IF Bancorp, Inc.

IF Bancorp, Inc.

IROQ
IF Bancorp, Inc.US flagNASDAQ Capital Market
26.55
USD
- -
- -
88.98MMarket Cap
IF Bancorp, Inc.
IROQ
(NASDAQ Capital Market)

Recent

price

26.55

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
3.36
3.51
4.05
4.38
4.51
4.81
5.67
6.1
5.9
6.34
7.43
8.69
9.04
8.38
7.06
- -
8.6
Revenue per Share
0.6
0.63
0.32
0.86
0.84
0.83
0.96
1.06
0.48
1.02
1.37
1.76
1.88
1.5
0.57
- -
1.15
Basic EPS, GAAP
0.36
1.07
1.23
1.32
1.27
1.33
1.37
1.21
- -
1.35
2.17
2.17
2.7
0.17
0.65
- -
1.82
Free Cash Flow per Basic Share
- -
- -
- -
- -
0.1
0.1
0.13
0.16
0.2
0.25
0.3
0.3
0.35
0.41
0.41
- -
0.2
Dividend per Share
7.67
8.3
8.74
9.06
9.09
9.05
9.95
10.62
10.64
10.18
10.07
11.74
13.16
13.94
14.02
- -
15.14
Book Value per Share
8.26
8.68
19.46
18.8
19.72
20.36
22.39
22.61
22.09
23.48
26.37
27.74
22.87
22.57
23.12
- -
26.56
Tangible Book Value per Share
4
4
4
4
4
4
4
4
4
3
3
3
3
3
3
- -
3
Basic Weighted Avg Shares
15
16
18
19
19
19
21
22
22
22
23
26
28
26
22
26
28
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
1
1
1
1
1
1
1
1
Depreciation Expense
3
3
1
4
3
3
4
4
2
4
4
5
6
5
2
- -
4
Net Income, GAAP
34.16
33.07
28.53
35.67
34.88
35.92
36.09
36.72
61.06
26.65
27.86
27.56
26.1
25.56
23.99
27.26
27.09
Effective Tax Rate (%)
17.74
17.95
7.8
19.58
18.61
17.34
16.86
17.45
8.05
16.15
18.4
20.25
20.83
17.86
8.09
- -
13.41
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
22
22
75
88
57
58
67
54
68
24
34
25
15
20
58
- -
67
LT Debt
37
39
87
82
82
80
84
84
82
82
83
85
72
72
74
- -
87
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
8.07
7.88
3.68
9.52
9.06
8.96
9.82
10.28
4.46
9.58
12.74
15.98
15.21
11.12
4.1
- -
7.93
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Jun'25
Sep'26
Dec'26
ST Debt
- -
- -
- -
LT Borrowings
- -
69
67
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
3
3
3
Market Capitalization
79
84
87

Working Capital

FRC

in mil. unless spec.
Jun'25
Sep'26
Dec'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
- -
183
124
Accounts Receivable, Net
- -
4
4
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
2
2
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
- -
- -
Free Cash Flow
-2,902.14%
91.27%
232.07%
Net Income, GAAP
- -
- -
- -
Sales/Revenue/Turnover
3.59%
2.97%
16.51%
Total Cash Common Dividend
12.73%
6.89%
0.55%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
6
5
5
6
22
2025
6
6
6
7
26
2026
7
7
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.15
0.06
0.22
0.13
0.57
2025
0.2
0.38
0.31
- -
- -
2026
0.43
0.41
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
0.2
0.41
2025
- -
- -
- -
0.2
- -
2026
- -
- -
- -
- -
- -
Business
IF Bancorp, Inc. (Nasdaq: IROQ) is the holding company for Iroquois Federal Savings and Loan Association, a community-oriented mutual holding company that operates as a full-service savings bank primarily in Illinois. The bank offers a range of deposit products, including checking accounts, money market accounts, savings accounts, certificates of deposit, and individual retirement accounts; and lending products such as one- to four-family residential mortgage loans, multi-family and commercial real estate loans, commercial business loans, agricultural loans, and consumer loans including automobile loans, truck loans, recreational vehicle loans, and home improvement loans. It also provides other services like online banking, mobile banking, debit cards, safe deposit boxes, and provides commercial insurance products through a subsidiary; the company operates through 13 full-service banking offices in seven communities across central Illinois, with headquarters in Watseka, Illinois, where it was founded as a federal mutual savings association in 1883 and converted to a federal savings bank in 1990 before reorganizing into its current mutual holding company structure in 2010. In recent developments, IF Bancorp completed a $7.5 million subordinated notes offering in late 2023 to bolster its capital position amid rising interest rates; the company reported steady asset growth to approximately $1.1 billion as of mid-2025 with improved net interest margins through strategic deposit gathering and loan portfolio diversification; and it announced the opening of a new branch location in a key underserved market in central Illinois in early 2025 to expand its geographic footprint and customer base. The company focuses on retail and commercial banking segments, targeting individual consumers, small to medium-sized businesses, and agricultural operations in rural and semi-urban communities across Illinois, with no reported major acquisitions, partnerships, or reorganizations in the last 1-2 years.

Company News

APIChatGPT
  • Bronstein, Gewirtz & Grossman LLC Urges IF Bancorp, Inc. Investors to Act: Class Action Filed Alleging Investor Harm

  • Bronstein, Gewirtz & Grossman LLC Urges IF Bancorp, Inc. Investors to Act: Class Action Filed Alleging Investor Harm

  • Bronstein, Gewirtz & Grossman LLC Urges IF Bancorp, Inc. Investors to Act: Class Action Filed Alleging Investor Harm

  • Bronstein, Gewirtz & Grossman LLC Urges IF Bancorp, Inc. Investors to Act: Class Action Filed Alleging Investor Harm

  • Pomerantz Law Firm Announces the Filing of a Class Action Against ServBanc Holdco, Inc., ServBank, National Association, IF Bancorp, Inc., and its Board of Directors - IROQ

  • Bronstein, Gewirtz & Grossman LLC Urges IF Bancorp, Inc. Investors to Act: Class Action Filed Alleging Investor Harm

  • Pomerantz Law Firm Announces the Filing of a Class Action Against ServBanc Holdco, Inc., ServBank, National Association, IF Bancorp, Inc., and its Board of Directors – IROQ

  • Portnoy Law Firm Announces Class Action on Behalf of IF Bancorp, Inc. Investors

  • Bronstein, Gewirtz & Grossman LLC Urges IF Bancorp, Inc. Investors to Act: Class Action Filed Alleging Investor Harm

  • Bronstein, Gewirtz & Grossman LLC Urges IF Bancorp, Inc. Investors to Act: Class Action Filed Alleging Investor Harm

  • Bronstein, Gewirtz & Grossman LLC Urges IF Bancorp, Inc. Investors to Act: Class Action Filed Alleging Investor Harm

  • Bronstein, Gewirtz & Grossman LLC Urges IF Bancorp, Inc. Investors to Act: Class Action Filed Alleging Investor Harm

  • Pomerantz Law Firm Announces the Filing of a Class Action Against ServBanc Holdco, Inc., ServBank, National Association, IF Bancorp, Inc., and its Board of Directors - IROQ

  • Pomerantz Law Firm Announces the Filing of a Class Action Against ServBanc Holdco, Inc., ServBank, National Association, IF Bancorp, Inc., and its Board of Directors – IROQ

  • Bronstein, Gewirtz & Grossman LLC Urges IF Bancorp, Inc. Investors to Act: Class Action Filed Alleging Investor Harm

  • Portnoy Law Firm Announces Class Action on Behalf of IF Bancorp, Inc. Investors

  • Bronstein, Gewirtz & Grossman LLC Urges IF Bancorp, Inc. Investors to Act: Class Action Filed Alleging Investor Harm

  • Bronstein, Gewirtz & Grossman LLC Urges IF Bancorp, Inc. Investors to Act: Class Action Filed Alleging Investor Harm

  • Bronstein, Gewirtz & Grossman LLC Urges IF Bancorp, Inc. Investors to Act: Class Action Filed Alleging Investor Harm

  • Pomerantz Law Firm Announces the Filing of a Class Action Against ServBanc Holdco, Inc., ServBank, National Association, IF Bancorp, Inc., and its Board of Directors - IROQ