DNB Bank ASA

DNB Bank ASA

313.70
NOK
+2.77
(+0.89%)
422.20BMarket Cap
Feb 04Next Earn
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
28.41
30.19
33.22
31.32
31.54
31.25
34.39
36.02
35.73
42.18
52.87
56.73
60.67
- -
Basic EPS, GAAP
10.75
12.67
15.22
11.83
13.42
15.16
16.25
12.77
16.34
21.52
25.69
30.61
29.54
- -
Free Cash Flow per Basic Share
-61.87
-92.21
-26.47
131.37
-16.59
17.94
17.29
51.94
23.93
3.51
0.03
-106.42
47.43
- -
Dividend per Share
2.1
2.7
3.8
4.5
5.71
7.15
8.28
- -
17.4
9.75
12.57
16.15
16.85
- -
Book Value per Share
87.15
97.45
116.72
126.73
133.16
140.48
154.22
160.14
157.15
161
177.43
190.94
202.02
194.58
Tangible Book Value per Share
83.15
93.59
112.99
123.16
129.73
137.05
150.74
156.6
153.41
154.38
170.53
183.7
186.84
179.71
Basic Weighted Avg Shares
1,628
1,628
1,628
1,628
1,625
1,602
1,583
1,555
1,550
1,550
1,537
1,495
1,474
1,459
Sales/Revenue/Turnover
46,259
49,137
54,078
50,975
51,254
50,053
54,446
55,997
55,390
65,387
81,251
84,820
89,445
- -
Operating Margin (%)
49.09
55.15
58.91
45.88
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
1,971
2,049
2,074
2,004
1,911
2,023
2,850
3,327
3,361
3,455
3,612
3,619
3,729
- -
Net Income, GAAP
17,511
20,617
24,772
19,251
21,803
24,282
25,726
19,854
25,329
33,356
39,478
45,771
43,547
- -
Effective Tax Rate (%)
22.91
23.85
22.11
17.7
18.82
15.5
17.5
17.73
22.84
18.26
21.43
16.53
18.53
- -
Profit Margin (%)
37.85
41.96
45.81
37.77
42.54
48.51
47.25
35.46
45.73
51.01
48.59
53.96
48.69
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
742,243
845,656
839,975
799,734
813,071
835,415
906,737
824,501
778,500
838,674
952,367
1,014,425
938,409
979,789
Total Equity
141,944
158,723
190,107
206,423
216,896
223,967
242,256
248,397
243,911
249,840
269,296
283,325
295,855
279,295
Return on Invested Capital (%)
1.5
1.79
2.03
1.56
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
1.61
1.81
2.06
1.64
1.86
2
2
1.56
2.11
2.59
2.61
3.11
3.44
- -
Return on Common Equity (%)
13
13.71
14.2
9.71
10.3
11.02
11.04
8.1
10.3
13.52
15.22
16.58
15.06
- -

Capital Structure

NOK

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
1,461
1,453
1,433
Market Capitalization
411,906
436,751
422,200

Working Capital

NOK

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
162,780
281,216
253,292
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

NOK

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
4.57%
3.61%
4.42%
Free Cash Flow
-37,125.66%
-74,106.28%
-143.95%
Net Income, GAAP
7.42%
17.74%
-4.86%
Sales/Revenue/Turnover
5.52%
10.21%
5.45%
Total Cash Common Dividend
- -
- -
2.82%

Quarterly Revenue

NOK

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
20,208
21,313
21,833
21,462
84,820
2025
21,886
22,097
- -
23,132
89,445
2026
21,544
21,774
- -
- -
- -

Quarterly Earnings Per Share

NOK

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
6.76
7.16
8.19
8.53
30.61
2025
7.31
7.06
- -
7.92
29.54
2026
6.78
6.79
- -
- -
- -

Quarterly Dividends Per Share

NOK

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
16.07
- -
- -
16.15
2025
- -
- -
- -
- -
16.85
2026
- -
- -
- -
- -
- -

Company Description

CEO
Kjerstin Elisabeth Braathen
Full Time Employees
11,203
Sector
Finance
Industry
Major banks
Address
Dronning Eufemias gate 30 Oslo PS Norway 0191
IPO Date
Jul 2, 2021
Website
dnb.no
Business
DNB Bank ASA operates as Norway's largest financial services group and bank, offering a comprehensive range of products and services to retail, corporate, securities, and public sector customers including savings accounts, current accounts, currency accounts, client accounts, tax withholding accounts, and pension accounts; fixed-rate and security deposits; home mortgages, cabin mortgages, construction loans, fixed-rate loans, car loans, consumer loans, business loans, and refinancing; home equity credit lines; car insurance, house insurance, home contents insurance, travel insurance, personal insurance, and non-life insurance products; payment services; online and mobile banking; cards; treasury management; working capital solutions; trade finance; equipment financing; real estate broking; corporate finance; investment banking through DNB Markets; leasing via Cresco; real estate agency services through DNB Eiendom; and asset management through DNB Asset Management for institutional clients in Norway and Sweden. The bank maintains a leading position in shipping finance, energy sector financing, fisheries, and aquaculture, with specialized operations as a global leader in currency exchange across more than 170 combinations. Founded in 1822 and headquartered in Oslo at Dronning Eufemias gate 30, DNB serves over 2.4 million retail customers and 239,000 corporate clients primarily in Norway through 61 branches, with international presence in 17-19 countries including branches and offices in Finland, Denmark, Germany, Luxembourg, the UK, the US, Brazil, Chile, China, Singapore, and Sweden. DNB Boligkreditt AS provides home credit as a wholly-owned subsidiary, while DNB Finans leads in financing products; the group employs around 10,917-11,515 full-time equivalents and manages assets exceeding NOK 3.6 trillion. In recent developments, DNB completed its acquisition of Carnegie Holding AB in March 2025, following an agreement in October 2024, to form DNB Carnegie and strengthen Nordic wealth management, investment banking, and asset management across Sweden, Denmark, Finland, and the UK; the bank also extended its strategic collaboration with Infosys in May 2025 to accelerate digital transformation using the Infosys Finacle platform for IT modernization, resilience enhancement, and improved customer experiences.

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