Commercial Bank (Q.S.C.)

Commercial Bank (Q.S.C.)

0.08
USD
0.00
(0.00%)
Jan 26Next Earn
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
0.18
0.22
0.21
0.2
0.17
0.18
0.21
0.2
0.25
0.25
0.29
0.24
0.25
- -
Basic EPS, GAAP
0.09
0.1
0.07
0.02
0.02
0.07
0.09
0.05
0.1
0.13
0.14
0.14
0.11
- -
Free Cash Flow per Basic Share
0.34
-0.42
0.07
-0.04
0.01
-0.05
0.36
-0.28
0.28
0.21
-0.13
-0.13
0.44
- -
Dividend per Share
0.08
0.03
0.06
0.06
- -
0.02
0.03
0.04
0.02
0.03
0.05
0.05
0.06
0.06
Book Value per Share
0.9
0.96
0.95
1.09
1.04
0.98
1.08
1.1
1.14
1.21
1.21
1.3
1.33
1.32
Tangible Book Value per Share
0.85
0.91
0.91
1.06
1.02
0.97
1.06
1.09
1.14
1.2
1.2
1.3
1.33
1.31
Basic Weighted Avg Shares
17,712
17,700
17,700
17,700
20,079
20,211
20,211
20,211
20,211
20,211
19,215
19,249
19,249
19,743
Sales/Revenue/Turnover
3,188
3,836
3,803
3,501
3,483
3,600
4,287
4,090
5,121
5,134
5,604
4,675
4,744
- -
Operating Margin (%)
50.43
41.96
38.64
-2.47
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
144
196
254
311
279
227
241
228
308
336
412
321
304
- -
Net Income, GAAP
1,604
1,880
1,401
501
604
1,674
2,021
1,301
2,304
2,811
3,010
3,032
2,205
- -
Effective Tax Rate (%)
0.15
2.53
2.43
0.03
0.84
0.43
1.13
1.11
0.37
3.91
2.6
- -
10.25
- -
Profit Margin (%)
50.32
49.02
36.85
14.3
17.33
46.5
47.14
31.81
45
54.76
53.71
64.85
46.47
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
17,105
18,884
20,524
22,495
20,908
24,451
21,701
27,724
31,953
28,153
34,430
35,612
41,210
37,977
Total Equity
16,555
17,696
17,299
19,301
21,022
19,856
21,756
22,170
23,139
24,404
24,406
26,354
27,013
26,614
Return on Invested Capital (%)
5.73
4.51
4.09
-0.21
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
5.28
5.18
3.68
1.26
1.44
3.88
4.61
2.79
4.39
5.22
5.4
- -
3.39
- -
Return on Common Equity (%)
10.38
10.67
7.59
1.56
1.8
7.02
8.56
4.91
9.01
10.63
11.17
10.83
8.27
- -

Capital Structure

QAR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
20,211
20,211
20,211
Market Capitalization
- -
- -
- -

Working Capital

QAR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
27,831
30,778
27,310
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

QAR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
4.67%
4.07%
2.5%
Free Cash Flow
-284.17%
-166.06%
-445.03%
Net Income, GAAP
19.83%
15.92%
-27.28%
Sales/Revenue/Turnover
2.89%
3.91%
1.48%
Total Cash Common Dividend
- -
- -
66.76%

Quarterly Revenue

QAR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1,235
1,241
- -
- -
4,675
2025
1,073
1,125
- -
1,360
4,744
2026
1,231
1,249
- -
- -
- -

Quarterly Earnings Per Share

QAR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.04
0.04
0.04
0.02
0.14
2025
0.03
0.03
- -
0.02
0.11
2026
0.03
0.03
- -
- -
- -

Quarterly Dividends Per Share

QAR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
0.05
- -
- -
0.05
2025
0.06
- -
- -
- -
0.06
2026
0.06
- -
- -
- -
- -

Company Description

CEO
Stephen Colin Moss
Full Time Employees
2,233
Sector
Finance
Industry
Investment banks/Brokers
Address
PO Box 3232 Doha DA Qatar 3232
IPO Date
Dec 13, 1999
Website
cbq.com.qa
Business
The Commercial Bank (P.S.Q.C.) (CBQK.QA) operates as a leading conventional bank in Qatar, providing wholesale banking, retail banking, international banking, brokerage, and credit card services through its subsidiaries. It offers funded and non-funded credit facilities, demand and time deposits, currency exchange, interest rate swaps, derivative trading, loan syndication, structured financing, and money market fund management in its wholesale segment; personal accounts, cards, loans, mortgages, custodial, and brokerage services via Commercial Bank Financial Services L.L.C. in retail; and international operations through Alternatif Bank A.S. in Turkey along with strategic stakes in National Bank of Oman and United Arab Bank in the UAE. The bank serves corporate, SME, retail, and high-net-worth clients primarily in Qatar, Turkey, Oman, and the UAE. Founded in 1974 and headquartered in Doha, Qatar, at Commercial Bank Plaza on Hamad Al-Kabir Street, the institution manages subsidiaries including CBQ Finance Limited and CB Global Trading Limited, reporting revenue of QAR 9.33 billion and net income of QAR 2.19 billion on a trailing twelve-month basis as of late 2025. Recent developments include becoming the world's first merchant acquirer to enable Visa Installments for eCommerce in partnership with Visa; serving as strategic sponsor of the Investment Forum 2025 to bolster Qatar startups; and affirmation of its A-/Stable/A-2 credit rating by S&P Global Ratings in November 2025.