1. Japan Stocks

  2. •

    Financial Services

  3. •

    Banks - Regional
JAPAN POST BANK Co., Ltd.

JAPAN POST BANK Co., Ltd.

JPSTF
JAPAN POST BANK Co., Ltd.US flagOther OTC
19.00
USD
- -
- -
67.68BMarket Cap
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
2026 Y
TTM
Revenue per Share
408.64
413.15
400.46
448.01
391.11
379.12
447.11
459.26
421.73
531.97
464.77
- -
273.13
Basic EPS, GAAP
89.59
86.7
83.29
94.1
71.01
72.94
74.73
94.72
86.85
98.43
114.6
- -
48.1
Free Cash Flow per Basic Share
682.14
907.9
182.35
-50.43
-315.81
776.36
2,505.91
2,032.58
-1,213.78
5
1,256.77
- -
- -
Dividend per Share
22.79
49.26
49.96
49.99
50
50.03
25.02
50.01
50.09
50.63
51.03
- -
- -
Book Value per Share
1,326.14
1,495.93
1,529.33
1,573.55
1,594.62
1,617.56
1,667.29
1,577.68
1,598.14
1,678.92
1,738.25
- -
1,690.33
Tangible Book Value per Share
2,808.69
3,057.3
3,129.7
3,059.33
3,017.33
2,389.04
3,026.77
2,733.85
2,557.85
2,658.91
2,486.43
- -
2,615.23
Basic Weighted Avg Shares
4,124
3,749
3,749
3,749
3,749
3,749
3,749
3,749
3,743
3,618
3,615
3,573
3,616
Sales/Revenue/Turnover
1,685,094
1,549,103
1,501,405
1,679,563
1,466,171
1,421,235
1,676,079
1,721,644
1,578,557
1,924,753
1,680,312
- -
987,770
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
34,601
36,666
35,306
37,447
33,693
36,263
35,033
37,716
34,234
42,684
45,744
- -
- -
Net Income, GAAP
369,434
325,069
312,264
352,775
266,189
273,435
280,130
355,070
325,070
356,133
414,324
- -
173,946
Effective Tax Rate (%)
35.3
32.4
29.13
29.3
28.14
27.91
28.81
28.67
27
28.12
27.89
- -
27.69
Profit Margin (%)
21.92
20.98
20.8
21
18.16
19.24
16.71
20.62
20.59
18.5
24.66
- -
17.61
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
- -
22,536
85,760
193,881
31,929
10,100
3,917,500
5,603,600
1,632,600
1,984,900
2,510,100
- -
2,307,200
Total Equity
11,630,210
11,508,149
11,780,036
11,521,678
11,362,365
9,003,254
11,394,826
10,302,260
9,651,873
9,707,922
9,090,989
- -
9,545,557
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
- -
5.87
5.51
6.07
4.48
4.54
4.55
5.84
5.47
5.91
6.7
- -
2.9

Capital Structure

FRC

•

in mil. unless spec.
Mar'24
Jun'25
Sep'25
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
3,616
- -
3,616
Market Capitalization
5,449,976
5,559,696
4,725,209

Working Capital

FRC

•

in mil. unless spec.
Mar'24
Jun'25
Sep'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
57,724,492
- -
65,090,503
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
- -
- -
Free Cash Flow
- -
- -
- -
Net Income, GAAP
- -
- -
- -
Sales/Revenue/Turnover
- -
- -
- -
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
463,201
473,782
465,324
522,446
1,924,753
2025
- -
- -
- -
- -
1,680,312
2026
- -
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
23.96
- -
- -
- -
98.43
2025
- -
- -
- -
- -
114.6
2026
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
50.63
2025
- -
- -
- -
- -
51.03
2026
- -
- -
- -
- -
- -

Company Description

APIChatGPT
CEO
Takayuki Kasama
Full Time Employees
10,771
Sector
Financial Services
Industry
Banks - Regional
Address
2-3-1 Otemachi Tokyo TY Japan 100-8793
IPO Date
Nov 6, 2015
CIK
0001659576
Website
jp-bank.japanpost.jp
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Business
JAPAN POST BANK Co., Ltd. (JPSTF) operates as a major retail bank in Japan, offering comprehensive financial services primarily through a nationwide network of approximately 24,000 post offices and 31,200 ATMs, serving around 120 million customer accounts with roughly ¥190 trillion in deposits. The bank provides liquid deposits including transfer, savings, and ordinary deposits; fixed-term deposits such as time deposits and TEIGAKU deposits; negotiable certificates of deposit; loans to individuals, small and medium-sized enterprises including syndicated and overdraft lending; securities investment products; domestic and foreign exchange services; Japanese government bonds; investment trusts; insurance agency services; remittance and settlement services; pension accounts; credit card and mortgage intermediary services; and internet banking. Established on September 1, 2006, as a subsidiary of Japan Post Holdings Co., Ltd., with headquarters at 2-3-1 Otemachi, Chiyoda-ku, Tokyo, it focuses on retail and corporate clients domestically while investing deposits in Japanese and international markets, contributing about 85% of revenue from its market business. Recent developments include the full-scale launch of its Σ Business in fiscal 2024, featuring private equity investments through the newly established wholly owned subsidiary Yucho Capital Partners Co., Ltd. and multiple partner funds for regional revitalization; plans to issue a yen deposit-backed digital currency (DCJPY) in fiscal 2026 for instant settlements in digital securities, real estate, bonds, and NFTs; revision of its medium-term management plan in May 2024 to target net income over ¥470 billion, ROE of 4.7% or more, and expanded risk assets to ¥114 trillion by fiscal 2025 amid rising interest rates; and partial deregulation following Japan Post Holdings' shareholding reduction below 50% in March 2025, enabling greater business flexibility including lending expansion.