OTP Bank Nyrt

OTP Bank Nyrt

17.00
USD
0.00
(0.00%)
7.00EPS
Nov 11Next Earn
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
1,722.54
1,948.94
1,673.88
1,570.17
1,678.48
1,850.95
2,131.11
2,392.22
2,679.5
3,087.18
4,311.09
5,156.66
6,140.37
6,318.74
Basic EPS, GAAP
121.15
-192.37
122.14
385.49
541.02
613.34
813.05
505.55
875.81
649.04
1,860.96
2,040.92
2,234.06
2,168.3
Free Cash Flow per Basic Share
535.46
2,676.15
844.21
769.6
690.52
160.01
879.6
1,639.05
2,254.28
1,636.75
296.61
860.84
247.07
2,456.04
Dividend per Share
63.39
76.57
77.75
87.98
102.36
117.67
118.04
0.02
0.02
217.65
150.88
272.34
501.21
- -
Book Value per Share
2,900.86
2,281.15
2,226.96
2,584.17
2,954.63
3,283.54
4,402.26
4,628.18
5,515.72
6,217.11
7,700.16
9,862.53
11,130.43
10,865.58
Tangible Book Value per Share
2,527.36
1,993.98
1,945.09
2,288.75
2,636.76
2,983.46
3,935.88
4,191.48
5,063.2
5,772.75
7,151.2
9,174.39
10,364.99
10,107.23
Basic Weighted Avg Shares
530
530
521
525
520
520
519
513
520
534
531
525
511
509
Sales/Revenue/Turnover
912,806
1,033,244
871,366
823,644
872,225
962,118
1,106,798
1,227,534
1,393,868
1,647,450
2,290,318
2,708,325
3,135,241
3,218,569
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
47,198
43,722
45,463
44,427
48,988
51,475
78,864
98,385
100,321
112,749
123,327
140,720
160,793
166,960
Net Income, GAAP
64,199
-101,985
63,583
202,210
281,142
318,811
422,259
259,416
455,592
346,354
988,658
1,071,913
1,140,698
1,104,464
Effective Tax Rate (%)
24.62
- -
- -
14.36
12.86
9.63
10.68
14.74
13.65
15.52
15.77
19.35
18.19
18.98
Profit Margin (%)
7.03
-9.87
7.3
24.55
32.23
33.14
38.15
21.13
32.69
21.02
43.17
39.58
36.38
34.32
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
715,433
551,779
477,302
225,906
328,037
503,558
699,631
799,671
785,224
1,257,273
2,752,554
3,062,436
3,096,845
3,612,168
Total Equity
1,509,332
1,264,166
1,233,659
1,420,649
1,640,055
1,826,657
2,291,288
2,537,112
3,036,766
3,322,312
4,094,793
5,120,013
5,625,616
5,508,896
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
2.75
- -
- -
12.03
15.54
14.83
15.88
8.19
12.7
8.23
17.27
14.21
13.43
12.74
Return on Common Equity (%)
4.26
-7.38
5.1
15.27
18.41
18.42
20.55
10.77
16.38
10.91
26.71
23.31
21.28
20.69

Capital Structure

HUF

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
504
504
503
Market Capitalization
- -
- -
- -

Working Capital

HUF

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
6,981,971
7,920,439
7,140,360
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

HUF

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
16.54%
17.45%
9.88%
Free Cash Flow
48.4%
9.35%
-72.1%
Net Income, GAAP
51.63%
50.39%
6.42%
Sales/Revenue/Turnover
14.14%
20.95%
15.76%
Total Cash Common Dividend
- -
- -
78.91%

Quarterly Revenue

HUF

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
612,650
651,017
701,358
743,300
2,708,325
2025
737,313
782,923
- -
818,207
3,135,241
2026
806,533
810,906
- -
- -
- -

Quarterly Earnings Per Share

HUF

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
450.8
503
602
476.01
2,040.92
2025
363.16
637
- -
580.5
2,234.06
2026
349.06
598.5
- -
- -
- -

Quarterly Dividends Per Share

HUF

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
272.34
2025
- -
- -
- -
- -
501.21
2026
- -
- -
- -
- -
- -

Company Description

CEO
Péter Csányi
Full Time Employees
40,845
Sector
Finance
Industry
Major banks
Address
Nádor Street 16. Budapest BU Hungary 1051
IPO Date
Aug 10, 1995
Website
otpbank.hu
Business
OTP Bank Nyrt. (OTP.BD) is Hungary's largest universal bank and a leading financial services provider in Central and Eastern Europe, offering a comprehensive range of retail, corporate, private and investment banking products and services including current, foreign currency and retirement savings accounts; debit and credit cards; investment and fund management services; loans such as mortgages, consumer and corporate financing; securities services; premium wealth management; leasing through Merkantil Group; factoring; corporate finance; and digital banking channels encompassing internet, mobile and telephone banking. The bank operates through key segments comprising OTP Core Hungary; asset management subsidiaries; Merkantil Group; and country operations in Bulgaria (DSK Bank), Croatia (OTP banka Hrvatska), Slovenia (OTP banka d.d.), Serbia, Montenegro, Albania, Moldova, Ukraine, Russia, and Uzbekistan (Ipoteka Bank); with a distribution network of 1,214 branches, 5,498 ATMs and 307,320 POS terminals across 11 countries as of mid-2025. Founded in 1949 as the state-owned National Savings Bank and headquartered at Nádor u. 16, Budapest, Hungary, OTP Bank Nyrt. lists on the Budapest Stock Exchange since 1995 and maintains major shareholders including MOL Plc. (8.9%) and Groupama Group (5.3%). Recent major changes include the July 2024 divestment of its Romanian subsidiary OTP Bank Romania S.A. to Banca Transilvania S.A. for EUR 347.5 million, culminating in deconsolidation; the August 2024 completion of the legal and operational merger of its Slovenian subsidiaries SKB Banka and Nova KBM into OTP banka d.d.; consolidation of Ipoteka Bank in Uzbekistan from January 2025 following its 2023 acquisition; issuance of USD 750 million Tier 2 notes in January 2025 and various MREL-eligible bonds totaling EUR 1.84 billion equivalent in 2024; redemption of EUR 500 million perpetual subordinated notes in February 2025 and announcement of EUR 650 million senior preferred notes redemption in March 2025; multiple treasury share buyback programs totaling HUF 240 billion approved and substantially executed through early 2025; and robust 2024 financial performance with consolidated profit after tax of HUF 1,076 billion, 9% year-on-year growth, ROE of 23.5%, total assets of HUF 43.4 trillion and CET1 ratio of 18.9%.

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