1. Japan Stocks

  2. •

    Financial Services

  3. •

    Banks - Regional
JAPAN POST BANK Co., Ltd.

JAPAN POST BANK Co., Ltd.

JPSTF
JAPAN POST BANK Co., Ltd.US flagOther OTC
19.00
USD
- -
- -
67.68BMarket Cap
JAPAN POST BANK Co., Ltd.
JPSTF
(Other OTC)

Recent

price

19.00

P/E

ratio

- -

div

yld

- -

ROIC.AI

2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
TTM
FRC
408.64
413.15
400.46
448.01
391.11
379.12
447.11
459.26
421.73
531.97
464.77
- -
273.13
Revenue per Share
89.59
86.7
83.29
94.1
71.01
72.94
74.73
94.72
86.85
98.43
114.6
- -
48.1
Basic EPS, GAAP
682.14
907.9
182.35
-50.43
-315.81
776.36
2,505.91
2,032.58
-1,213.78
5
1,256.77
- -
- -
Free Cash Flow per Basic Share
22.79
49.26
49.96
49.99
50
50.03
25.02
50.01
50.09
50.63
51.03
- -
- -
Dividend per Share
1,326.14
1,495.93
1,529.33
1,573.55
1,594.62
1,617.56
1,667.29
1,577.68
1,598.14
1,678.92
1,738.25
- -
1,690.33
Book Value per Share
2,808.69
3,057.3
3,129.7
3,059.33
3,017.33
2,389.04
3,026.77
2,733.85
2,557.85
2,658.91
2,486.43
- -
2,615.23
Tangible Book Value per Share
4,124
3,749
3,749
3,749
3,749
3,749
3,749
3,749
3,743
3,618
3,615
3,573
3,616
Basic Weighted Avg Shares
1,685,094
1,549,103
1,501,405
1,679,563
1,466,171
1,421,235
1,676,079
1,721,644
1,578,557
1,924,753
1,680,312
- -
987,770
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
34,601
36,666
35,306
37,447
33,693
36,263
35,033
37,716
34,234
42,684
45,744
- -
- -
Depreciation Expense
369,434
325,069
312,264
352,775
266,189
273,435
280,130
355,070
325,070
356,133
414,324
- -
173,946
Net Income, GAAP
35.3
32.4
29.13
29.3
28.14
27.91
28.81
28.67
27
28.12
27.89
- -
27.69
Effective Tax Rate (%)
21.92
20.98
20.8
21
18.16
19.24
16.71
20.62
20.59
18.5
24.66
- -
17.61
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
- -
22,536
85,760
193,881
31,929
10,100
3,917,500
5,603,600
1,632,600
1,984,900
2,510,100
- -
2,307,200
LT Debt
11,630,210
11,508,149
11,780,036
11,521,678
11,362,365
9,003,254
11,394,826
10,302,260
9,651,873
9,707,922
9,090,989
- -
9,545,557
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
5.87
5.51
6.07
4.48
4.54
4.55
5.84
5.47
5.91
6.7
- -
2.9
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Mar'24
Jun'25
Sep'25
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
3,616
- -
3,616
Market Capitalization
5,449,976
5,559,696
4,725,209

Working Capital

FRC

•

in mil. unless spec.
Mar'24
Jun'25
Sep'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
57,724,492
- -
65,090,503
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
- -
- -
Free Cash Flow
- -
- -
- -
Net Income, GAAP
- -
- -
- -
Sales/Revenue/Turnover
- -
- -
- -
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
463,201
473,782
465,324
522,446
1,924,753
2025
- -
- -
- -
- -
1,680,312
2026
- -
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
23.96
- -
- -
- -
98.43
2025
- -
- -
- -
- -
114.6
2026
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
50.63
2025
- -
- -
- -
- -
51.03
2026
- -
- -
- -
- -
- -
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Business
JAPAN POST BANK Co., Ltd. (JPSTF) operates as a major retail bank in Japan, offering comprehensive financial services primarily through a nationwide network of approximately 24,000 post offices and 31,200 ATMs, serving around 120 million customer accounts with roughly ¥190 trillion in deposits. The bank provides liquid deposits including transfer, savings, and ordinary deposits; fixed-term deposits such as time deposits and TEIGAKU deposits; negotiable certificates of deposit; loans to individuals, small and medium-sized enterprises including syndicated and overdraft lending; securities investment products; domestic and foreign exchange services; Japanese government bonds; investment trusts; insurance agency services; remittance and settlement services; pension accounts; credit card and mortgage intermediary services; and internet banking. Established on September 1, 2006, as a subsidiary of Japan Post Holdings Co., Ltd., with headquarters at 2-3-1 Otemachi, Chiyoda-ku, Tokyo, it focuses on retail and corporate clients domestically while investing deposits in Japanese and international markets, contributing about 85% of revenue from its market business. Recent developments include the full-scale launch of its Σ Business in fiscal 2024, featuring private equity investments through the newly established wholly owned subsidiary Yucho Capital Partners Co., Ltd. and multiple partner funds for regional revitalization; plans to issue a yen deposit-backed digital currency (DCJPY) in fiscal 2026 for instant settlements in digital securities, real estate, bonds, and NFTs; revision of its medium-term management plan in May 2024 to target net income over ¥470 billion, ROE of 4.7% or more, and expanded risk assets to ¥114 trillion by fiscal 2025 amid rising interest rates; and partial deregulation following Japan Post Holdings' shareholding reduction below 50% in March 2025, enabling greater business flexibility including lending expansion.