Piraeus Bank S.A.

Piraeus Bank S.A.

9.85
EUR
+0.21
(+2.17%)
0.93EPS
9.69P/E
11.14BMarket Cap
Oct 30Next Earn
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
25,415.92
13,780.37
348.35
80.89
69.9
71.53
69.37
70.99
2.69
1.84
2.07
2.21
2.17
2.08
Basic EPS, GAAP
29,421.28
-11,160.39
-282.26
-1.3
-7.56
-5.97
10.59
-25.1
-3.51
0.76
0.63
0.86
0.86
0.93
Free Cash Flow per Basic Share
-60,022.9
4,012.92
-92.18
5.46
74.62
-33.42
-30.13
234.53
4.51
-5.66
0.49
-3.5
1.75
1.92
Dividend per Share
61
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
0.06
0.3
- -
Book Value per Share
49,923.62
38,993.23
374.45
365.33
356.03
279.48
289.52
268.29
4.63
5.24
5.86
6.58
7.56
7.82
Tangible Book Value per Share
47,969.68
37,300.11
364.09
354.67
344.65
268.44
278.67
257.69
4.42
4.99
5.58
6.25
6.89
7.11
Basic Weighted Avg Shares
- -
- -
7
26
26
26
26
26
860
1,250
1,248
1,246
1,245
1,250
Sales/Revenue/Turnover
2,186
2,443
2,344
2,140
1,849
1,892
1,835
1,878
2,310
2,301
2,584
2,757
2,699
2,595
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
127
115
112
99
98
103
130
118
114
108
106
119
132
137
Net Income, GAAP
2,530
-1,979
-1,899
-34
-200
-158
280
-664
-3,013
950
788
1,066
1,070
1,167
Effective Tax Rate (%)
- -
- -
- -
- -
- -
- -
31.62
- -
- -
13.5
27.09
25.77
22.93
20.88
Profit Margin (%)
115.76
-80.99
-81.03
-1.61
-10.82
-8.35
15.26
-35.36
-130.43
41.29
30.5
38.67
39.64
44.97
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
873
1,220
450
426
508
568
1,034
1,532
2,013
1,891
2,916
4,621
5,822
5,392
Total Equity
8,543
7,322
10,021
9,824
9,544
7,506
7,774
7,197
5,803
6,581
7,354
8,273
9,378
9,790
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
3.36
- -
- -
11.69
8.43
9.2
7.67
8.31
Return on Common Equity (%)
- -
-26.59
-22.19
-0.35
-2.1
-1.88
3.72
-9
-46.79
15.4
11.38
13.74
12.22
12.86

Capital Structure

EUR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
1,230
1,229
1,232
Market Capitalization
8,661
8,545
11,143

Working Capital

EUR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
7,681
7,896
10,175
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

EUR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
0.16%
6.33%
13.36%
Free Cash Flow
-128.21%
-278.62%
-149.77%
Net Income, GAAP
-1.07%
48.17%
0.38%
Sales/Revenue/Turnover
1.89%
7.9%
-2.1%
Total Cash Common Dividend
- -
- -
372.15%

Quarterly Revenue

EUR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
650
728
708
730
2,757
2025
649
673
- -
477
2,699
2026
659
786
- -
- -
- -

Quarterly Earnings Per Share

EUR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.19
0.26
0.26
0.15
0.86
2025
0.23
0.22
- -
0.22
0.86
2026
0.23
0.26
- -
- -
- -

Quarterly Dividends Per Share

EUR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
0.06
2025
- -
- -
- -
- -
0.3
2026
- -
- -
- -
- -
- -

Company Description

CEO
Christos Ioanni Megalou
Full Time Employees
8,472
Sector
Finance
Industry
Major banks
Address
4, Amerikis Street Athens GH Greece 10564
IPO Date
Dec 22, 2025
Business
Piraeus Financial Holdings S.A. (TPEIR.AT) serves as the holding company for Piraeus Bank S.A., Greece's leading bank by loans and deposits market share, offering a comprehensive range of retail banking products including savings, current, term, blocked, and guaranteed deposits, mortgages, consumer loans, personal loans, credit cards, and small business financing; corporate banking services such as factoring, structured project financing, leasing, and lending to large corporations, SMEs, and public sector entities; market banking through Piraeus Financial Markets encompassing fixed income, foreign exchange, treasury, stock exchange trading, wealth and asset management, safekeeping, clearing and settlement of securities, financial advisory, mergers and acquisitions support, and digital banking; as well as other activities including non-performing exposure management, pension plans, insurance agency services, real estate portfolio management, mutual and venture capital fund management, debt securities issuance, and securitization vehicles for corporate, mortgage, and consumer loans. Founded in 1916 and headquartered in Athens, Greece, the group operates primarily in Greece with minor international presence in Europe, maintaining 371 branches, over 2,000 ATMs, and serving 6 million customers with total assets of €76.6 billion as of mid-2024. In late November 2025, Piraeus Bank completed its €600 million acquisition of Ethniki Insurance, Greece's oldest insurer with 1.8 million customers, 14.6% market share, and €850 million in 2024 gross written premiums, enhancing revenue diversification across banking, protection, and investment solutions while bolstering the group's total capital ratio to circa 19% by year-end; recent developments also include obtaining a neobank license for Snappi, launching the innovative "Spiti25" mortgage product, resuming dividends after 16 years with €79 million paid in July 2024, issuing a Green Senior Preferred Bond, regaining investment grade rating, and upgrading 2025 targets for net credit expansion above €3.5 billion and RoaTBV to 15%.

Company News

  • Piraeus Financial Holdings S.A. (PIRBF) Q2 2026 Earnings Call Transcript

  • Piraeus Bank Strengthens Role in Greece's Green Transition with Top Sustainable Fitch Assessment

  • Piraeus Financial Holdings S.A. (PIRBF) Q1 2026 Earnings Call Transcript

  • Piraeus Bank S.A. 2026 Financial Calendar

  • Piraeus Bank S.A. (BPIRY) Analyst/Investor Day Transcript

  • Piraeus Bank plans to double dividend to 0.80 euros per share by 2030

  • Piraeus Bank S.A. (BPIRY) Q4 2025 Earnings Call Transcript

  • Piraeus Bank 2025 net profit stable on strong loan expansion, fee income

  • Piraeus Capital Markets Day 2026

  • Piraeus Bank S.A. 2026 Financial Calendar