alongside digital innovations like a SoftPOS payment solution launched in Italy and AI-driven programs across 150 use cases. Recent developments include the November 2025 completion of the merger integrating First Bank into Intesa Sanpaolo Bank Romania, creating a unified entity with 3.1 billion euros in assets, 58 branches, over 170,000 clients, and enhanced digital and SME-focused offerings in Central and Eastern Europe; a October 2025 partnership with the European Investment Bank providing 750 million euros to finance 2 gigawatts of renewable energy projects such as photovoltaic, onshore wind, storage, and bioenergy primarily in Italy and other EU countries; and expansions in digital investment services into Belgium and Luxembourg.

Company News

APIChat
  • Intesa Sanpaolo: On Track To Meet Medium-Term Financial Targets

  • Italy's Intesa among bidders for Spanish private bank Singular, sources say

  • Intesa: A Great Income Play Following Q1 2026 Earnings

  • Intesa Sanpaolo (OTCMKTS:IITSF) Stock Price Crosses Below 200-Day Moving Average – Time to Sell?