IF Bancorp, Inc.

IF Bancorp, Inc.

IROQ
IF Bancorp, Inc.US flagNASDAQ Capital Market
26.55
USD
- -
- -
88.98MMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
4.38
4.51
4.81
5.67
6.1
5.9
6.34
7.43
8.69
9.04
8.38
7.06
- -
8.6
Basic EPS, GAAP
0.86
0.84
0.83
0.96
1.06
0.48
1.02
1.37
1.76
1.88
1.5
0.57
- -
1.15
Free Cash Flow per Basic Share
1.32
1.27
1.33
1.37
1.21
- -
1.35
2.17
2.17
2.7
0.17
0.65
- -
1.82
Dividend per Share
- -
0.1
0.1
0.13
0.16
0.2
0.25
0.3
0.3
0.35
0.41
0.41
- -
0.2
Book Value per Share
9.06
9.09
9.05
9.95
10.62
10.64
10.18
10.07
11.74
13.16
13.94
14.02
- -
15.14
Tangible Book Value per Share
18.8
19.72
20.36
22.39
22.61
22.09
23.48
26.37
27.74
22.87
22.57
23.12
- -
26.56
Basic Weighted Avg Shares
4
4
4
4
4
4
3
3
3
3
3
3
- -
3
Sales/Revenue/Turnover
19
19
19
21
22
22
22
23
26
28
26
22
26
28
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
- -
- -
- -
- -
- -
- -
1
1
1
1
1
1
1
1
Net Income, GAAP
4
3
3
4
4
2
4
4
5
6
5
2
- -
4
Effective Tax Rate (%)
35.67
34.88
35.92
36.09
36.72
61.06
26.65
27.86
27.56
26.1
25.56
23.99
27.26
27.09
Profit Margin (%)
19.58
18.61
17.34
16.86
17.45
8.05
16.15
18.4
20.25
20.83
17.86
8.09
- -
13.41
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
88
57
58
67
54
68
24
34
25
15
20
58
- -
67
Total Equity
82
82
80
84
84
82
82
83
85
72
72
74
- -
87
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
9.52
9.06
8.96
9.82
10.28
4.46
9.58
12.74
15.98
15.21
11.12
4.1
- -
7.93

Capital Structure

FRC

in mil. unless spec.
Jun'25
Sep'26
Dec'26
ST Debt
- -
- -
- -
LT Borrowings
- -
69
67
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
3
3
3
Market Capitalization
79
84
87

Working Capital

FRC

in mil. unless spec.
Jun'25
Sep'26
Dec'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
- -
183
124
Accounts Receivable, Net
- -
4
4
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
2
2
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
- -
- -
Free Cash Flow
-2,902.14%
91.27%
232.07%
Net Income, GAAP
- -
- -
- -
Sales/Revenue/Turnover
3.59%
2.97%
16.51%
Total Cash Common Dividend
12.73%
6.89%
0.55%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
6
5
5
6
22
2025
6
6
6
7
26
2026
7
7
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.15
0.06
0.22
0.13
0.57
2025
0.2
0.38
0.31
- -
- -
2026
0.43
0.41
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
0.2
0.41
2025
- -
- -
- -
0.2
- -
2026
- -
- -
- -
- -
- -

Company Description

APIChatGPT
CEO
Thomas J. Chamberlain
Full Time Employees
109
Sector
Financial Services
Industry
Banks - Regional
Address
201 East Cherry Street Watseka IL United States of America 60970-0190
IPO Date
Jul 8, 2011
Business
IF Bancorp, Inc. (Nasdaq: IROQ) is the holding company for Iroquois Federal Savings and Loan Association, a community-oriented mutual holding company that operates as a full-service savings bank primarily in Illinois. The bank offers a range of deposit products, including checking accounts, money market accounts, savings accounts, certificates of deposit, and individual retirement accounts; and lending products such as one- to four-family residential mortgage loans, multi-family and commercial real estate loans, commercial business loans, agricultural loans, and consumer loans including automobile loans, truck loans, recreational vehicle loans, and home improvement loans. It also provides other services like online banking, mobile banking, debit cards, safe deposit boxes, and provides commercial insurance products through a subsidiary; the company operates through 13 full-service banking offices in seven communities across central Illinois, with headquarters in Watseka, Illinois, where it was founded as a federal mutual savings association in 1883 and converted to a federal savings bank in 1990 before reorganizing into its current mutual holding company structure in 2010. In recent developments, IF Bancorp completed a $7.5 million subordinated notes offering in late 2023 to bolster its capital position amid rising interest rates; the company reported steady asset growth to approximately $1.1 billion as of mid-2025 with improved net interest margins through strategic deposit gathering and loan portfolio diversification; and it announced the opening of a new branch location in a key underserved market in central Illinois in early 2025 to expand its geographic footprint and customer base. The company focuses on retail and commercial banking segments, targeting individual consumers, small to medium-sized businesses, and agricultural operations in rural and semi-urban communities across Illinois, with no reported major acquisitions, partnerships, or reorganizations in the last 1-2 years.

Company News

APIChatGPT
  • Bronstein, Gewirtz & Grossman LLC Urges IF Bancorp, Inc. Investors to Act: Class Action Filed Alleging Investor Harm

  • Bronstein, Gewirtz & Grossman LLC Urges IF Bancorp, Inc. Investors to Act: Class Action Filed Alleging Investor Harm

  • Bronstein, Gewirtz & Grossman LLC Urges IF Bancorp, Inc. Investors to Act: Class Action Filed Alleging Investor Harm

  • Bronstein, Gewirtz & Grossman LLC Urges IF Bancorp, Inc. Investors to Act: Class Action Filed Alleging Investor Harm

  • Pomerantz Law Firm Announces the Filing of a Class Action Against ServBanc Holdco, Inc., ServBank, National Association, IF Bancorp, Inc., and its Board of Directors - IROQ

  • Bronstein, Gewirtz & Grossman LLC Urges IF Bancorp, Inc. Investors to Act: Class Action Filed Alleging Investor Harm

  • Pomerantz Law Firm Announces the Filing of a Class Action Against ServBanc Holdco, Inc., ServBank, National Association, IF Bancorp, Inc., and its Board of Directors – IROQ

  • Portnoy Law Firm Announces Class Action on Behalf of IF Bancorp, Inc. Investors

  • Bronstein, Gewirtz & Grossman LLC Urges IF Bancorp, Inc. Investors to Act: Class Action Filed Alleging Investor Harm

  • Bronstein, Gewirtz & Grossman LLC Urges IF Bancorp, Inc. Investors to Act: Class Action Filed Alleging Investor Harm

  • Bronstein, Gewirtz & Grossman LLC Urges IF Bancorp, Inc. Investors to Act: Class Action Filed Alleging Investor Harm

  • Bronstein, Gewirtz & Grossman LLC Urges IF Bancorp, Inc. Investors to Act: Class Action Filed Alleging Investor Harm

  • Pomerantz Law Firm Announces the Filing of a Class Action Against ServBanc Holdco, Inc., ServBank, National Association, IF Bancorp, Inc., and its Board of Directors - IROQ

  • Pomerantz Law Firm Announces the Filing of a Class Action Against ServBanc Holdco, Inc., ServBank, National Association, IF Bancorp, Inc., and its Board of Directors – IROQ

  • Bronstein, Gewirtz & Grossman LLC Urges IF Bancorp, Inc. Investors to Act: Class Action Filed Alleging Investor Harm

  • Portnoy Law Firm Announces Class Action on Behalf of IF Bancorp, Inc. Investors

  • Bronstein, Gewirtz & Grossman LLC Urges IF Bancorp, Inc. Investors to Act: Class Action Filed Alleging Investor Harm

  • Bronstein, Gewirtz & Grossman LLC Urges IF Bancorp, Inc. Investors to Act: Class Action Filed Alleging Investor Harm

  • Bronstein, Gewirtz & Grossman LLC Urges IF Bancorp, Inc. Investors to Act: Class Action Filed Alleging Investor Harm

  • Pomerantz Law Firm Announces the Filing of a Class Action Against ServBanc Holdco, Inc., ServBank, National Association, IF Bancorp, Inc., and its Board of Directors - IROQ