Information Planning Co. Ltd.

Information Planning Co. Ltd.

IPNAF
Information Planning Co. Ltd.US flagOther OTC
5.75
USD
- -
- -
86.97MMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
80.97
90.35
126.9
150.14
144.17
157.92
170.06
181.24
187.94
192.91
210.9
238.85
254.12
229.5
Basic EPS, GAAP
10.45
14.06
21.32
31.79
38.88
38.07
42.25
46.16
51.87
51.48
57.63
66.97
71.24
61.26
Free Cash Flow per Basic Share
-50.07
23.75
5.63
31.04
34.42
20.22
26.57
8.15
46.07
68.67
37.47
22.52
28.61
- -
Dividend per Share
4.01
4
6.55
8.99
10
11.99
14.03
15.99
15.98
18.01
18.02
19.99
22.01
- -
Book Value per Share
105.25
115.31
141.34
178.45
207.33
233.4
261.66
291.83
327.7
361.61
402.12
491.78
541.01
466.37
Tangible Book Value per Share
119.72
129.94
118.93
153.71
182.53
208.76
236.88
266.57
302.35
330.58
322.24
404.06
454.07
378.3
Basic Weighted Avg Shares
20
20
18
17
17
17
17
17
17
17
17
15
15
15
Sales/Revenue/Turnover
1,640
1,830
2,341
2,515
2,415
2,645
2,848
3,036
3,148
3,231
3,528
3,613
3,844
3,471
Operating Margin (%)
23.1
28.07
29.24
32.81
34.65
34.43
35.84
36.79
38.98
38.44
40.07
39.54
39.99
38.42
Depreciation Expense
30
64
58
55
51
55
55
60
66
70
87
101
121
- -
Net Income, GAAP
212
285
393
533
651
638
708
773
869
862
964
1,013
1,078
927
Effective Tax Rate (%)
39.31
40.62
37.37
31.74
22.22
30.02
30.81
30.78
30.68
30.64
31.06
30.03
29.94
30.41
Profit Margin (%)
12.91
15.56
16.8
21.18
26.97
24.1
24.85
25.47
27.6
26.68
27.33
28.04
28.04
26.69
Working Capital
1,280
1,597
867
1,295
1,724
1,821
2,003
1,861
2,428
2,951
2,572
2,515
2,722
2,111
LT Debt
- -
- -
- -
- -
- -
- -
- -
- -
- -
44
- -
- -
- -
- -
Total Equity
2,441
2,645
2,208
2,590
3,074
3,510
3,984
4,488
5,089
5,657
5,497
6,207
6,952
5,823
Return on Invested Capital (%)
9.39
11.46
16.34
21.62
21.62
18.37
17.83
17.18
16.74
15.13
16.58
16.26
15.57
15.06
Return on Capital (%)
10.25
12.75
15.92
19.03
20.16
17.27
17.07
16.68
16.74
14.83
15
14.3
13.8
13.69
Return on Common Equity (%)
10.25
12.75
15.92
19.03
20.16
17.27
17.07
16.68
16.74
14.94
15.09
14.3
13.8
13.74

Capital Structure

FRC

in mil. unless spec.
Sep'23
Dec'24
Mar'24
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
15
15
15
Market Capitalization
9,455
9,242
11,957

Working Capital

FRC

in mil. unless spec.
Sep'23
Dec'24
Mar'24
Total Current Assets
3,654
3,555
2,910
Cash, Cash Equivalents & STI
2,656
3,065
2,373
Accounts Receivable, Net
851
445
513
Inventories
27
12
10
Total Current Liabilities
1,082
779
800
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
12.29%
9.33%
12%
Free Cash Flow
78.28%
90.04%
27.07%
Net Income, GAAP
11.07%
6.97%
6.38%
Sales/Revenue/Turnover
5.15%
4.86%
6.39%
Total Cash Common Dividend
10.97%
4.6%
10.09%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
974
755
- -
- -
3,613
2025
- -
- -
- -
- -
3,844
2026
- -
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
21.05
- -
- -
- -
66.97
2025
- -
- -
- -
- -
71.24
2026
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
19.99
2025
- -
- -
- -
- -
22.01
2026
- -
- -
- -
- -
- -

Company Description

APIChat
CEO
Toshihito Nakatani
Full Time Employees
142
Sector
Technology
Industry
Software - Application
Address
Osaka International Building Osaka Japan
IPO Date
Aug 10, 2023
Business
Information Planning Co. Ltd. (IPNAF) provides system consulting, integration, and support services primarily to financial institutions in Japan, including banks, credit unions, and cooperatives; it develops and sells specialized software solutions for credit risk management such as comprehensive financial statement registration, collateral and real estate management, self-assessment and delinquency management, risk measurement, rating systems, and financing support systems; the company also offers system planning, data input delegation, maintenance services, and operates a real estate leasing and management segment. Founded on October 1, 1986 and headquartered in Chiyoda-ku, Tokyo, Japan, it maintains industry-leading market share in high-reliability financial software for accounting, tax, and banking operations, with fiscal year-end in September and recent net sales growth of 2.38% to $3.61 billion alongside net income of $1.01 billion for 2024. In recent developments, the company reports strong financial performance for the fiscal year ending September 2025 with increased net sales, schedules a dividend ex-date of March 28, 2025 at 0.484 USD per share following an earlier September payout, and released financial results briefing materials highlighting ongoing operational stability amid its focus on depositary institution support systems.