Alpha Bank S.A.

Alpha Bank S.A.

3.75
EUR
0.00
(0.00%)
0.40EPS
9.16P/E
8.46BMarket Cap
Oct 30Next Earn
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
0.95
0.99
0.94
0.98
Basic EPS, GAAP
0.29
0.29
0.41
0.41
Free Cash Flow per Basic Share
-2.31
-0.4
0.29
0.67
Dividend per Share
- -
0.03
0.08
0.05
Book Value per Share
3.14
3.54
3.85
4
Tangible Book Value per Share
2.94
3.35
3.63
3.75
Basic Weighted Avg Shares
2,269
2,269
2,308
2,257
Sales/Revenue/Turnover
2,160
2,236
2,172
2,214
Operating Margin (%)
- -
- -
- -
- -
Depreciation Expense
174
198
170
142
Net Income, GAAP
662
654
943
923
Effective Tax Rate (%)
26.71
27.02
- -
14.23
Profit Margin (%)
30.65
29.25
43.42
41.69
Working Capital
- -
- -
- -
- -
LT Debt
3,478
3,682
4,235
4,769
Total Equity
7,288
8,217
8,824
9,049
Return on Invested Capital (%)
- -
- -
- -
- -
Return on Capital (%)
- -
5.77
- -
7.15
Return on Common Equity (%)
- -
8.45
11.09
10.47

Capital Structure

EUR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
2,285
2,262
2,256
Market Capitalization
- -
6,980
8,456

Working Capital

EUR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
3,690
4,472
4,112
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

EUR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
- -
7.39%
Free Cash Flow
- -
- -
-174.04%
Net Income, GAAP
- -
- -
44.19%
Sales/Revenue/Turnover
- -
- -
-2.86%
Total Cash Common Dividend
- -
- -
198.36%

Quarterly Revenue

EUR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
542
542
654
2,236
2025
554
545
521
545
2,172
2026
591
557
- -
- -
- -

Quarterly Earnings Per Share

EUR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
0.05
0.07
0.08
0.29
2025
0.09
0.13
0.08
0.1
0.41
2026
0.08
0.14
- -
- -
- -

Quarterly Dividends Per Share

EUR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
0.03
0.03
0.03
2025
- -
- -
- -
0.05
0.08
2026
- -
- -
- -
- -
- -

Company Description

CEO
Vassilios E. Psaltis
Full Time Employees
6,701
Sector
Finance
Industry
Major banks
Address
40 Stadiou Street Athens GI Greece 102 52
IPO Date
Jan 2, 1987
Website
alpha.gr
Business
Alpha Bank S.A. furnishes a wide spectrum of banking and financial solutions to individual clients, businesses, and institutional customers throughout Greece and in key international regions. The Group structures its operations across diverse divisions, encompassing retail and corporate banking, comprehensive wealth and asset management, and specialized investment banking and treasury functions. Its service portfolio includes various deposit products, from savings and current accounts to term deposits, alongside a range of credit and debit cards. The bank extends a variety of loan facilities, such as mortgages, consumer credit, and business financing, while also delivering leasing and factoring services. Furthermore, Alpha Bank provides asset management and insurance products, coupled with capital markets advisory and brokerage. The organization also engages in real estate management and maintains a notable international footprint, particularly in Cyprus, Romania, and the United Kingdom. Emphasizing digital accessibility, it offers robust online and mobile banking platforms. Founded in 1918 and based in Athens, Greece, Alpha Bank operates through an extensive network, comprising 272 branches in Greece and 12 in Cyprus as of 2025. Recent strategic initiatives include an enhanced partnership with UniCredit aimed at boosting its regional offerings and a collaboration with ELTA to significantly expand financial inclusion across Greece. The bank reported strong financial outcomes in 2024, reinitiating dividend distributions and regaining its investment grade status.

Company News

  • Alpha Bank S.A. (ALBKY) Q2 2026 Earnings Call Transcript

  • Alpha Services and (OTCMKTS:ALBKY) Stock Price Crosses Below 200 Day Moving Average – Here’s What Happened

  • Alpha Bank S.A. (ALBKY) Q4 2025 Earnings Call Transcript

  • Alpha Services and (OTCMKTS:ALBKY) Share Price Crosses Above Fifty Day Moving Average – Time to Sell?

  • Alpha Services and (OTCMKTS:ALBKY) Stock Passes Below Two Hundred Day Moving Average – Here’s What Happened

  • Alpha Bank S.A. (ALBKY) Innovation Day: Exploring AI-Driven Transformation in Finance and Beyond Transcript

  • Alpha Bank S.A. (ALBKY) Q3 2025 Earnings Call Transcript

  • Alpha Bank S.A. (ALBKY) Q2 2025 Earnings Call Transcript

  • Alpha Services and Holdings S.A. (ALBKY) Q1 2025 Earnings Conference Call Transcript

  • Alpha Services and Holdings S.A. (ALBKY) Q4 2024 Earnings Call Transcript

  • Alpha Services and Holdings S.A. (ALBKY) Q3 2024 Earnings Call Transcript

  • Alpha Services and Holdings S.A. (ALBKY) Q2 2024 Earnings Call Transcript

  • Alpha Services and Holdings S.A. (ALBKY) Q1 2024 Earnings Call Transcript

  • Alpha Services and Holdings S.A. (ALBKY) Q4 2023 Earnings Call Transcript

  • Buying Quality Amid Crisis - An 11-Year Review Of My Greek Stock Portfolio

  • Alpha Services and Holdings S.A. (ALBKY) Q1 2023 Earnings Call Transcript

  • Alpha Bank to sell bad loan portfolio to Hoist Finance

  • Alpha Services and Holdings S.A.'s (ALBKY) CEO Vassilios Psaltis on Q4 2021 Results - Earnings Call Transcript

  • Alpha Bank A.E. (ALBKY) CEO Vassilios Psaltis on Q2 2022 Results - Earnings Call Transcript

  • Alpha Bank A.E. (ALBKY) CEO Vassilios Psaltis on Q4 2020 Results - Earnings Call Transcript