IF Bancorp, Inc.
NASDAQ Capital MarketTotal Valuation
IF Bancorp, Inc. carries a market capitalization of 88.98M, placing it among publicly traded companies globally. Its enterprise value stands at 29.82M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 88.98M |
| Enterprise Value | 29.82M |
Share Statistics
IF Bancorp, Inc. currently has 3.25M shares outstanding.
| Shares Outstanding | 3.25M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
IF Bancorp, Inc. trades at a trailing price-to-earnings ratio of 23.38. The price-to-sales ratio is 3.14, and the price-to-book ratio stands at 1.78.
| PE Ratio | 23.38 |
| PS Ratio | 3.14 |
| PB Ratio | 1.78 |
| P/TBV Ratio | 1.02 |
| P/FCF Ratio | 14.19 |
| P/OCF Ratio | 14.51 |
Enterprise Valuation
On an enterprise value basis, IF Bancorp, Inc. trades at an EV/EBITDA multiple of 64.69 and an EV/FCF ratio of 4.85.
| EV / Sales | 1.07 |
| EV / EBITDA | 64.69 |
| EV / EBIT | N/A |
| EV / FCF | 4.85 |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 76.26 |
| Debt / EBITDA | 144.52 |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | 7.93 |
| Return on Assets (ROA) | 0.43 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, IF Bancorp, Inc. has paid 1.39M in income taxes, reflecting an effective tax rate of 27.09.
| Income Tax | 1.39M |
| Effective Tax Rate | 27.09 |
Stock Price Statistics
IF Bancorp, Inc.'s stock has gained approximately 12.93067% over the past 52 weeks. The 50-day moving average sits at 27.34, while the 200-day moving average is 25.88.
| Beta (5Y) | N/A |
| 52-Week Price Change | 12.93067% |
| 50-Day Moving Average | 27.34 |
| 200-Day Moving Average | 25.88 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, IF Bancorp, Inc. generated 27.81M in revenue and converted that into 3.73M in net income, yielding earnings per share of 1.60.
| Revenue | 27.81M |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 5.12M |
| Net Income | 3.73M |
| EBITDA | 461,000.00 |
| EBIT | N/A |
| Earnings Per Share (EPS) | 1.60 |
Balance Sheet
IF Bancorp, Inc. holds 124.05M in cash and equivalents against 66.62M in total debt, resulting in a net debt position of 57.58M.
| Cash & Cash Equivalents | 124.05M |
| Total Debt | 66.62M |
| Net Debt | 57.58M |
| Equity (Book Value) | 49.00M |
| Book Value Per Share | 15.14 |
| Working Capital | N/A |
Cash Flow
IF Bancorp, Inc. produced 6.01M in operating cash flow over the past twelve months. After subtracting -134,000.00 in capital expenditures, free cash flow totaled 5.88M - equivalent to 1.82 per share.
| Operating Cash Flow | 6.01M |
| Capital Expenditures | -134,000.00 |
| Free Cash Flow | 5.88M |
| FCF Per Share | 1.82 |
Margins
IF Bancorp, Inc. operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 18.40 |
| Profit Margin | 13.41 |
| EBITDA Margin | 1.66 |
Dividends & Yields
The company's payout ratio of 12.43 indicates the proportion of earnings distributed to shareholders.
| Dividend Per Share | 0.20 |
| Dividend Yield | N/A |
| Payout Ratio | 12.43 |
| Shareholder Yield | 77.38 |
| FCF Yield | 7.05 |
Scores
IF Bancorp, Inc. posts an Altman Z-Score of 0.19, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.19 |