Dimeco, Inc.

Dimeco, Inc.

DIMC
Dimeco, Inc.US flagOther OTC
63.81
USD
-0.19
- -
162.30MMarket Cap
2010 Y
2011 Y
2012 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
8.97
9.87
10.9
11.04
11.64
11.93
12.46
13.58
14.86
15.39
16.02
17.53
20.35
17
Basic EPS, GAAP
2.16
2.22
2.75
2.57
2.19
3.22
3.5
3.54
4.73
4.86
4.27
5.12
6.53
5.45
Free Cash Flow per Basic Share
2.82
3.93
4.01
4.05
3.37
4.7
4.45
4.47
3.91
3.04
4.92
5.57
7.84
- -
Dividend per Share
0.96
0.96
0.97
1.01
1.02
1.12
1.17
1.32
1.36
1.94
1.53
1.6
1.68
- -
Book Value per Share
21.14
22.96
24.57
- -
29.95
31.97
35.13
37.57
39.61
34.45
38.9
42.17
49.31
52.25
Tangible Book Value per Share
21.14
22.96
24.57
- -
29.95
31.97
35.13
37.57
39.61
34.45
38.9
42.17
49.31
52.25
Basic Weighted Avg Shares
2
2
2
2
2
2
2
3
3
3
3
3
3
3
Sales/Revenue/Turnover
21
24
26
27
29
30
31
34
38
39
41
44
52
43
Operating Margin (%)
31.83
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
1
1
1
1
1
1
1
1
1
1
1
1
1
- -
Net Income, GAAP
5
5
7
6
5
8
9
9
12
12
11
13
17
14
Effective Tax Rate (%)
24.32
20.54
23.02
21.42
39.21
8.55
10.46
12.1
15.28
16.77
16.88
18.17
18.55
18.96
Profit Margin (%)
24.09
22.54
25.25
23.33
18.8
27.03
28.1
26.06
31.84
31.55
26.63
29.18
32.1
32.07
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
20
18
21
- -
42
54
53
66
44
15
34
46
11
17
Total Equity
51
55
60
- -
75
80
87
96
101
88
99
107
125
133
Return on Invested Capital (%)
6.23
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
10.55
10.09
11.5
21.19
14.51
10.38
10.46
9.68
12.17
13.07
11.61
12.59
14.26
11.26

Capital Structure

FRC

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
32
- -
20
LT Borrowings
11
21
17
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
3
3
3
Market Capitalization
111
120
141

Working Capital

FRC

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
282
245
266
Accounts Receivable, Net
5
5
5
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
1
1
1
ST Debt
32
- -
20
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
6.1%
17.21%
Free Cash Flow
10.52%
16.46%
41.05%
Net Income, GAAP
11.32%
14.7%
28.04%
Sales/Revenue/Turnover
7.09%
8.82%
16.42%
Total Cash Common Dividend
7.22%
7.17%
5.25%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
10
11
12
12
44
2025
12
13
- -
14
52
2026
15
15
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.93
1.21
1.53
1.44
5.12
2025
1.28
1.81
- -
1.53
6.53
2026
1.89
2.03
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
1.6
2025
- -
- -
- -
- -
1.68
2026
- -
- -
- -
- -
- -

Company Description

CEO
Peter Bochnovich
Full Time Employees
131
Sector
Financial Services
Industry
Banks - Regional
Address
820 Church Street Honesdale PA United States of America 18431
IPO Date
Jan 6, 1999
Business
Dimeco, Inc. (OTCQX: DIMC) operates as the bank holding company for The Dime Bank, a Pennsylvania state-chartered community bank that provides commercial and retail banking products and services to individuals, businesses, and municipalities primarily in Northeast Pennsylvania, including Wayne, Pike, and Lackawanna counties. The Dime Bank offers deposit products such as checking accounts, savings accounts, money market accounts, individual retirement accounts, and certificates of deposit; consumer and mortgage loans including home equity, residential real estate, construction, and student loans; commercial banking solutions encompassing business term loans, business vehicle and equipment loans, capital improvement loans, commercial real estate loans, business lines of credit, and acquisition financing; and additional services including wealth management through Dime Wealth Management, trust and estate planning, investment services, online and mobile banking, and mortgage lending. Founded in 1905 and headquartered in Honesdale, Pennsylvania, the bank maintains nine full-service branches, an Entrepreneurial Center, and a Support Center, operating from facilities including its corporate headquarters at the corner of Church and Ninth Streets. In recent developments, Dimeco reports robust growth with total assets reaching $1.136 billion, loans at $819.3 million, and deposits at $935.8 million as of September 30, 2025, alongside net income of $12.7 million for the first nine months of 2025, up 36.4% year-over-year; the company increased quarterly dividends to $0.42 per share in 2025, yielding approximately 4.36%, declared board transitions including Henry Skier to Director Emeritus after 42 years and the addition of Mike Peifer, and received the Savings Excellence Award in 2024 while sustaining asset expansion of over 9% in 2024.

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