JD Bancshares, Inc.

JD Bancshares, Inc.

JDVB
JD Bancshares, Inc.US flagOther OTC
35.10
USD
+0.60
- -
120.36MMarket Cap
JD Bancshares, Inc.
JDVB
(Other OTC)

Recent

price

35.10

P/E

ratio

- -

div

yld

- -

ROIC.AI

2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
11.98
11.76
12.03
12.94
14.45
12.9
14.2
15.29
13.93
16.02
16.62
16.16
Revenue per Share
1.68
1.24
1.82
2.74
2.87
2.1
3.21
3.54
1.92
3.97
3.78
3.67
Basic EPS, GAAP
2.49
1.43
2.78
3.56
3.08
2.81
4.85
3.46
5.67
4.27
1.41
- -
Free Cash Flow per Basic Share
1
1
1
1.02
1.18
1.07
0.93
1
1.08
1.16
1.19
- -
Dividend per Share
- -
20.49
21.3
23.03
26.97
25.81
26.12
28.75
29.21
31.95
34.54
33.09
Book Value per Share
- -
20.22
21.04
22.41
27.16
27.57
28.3
15.49
20.52
22.83
28.84
26.2
Tangible Book Value per Share
3
3
3
3
3
3
3
3
3
3
3
3
Basic Weighted Avg Shares
41
40
41
44
45
44
49
52
48
55
57
55
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
2
3
3
3
3
2
2
2
2
2
2
- -
Depreciation Expense
6
4
6
9
9
7
11
12
7
14
13
13
Net Income, GAAP
20.74
18.66
24.81
17.26
16.11
13.98
16.21
16.49
11.58
15.65
18.19
15.57
Effective Tax Rate (%)
14.06
10.54
15.1
21.21
19.86
16.29
22.61
23.16
13.81
24.8
22.73
22.72
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
- -
4
56
20
20
20
47
29
80
80
30
73
LT Debt
- -
74
76
81
89
99
101
57
74
83
103
90
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
12.1
8.69
12.38
10.99
8.35
12.37
12.88
6.64
13.02
11.37
11.55
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Dec'24
Mar'25
Jun'25
ST Debt
- -
- -
- -
LT Borrowings
80
30
73
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
3
3
3
Market Capitalization
84
86
89

Working Capital

FRC

in mil. unless spec.
Dec'24
Mar'25
Jun'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
399
44
31
Accounts Receivable, Net
5
5
5
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
3
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
5.02%
24.99%
Free Cash Flow
7.5%
3.18%
-67%
Net Income, GAAP
16.63%
23.87%
-4.93%
Sales/Revenue/Turnover
3.55%
5.54%
3.73%
Total Cash Common Dividend
- -
2.46%
2.54%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
13
14
14
14
55
2025
13
14
15
- -
57
2026
15
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1.07
0.88
1.08
0.95
3.97
2025
0.85
0.79
0.94
- -
3.78
2026
0.87
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
1.16
2025
- -
- -
- -
- -
1.19
2026
- -
- -
- -
- -
- -
Business
JD Bancshares, Inc. JD Bancshares, Inc. (OTCQX: JDVB) operates as the bank holding company for JD Bank, a Louisiana state-chartered commercial bank headquartered in Jennings, Louisiana, that provides a comprehensive range of banking products and services to individuals, businesses, and municipalities primarily in southern Louisiana. JD Bank offers deposit products including checking accounts, savings accounts, money market accounts, certificates of deposit, and individual retirement accounts; lending products encompassing commercial real estate loans, business loans, agricultural loans, residential mortgages, consumer loans, vehicle loans, and mobile home loans; and additional services such as debit and credit cards, overdraft protection, wire transfers, safe deposit boxes, traveler's checks, cash management, automated clearing house origination, merchant services, online and mobile banking, bill payment, trust services, and investment advisory services through JD Prime Investments. The bank delivers these offerings through 21 full-service branches and two loan and deposit production offices situated along the I-10 and I-12 corridors from Lake Charles to Mandeville, Louisiana, supported by both physical and digital channels. Founded in 1947 as Jeff Davis Bank & Trust Company, JD Bancshares, Inc. focuses on community banking in the depository credit intermediation sector, targeting retail consumers, small to medium-sized businesses, agricultural operations, and local governments across its regional footprint. In recent developments, the company reports steady financial performance with net income of $2.93 million or $0.85 per diluted share for the second quarter of 2025, reflecting growth in loans and deposits alongside an improving net interest margin and declining past due loans; it declares a regular cash dividend, underscoring capital strength and shareholder returns; and maintains robust asset quality with a loan-to-deposit ratio expansion to 77.3% as of September 30, 2025, through strategic reallocation of earning assets into higher-yielding loans.

Company News

APIChatGPT
  • CORRECTION FROM SOURCE: JD Bancshares, Inc. Declares Cash Dividend

  • JD Bancshares, Inc. Declares Cash Dividend

  • JD Bancshares, Inc. Reports Financial Results for Three and Twelve-Month Periods Ended December 31, 2025 and Chairman Succession

  • JD Bancshares, Inc. Declares Cash Dividend

  • JD Bancshares, Inc. Reports Financial Results for Q3 2025

  • JD Bancshares, Inc. Declares Cash Dividend

  • JD Bancshares, Inc. and JD Bank Appoint Carrie H. Calvin, CPA, CFE, and Preston Castille to Board of Directors

  • CORRECTION FROM SOURCE: JD Bancshares, Inc. Announces Q2 2025 Financial Results

  • JD Bancshares, Inc. Announces Q2 2025 Financial Results

  • JD Bancshares, Inc. Declares Cash Dividend

  • JD Bancshares, Inc. Reports Financial Results for Quarter Ended March 31, 2025

  • JD Bancshares, Inc. Reports Financial Results for Quarter Ended March 31, 2025

  • JD Bancshares, Inc. Declares Cash Dividend

  • JD Bancshares, Inc. Reports Financial Results for Three and Twelve-Month Periods Ended December 31, 2024

  • JD Bancshares, Inc. Declares Cash Dividend

  • JD Bancshares, Inc. Reports Financial Results for Q3 2024

  • JD Bancshares, Inc. Declares Cash Dividend

  • JD Bancshares and JD Bank Announce Leadership Succession

  • JD Bancshares, Inc. and JD Bank Announce Resignation of Bruce W. Elder as President and CEO

  • JD Bancshares, Inc. Announces Q2 2024 Financial Results