Israel Discount Bank Limited
ISDAY
Other OTC109.35
USD
+13.35
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Israel Discount Bank Limited
ISDAY
(Other OTC)
Recent
price
109.35
P/E
ratio
- -
div
yld
- -
ROIC.AI
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- Business
- Israel Discount Bank Ltd (TASE: DSCT) provides comprehensive retail, commercial, private, and corporate banking services to over one million private and corporate customers in Israel through a network of more than 200 branches, business centers, online platforms, and mobile banking channels. Core products and services encompass checking accounts, savings and deposit products; loans, mortgages, and consumer credit; credit cards via majority-owned subsidiary Israel Credit Cards Ltd (CAL); investment banking, underwriting, and real investments through Discount Capital Markets; asset and wealth management via Tafnit; foreign exchange services; pension advice; securities trading; and payment platforms. The bank operates internationally primarily through Israel Discount Bank of New York, offering private and commercial banking in the United States, Latin America, and Israel, with additional subsidiaries including Mercantile Discount Bank Ltd for retail and small business banking via 80 branches. Founded in 1935 and headquartered at the Discount Bank Tower in Tel Aviv, Israel, the institution serves household, small and medium businesses, large corporates, and institutional clients across segments such as financial management and institutional bodies. Recent strategic developments include robust credit portfolio growth of 8.9% year-over-year to 281 billion shekels as of Q2 2025, driven by corporate lending expansion and mortgage increases; implementation of a new collective labor agreement enhancing managerial flexibility and targeting annual cost savings of 65 million shekels; progression toward divestiture of CAL credit card operations, classified as a discontinued operation to refocus on core banking; and a $150 million minority investment by Gallatin Point Capital LLC acquiring approximately 15% of Israel Discount Bank of New York in 2024. In Q3 2025, the bank reported net profit with a 13.7% return on equity, alongside sustained dividend payouts at 50% of net income amid improved cost controls and efficiency initiatives at its New York unit and Mercantile.
Israel Discount Bank Limited (ISDAY) Q4 2025 Earnings Call Transcript
Israel Discount Bank (OTCMKTS:ISDAY) Trading 5% Higher – Here’s Why
Israel Discount Bank (OTCMKTS:ISDAY) Trading Up 12.1% – Here’s Why