Dacotah Banks, Inc.

Dacotah Banks, Inc.

DBIN
Dacotah Banks, Inc.US flagOther OTC
46.00
USD
-0.01
- -
506.04MMarket Cap
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
8.87
9.27
9.63
9.9
10.34
11.38
12.29
12.69
12.7
13.84
17.54
18.2
Basic EPS, GAAP
1.92
2.07
1.57
2.51
2.74
2.64
3.36
3.63
2.33
2.66
4.2
4.29
Free Cash Flow per Basic Share
1.94
2.5
2.34
2.83
2.27
3.41
3.32
3.37
1.22
2.83
4.34
4.79
Dividend per Share
0.36
0.4
0.43
0.47
0.53
0.54
0.6
0.77
0.7
0.6
0.62
0.68
Book Value per Share
22.14
23.74
24.76
26.78
28.9
30.92
33.71
36.56
38.2
40.41
44.15
45.22
Tangible Book Value per Share
21.02
22.65
23.79
25.72
28.39
30.32
32.32
30.54
33.13
35.44
40.34
41.23
Basic Weighted Avg Shares
11
11
11
11
11
11
11
11
11
11
11
11
Sales/Revenue/Turnover
98
103
107
110
116
128
138
142
142
155
195
202
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
5
6
5
5
5
6
8
7
6
5
5
5
Net Income, GAAP
21
23
18
28
31
30
38
41
26
30
47
48
Effective Tax Rate (%)
36.74
35.03
51.46
22.97
21.79
23.55
22.52
21.48
15.8
11.18
18
18.08
Profit Margin (%)
21.66
22.33
16.31
25.36
26.49
23.17
27.34
28.59
18.36
19.22
23.94
23.56
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
44
38
32
32
22
17
9
4
- -
- -
- -
- -
Total Equity
241
260
274
296
326
354
377
358
388
411
464
472
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
- -
9.04
6.49
9.74
9.86
8.82
10.39
10.33
6.24
6.76
9.92
18.97

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
11
11
11
Market Capitalization
485
445
471

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
168
175
144
Accounts Receivable, Net
44
44
42
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
10
14
10
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
6.87%
5.76%
12.84%
Free Cash Flow
19.42%
23.82%
52.81%
Net Income, GAAP
12.09%
14.1%
57.27%
Sales/Revenue/Turnover
7.34%
9.21%
26.26%
Total Cash Common Dividend
6.25%
3.67%
2.7%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
38
41
40
- -
155
2025
45
48
49
52
195
2026
53
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.57
0.69
- -
- -
2.66
2025
1.15
1.03
1.08
- -
4.2
2026
1.24
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
0.3
- -
- -
0.6
2025
0.3
- -
0.32
- -
0.62
2026
0.36
- -
- -
- -
- -

Company Description

APIChatGPT
CEO
Robert J. Fouberg
Full Time Employees
548
Sector
Financial Services
Industry
Banks - Regional
Address
401 South Main Street Aberdeen SD United States of America 57402-1496
IPO Date
Sep 25, 2012
Business
Dacotah Banks, Inc. (DBIN) operates as a one-bank holding company that owns Dacotah Bank, a state-chartered institution providing commercial and retail banking, insurance, mortgage, trust and wealth management services to over 60,000 customers; personal banking products including checking and debit accounts, savings accounts, loans, credit and debit cards, prepaid cards, youth banking, mobile app and online banking; business banking solutions such as agricultural, small business, commercial and corporate banking, treasury management and card solutions; full-service real estate lending with in-house loan servicing supported by over 60 credit professionals; insurance through nearly 50 producers in 13 Trusted Choice agency offices; and trust and wealth management encompassing financial planning, charitable planning and retirement planning served by over a dozen advisors in three major markets. Headquartered in Aberdeen, South Dakota, where it traces its origins to the 1955 chartering of Farmers and Merchants Bank, the company manages $4.6 billion in assets across 33 full-service locations in South Dakota, North Dakota and Minnesota, targeting rural communities, agriculture, small businesses and growing urban centers in its trade area. In recent developments, Dacotah Bank launched a corporate banking services team in February 2023 to support a new growth strategy beyond traditional community banking; opened full-service branches in Fargo, North Dakota in July 2022 and Bismarck, North Dakota in January 2023; and acquired First State Bank of Claremont and Stohr Agency with locations in Groton and Langford, South Dakota in January 2020.

Company News

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