Federal Bank Ltd. (India)

Federal Bank Ltd. (India)

0.92
USD
0.00
(0.00%)
0.20EPS
Jan 15Next Earn
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
2026 Y
TTM
Revenue per Share
17.07
18.69
19.14
24.03
24.61
27.74
33.55
38.95
41.29
48.74
52.38
58.17
66.26
69.12
Basic EPS, GAAP
4.97
6.17
2.83
5.04
4.92
6.65
7.94
8.34
9.52
15.01
16.76
16.98
17.67
18.73
Free Cash Flow per Basic Share
6.28
29.39
-10.01
19.39
-27.06
39.03
17.98
55.4
-39
0.03
26.36
32.85
16.43
- -
Dividend per Share
1.05
1.05
1.32
0.84
1.11
1.21
1.69
- -
0.68
1.8
1.01
1.2
1.2
- -
Book Value per Share
40.11
44.95
46.92
51.92
62.24
68
74.39
82.68
91.59
104.54
123.62
140.64
162.5
- -
Tangible Book Value per Share
40.11
44.95
46.92
51.92
62.24
67.98
74.37
82.61
91.51
104.47
123.56
140.64
162.5
- -
Basic Weighted Avg Shares
1,711
1,714
1,717
1,721
1,902
1,980
1,989
1,994
2,069
2,109
2,316
2,449
2,459
2,462
Sales/Revenue/Turnover
29,204
32,036
32,868
41,350
46,817
54,934
66,730
77,680
85,431
102,786
121,301
142,479
162,976
170,144
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
979
795
1,082
1,239
1,247
1,223
1,257
1,149
1,389
1,822
2,339
2,884
3,058
- -
Net Income, GAAP
8,497
10,578
4,864
8,669
9,354
13,163
15,802
16,643
19,698
31,647
38,804
41,588
43,453
46,095
Effective Tax Rate (%)
- -
- -
- -
36.41
53.16
34.57
24.62
25.42
25.73
25.5
25.17
24.67
23.51
23.59
Profit Margin (%)
29.1
33.02
14.8
20.96
19.98
23.96
23.68
21.43
23.06
30.79
31.99
29.19
26.66
27.09
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
53,225
23,930
22,983
63,455
106,418
82,063
105,397
122,706
195,874
258,620
223,086
303,458
307,933
- -
Total Equity
68,607
77,003
80,641
89,514
122,742
135,787
150,033
167,210
195,608
224,744
309,258
354,531
411,123
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
7.28
9.5
4.76
6.76
4.9
5.88
6.63
6.05
5.7
7.13
7.48
6.86
6.1
- -
Return on Common Equity (%)
12.95
14.53
6.17
10.19
8.81
10.21
11.16
10.63
11.02
15.3
14.86
12.87
11.65
- -

Capital Structure

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
2,462
2,464
2,468
Market Capitalization
- -
- -
- -

Working Capital

INR

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
- -
346,022
- -
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

INR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
18.08%
20.01%
15.96%
Free Cash Flow
11,464.73%
23,058.13%
-49.78%
Net Income, GAAP
26.55%
22.66%
4.48%
Sales/Revenue/Turnover
17.44%
16.03%
14.39%
Total Cash Common Dividend
- -
- -
0.35%

Quarterly Revenue

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
34,521
36,218
36,262
36,988
142,479
2026
37,757
- -
41,024
47,308
162,976
2027
44,055
- -
- -
- -
- -

Quarterly Earnings Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
4.21
4.48
3.85
4.44
16.98
2026
3.74
- -
4.45
5.44
17.67
2027
5.09
- -
- -
- -
- -

Quarterly Dividends Per Share

INR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
1.2
2026
- -
- -
- -
- -
1.2
2027
- -
- -
- -
- -
- -

Company Description

CEO
Krishnan Venkat S. Manian
Full Time Employees
17,681
Sector
Finance
Industry
Major banks
Address
Federal Towers Aluva KE India 683101
IPO Date
Mar 21, 1994
Business
The Federal Bank Limited is an Indian private sector bank engaged in comprehensive banking and financial services. It offers a wide range of products including deposit accounts such as savings, current, salary, fixed deposits, recurring deposits, and NRI-specific deposit schemes; various loans including personal, gold, housing, car, education, SME business, agriculture, and working capital loans; as well as treasury products, cash management, wealth management, merchant banking, mutual funds, sovereign gold bonds, national pension system, insurance products (life, health, and general insurance), debit and credit cards, and digital banking services including internet and mobile banking. The bank provides trade finance, bank guarantees, letters of credit, bill discounting, remittances, and safe deposit lockers. Its diverse customer base spans retail, corporate, and wholesale segments across India, with headquarters in Aluva, Kerala, and operations nationwide. Founded in 1931, The Federal Bank has recently undergone significant strategic developments. In 2025, it secured a major investment from US private equity firm Blackstone, which acquired a 9.99% stake through a preferential equity share and warrants issue worth approximately ₹6,197 crore. This investment grants Blackstone the right to nominate a non-executive director to the bank’s board, bolstering the bank’s capital position to support both organic growth and inorganic expansion such as acquisitions. Additionally, the bank increased its stake in Ageas Federal Life Insurance Co Ltd from 26% to 30% through an acquisition agreement with Ageas Insurance International. It also maintains strategic partnerships for remittance services, including collaborations with the National Bank of Oman and Mashreq Bank in the UAE to enhance digital account services for non-resident Indians. These initiatives reflect Federal Bank’s focus on strengthening its market position and expanding its product offerings in retail, corporate, and insurance sectors. The Federal Bank operates primarily in the Indian banking industry providing services tailored to retail, microfinance, agricultural sectors, and commercial business clients. It continually invests in digital innovation to enhance customer convenience, including integrated internet and mobile banking platforms, online bill payments, and digital wealth management tools. The bank is listed on the Bombay Stock Exchange and the National Stock Exchange of India under the ticker FEDERALBNK.NS and serves over 18 million customers nationally. Overall, The Federal Bank Limited positions itself as a full-service banking institution with a diversified product portfolio supported by strategic foreign investment, digital transformation, and selective expansion in financial services, consistent with its legacy since 1931.