Kingsway Financial Services Inc.

Kingsway Financial Services Inc.

KFS
Kingsway Financial Services Inc.US flagNew York Stock Exchange
10.23
USD
-0.01
- -
292.84MMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
12.2
9.06
8.05
8.83
2.16
2.48
2.89
2.9
3.61
4.99
4.19
4.14
4.91
5.23
Basic EPS, GAAP
-2.61
-0.75
0.04
0.01
-0.79
-1.41
-0.32
-0.35
-0.04
1.06
0.91
-0.35
-0.43
-0.4
Free Cash Flow per Basic Share
-3.04
-0.94
-1.67
-0.81
-0.67
-0.47
-0.04
0.07
-0.3
-0.63
-1.03
0.01
-0.06
-0.01
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
0.04
0.04
Book Value per Share
-21.18
-17.94
-15.08
-14.88
-14.43
-17.59
-17.75
-17.8
-17.53
-16.13
-13.49
-13.28
-13.39
-13.37
Tangible Book Value per Share
-1.6
0.91
0.96
-5.16
-5.08
-6.15
-7.07
-8.71
-3.19
-2.72
-2.39
-3.18
-3.71
-3.71
Basic Weighted Avg Shares
14
17
20
20
22
22
22
22
23
23
26
27
28
28
Sales/Revenue/Turnover
172
158
159
177
46
54
63
64
81
115
108
113
137
147
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
-1.27
Depreciation Expense
4
2
2
3
5
7
7
7
5
6
6
7
9
10
Net Income, GAAP
-37
-13
1
1
-16
-30
-6
-7
- -
25
24
-9
-11
-10
Effective Tax Rate (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
13.8
- -
- -
- -
- -
Profit Margin (%)
-21.41
-8.13
0.7
0.45
-33.77
-55.76
-9.31
-10.45
-0.42
21.56
21.88
-8.24
-7.85
-6.79
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
-7
LT Debt
43
41
40
234
261
253
262
272
97
103
46
60
78
55
Total Equity
37
48
50
63
56
30
21
19
15
22
25
18
34
33
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
-15.35
- -
- -
- -
- -
Return on Common Equity (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
17
LT Borrowings
71
71
55
LT Finance Leases
7
7
- -
Preferred Equity and Hybrid Capital
16
16
16
Shares Outstanding
29
29
29
Market Capitalization
404
371
293

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
78
Cash, Cash Equivalents & STI
17
16
44
Accounts Receivable, Net
15
14
16
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
85
Payables & Accruals
- -
- -
21
ST Debt
- -
- -
17
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
3%
20.53%
88.02%
Free Cash Flow
-145.09%
-203.72%
-552.79%
Net Income, GAAP
-960.82%
-1,510.38%
15.74%
Sales/Revenue/Turnover
5.99%
17.45%
21.5%
Total Cash Common Dividend
13.73%
-9.13%
-2.41%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
27
27
28
30
113
2025
28
31
38
39
137
2026
39
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
-0.09
-0.09
-0.1
- -
-0.35
2025
-0.13
-0.13
-0.1
- -
-0.43
2026
-0.1
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
0.01
0.01
0.01
- -
0.04
2026
0.01
- -
- -
- -
- -

Company Description

APIChat
CEO
John Taylor-Maloney Fitzgerald
Full Time Employees
433
Sector
Consumer Cyclical
Industry
Auto - Dealerships
Address
150 East Pierce Road Chicago IL United States of America 60143
IPO Date
Jul 11, 2001
Business
Kingsway Financial Services Inc. is a holding company that, through its subsidiaries, engages in extended warranty products and business services in the United States. The company operates through two primary segments: Extended Warranty, which markets, sells, and administers vehicle service agreements and related products for new and used automobiles, motorcycles, and ATVs; markets and distributes warranty products to manufacturers, distributors, and installers of heating, ventilation and air conditioning, standby generator, commercial LED lighting, and commercial refrigeration equipment; and provides equipment breakdown and maintenance support services to companies as well as after-market vehicle protection services distributed through credit unions and dealers; and Kingsway Search Xcelerator, which offers outsourced finance and human resources consulting services including operational accounting such as bookkeeping, accounting, financial reporting, analysis, and strategic finance; technical accounting comprising initial public offerings, Securities and Exchange Commission reporting, and international consolidation services; human resources, workforce management, and compliance support services; advisory services; financial executive services for project and interim staffing engagements; search services for permanent placements; healthcare staffing services to acute healthcare facilities; software products for the management needs of shared-ownership properties; and fully managed outsourced cardiac telemetry services with mobile monitors to hospitals. Kingsway Search Xcelerator subsidiaries include CSuite Financial Partners LLC, Digital Diagnostics Imaging Inc., Image Solutions LLC, Ravix Group Inc., Secure Nursing Service Inc., and Systems Products International Inc. Founded in 1989 and headquartered in Chicago, Illinois, the company targets business-to-business and business-to-consumer markets with asset-light, growing, profitable operations generating recurring revenues. Recent developments include accelerated mergers and acquisitions activity through the Kingsway Search Xcelerator segment, targeting 3 to 5 acquisitions per year; the August 2025 acquisition of Southside Plumbing, a commercial and residential plumbing services provider in Omaha, Nebraska, for up to $6.75 million, marking the 12th KSX acquisition and the third under the Kingsway Skilled Trades platform; the July 2025 acquisition of Roundhouse Electric & Equipment Co. Inc., an industrial equipment service firm, for $22.4 million; and the August 2025 acquisition of AAA Flexible Pipe Cleaning Corporation, alongside securing a new credit facility with Newburyport Bank featuring a 7.5% fixed-rate term loan to support Skilled Trades platform growth.

Company News

APIChat
  • Kingsway Financial Services Inc. (KFS) Analyst/Investor Day Transcript

  • Kingsway Publishes Investor Day Presentation to Company Website

  • Kingsway Announces Colter Hanson As President Of Kingsway Skilled Trades

  • Kingsway Announces Sale of Trinity Warranty Solutions

  • Kingsway Financial Services Q1 Earnings Call Highlights

  • Kingsway Financial Services Inc. (KFS) Q1 2026 Earnings Call Transcript

  • Kingsway Reports First Quarter 2026 Financial Results

  • Kingsway Announces Speakers for Its Investor Day on Monday, May 18 at The New York Stock Exchange

  • Kingsway to Report Financial Results for First Quarter 2026 on Thursday, May 7, 2026

  • Kingsway Announces Proposed Corporate Name Change And Proposed Stock Ticker Change

  • KFS Stock Declines Post Q4 Earnings Despite Strong Revenue Growth

  • Kingsway Names Adam J. Patinkin as Chairman of Its Board of Directors

  • Kingsway Financial Services Inc. (KFS) Q4 2025 Earnings Call Transcript

  • Kingsway Reports Fourth Quarter And Full Year 2025 Financial Results

  • Kingsway to Host Investor Day At The New York Stock Exchange on Monday, May 18, 2026

  • Kingsway to Report Financial Results for Full Year 2025 on Thursday, March 12, 2026

  • Kingsway Announces Acquisition of Ledgers, Inc. By Ravix Group

  • Kingsway Financial Services (NYSE:KFS) Director Joseph Stilwell Sells 19,229 Shares

  • Kingsway Financial Services (NYSE:KFS) CEO John Taylor Maloney Fitzgerald Sells 30,000 Shares of Stock

  • Critical Review: Kingsway Financial Services (NYSE:KFS) & American Integrity Insurance Group (NYSE:AII)