Customers Bancorp, Inc.

Customers Bancorp, Inc.

CUBI-PE
Customers Bancorp, Inc.US flagNew York Stock Exchange
205.87
USD
-0.70
- -
6.50BMarket Cap
2012 Y
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
TTM
Revenue per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Basic EPS, GAAP
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Tangible Book Value per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Basic Weighted Avg Shares
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Sales/Revenue/Turnover
99
124
175
223
304
344
315
310
461
749
633
741
687
655
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
2
3
4
4
6
11
14
14
19
22
27
32
34
46
Net Income, GAAP
24
33
43
59
79
79
72
79
133
315
228
250
181
148
Effective Tax Rate (%)
34
35
32.03
33.8
36.83
36.36
21.26
24.49
24.62
19.7
21.72
24.37
19.12
14.57
Profit Margin (%)
24.12
26.3
24.65
26.28
25.91
22.93
22.78
25.62
28.76
42.02
36
33.76
26.4
22.51
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
62
160
518
455
1,065
1,907
1,481
305
305
405
806
1,509
1,310
1,377
Total Equity
269
387
443
554
856
921
957
1,053
1,117
1,366
1,403
1,638
1,837
1,864
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
57.59
42.85
45.14
45.3
36.76
25.03
17.92
17
26.77
49.99
25.7
21.86
13.02
9.8

Capital Structure

FRC

in mil. unless spec.
Dec'24
Mar'25
Jun'25
ST Debt
100
100
100
LT Borrowings
1,310
1,315
1,377
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
138
138
82
Shares Outstanding
31
31
32
Market Capitalization
- -
- -
- -

Working Capital

FRC

in mil. unless spec.
Dec'24
Mar'25
Jun'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
5,806
4,186
4,181
Accounts Receivable, Net
108
106
101
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
100
100
100
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
16.1%
12%
12.1%
Free Cash Flow
-2.5%
21.49%
-4.22%
Net Income, GAAP
23.08%
31.84%
-27.45%
Sales/Revenue/Turnover
17.22%
21.13%
-7.21%
Total Cash Common Dividend
- -
-618.24%
-281.36%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
163
176
214
187
741
2024
178
195
163
151
687
2025
138
202
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
- -
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
- -
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -

Company Description

APIChatGPT
CEO
Jay S. Sidhu
Full Time Employees
787
Sector
Financial Services
Industry
Banks - Regional
Address
701 Reading Avenue West Reading PA United States of America 19611
IPO Date
Apr 22, 2016
Business
Customers Bancorp, Inc. is a bank holding company that operates through its wholly owned subsidiary, Customers Bank, providing a broad range of commercial, consumer, and specialized banking products and services to small and middle-market businesses, not-for-profits, entrepreneurs, real estate investors, and consumers nationwide. Customers Bank offers deposit products including commercial and consumer checking accounts, non-interest-bearing and interest-bearing demand deposits, money market deposit accounts (MMDAs), savings accounts, and time deposits; lending products such as commercial and industrial loans, multi-family and commercial real estate loans, equipment finance leases, small business administration (SBA) loans, mortgage warehouse loans, residential mortgage loans, consumer installment loans, fund finance, venture banking, healthcare finance, and financial institutions lending; as well as treasury management, private banking, cash management, digital banking platforms, and banking-as-a-service (BaaS) solutions through relationships with fintech companies. The company maintains branches, production offices, and administrative facilities primarily in Pennsylvania, New York, New Jersey, Massachusetts, Washington DC, Chicago, and other locations across the East Coast, with recent expansions into West Coast markets including new offices in Irvine, Sherman Oaks, Sacramento, Reno, and Las Vegas opened in November 2025 to serve growing demand in high-opportunity regions; it was formed in 2009 through the recapitalization and rebranding of New Century Bank (originally established in 1994) and is headquartered in West Reading, Pennsylvania. In recent developments, Customers Bancorp raised $163 million in net new common equity during the third quarter of 2025 to strengthen its capital position and support potential redemption of remaining preferred stock; onboarded multiple experienced commercial banking teams, including seven new teams in 2025 and a leading title-industry banking team; expanded its consumer installment loan program with Upstart and partnered with Tassat for a blockchain-based B2B payments network; reported third-quarter 2025 results showing loans and leases held for investment at $16.3 billion, up 18.1% year-over-year, with total assets reaching approximately $24.3 billion; announced Vision 2025 strategic initiatives and executive leadership transitions, including a succession plan; and declared quarterly dividends on its Series F preferred stock while redeeming Series E and planning full redemption of Series F.