Krung Thai Bank Public Company Limited

Krung Thai Bank Public Company Limited

KGTFY
Krung Thai Bank Public Company LimitedUS flagOther OTC
20.99
USD
- -
- -
14.67BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
130.64
150.4
162.93
174.19
171.15
166.54
178.08
171.07
164.58
178.29
212.32
226.5
223.86
223.08
Basic EPS, GAAP
49.4
47.4
40.8
46.2
32.2
40.8
41.9
23.94
30.89
48.22
52.4
66.05
69.02
70.26
Free Cash Flow per Basic Share
-14.53
67.14
24.49
-17.05
2.44
24.84
215.11
-2.33
-28.58
-97.29
-21.22
187.7
273.99
268.02
Dividend per Share
8.81
17.57
18.02
15.2
17.26
12.21
14.37
15.07
5.5
8.36
13.65
17.37
39.52
8.63
Book Value per Share
245.17
273.68
296.99
326.62
341.34
370.52
396.71
405.54
432.35
473.66
515.27
563.45
592.45
613.01
Tangible Book Value per Share
293.24
330.1
352.15
393.54
416.54
444.17
492.84
499.47
519.79
540.03
576.21
631.35
666.9
677.61
Basic Weighted Avg Shares
699
700
698
699
697
698
699
699
699
699
699
699
699
697
Sales/Revenue/Turnover
91,268
105,315
113,784
121,794
119,272
116,298
124,445
119,546
115,005
124,587
148,372
158,279
156,430
155,418
Operating Margin (%)
45.7
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
3,019
3,550
3,713
3,340
2,954
2,745
2,764
5,026
5,355
6,065
6,549
6,675
6,856
6,930
Net Income, GAAP
34,513
33,191
28,494
32,304
22,440
28,491
29,284
16,732
21,588
33,698
36,616
46,153
48,229
48,952
Effective Tax Rate (%)
18.67
17.41
15.95
17.38
16.6
18.06
18.37
18.6
19.57
19.61
19.72
18.81
19.78
18.99
Profit Margin (%)
37.82
31.52
25.04
26.52
18.81
24.5
23.53
14
18.77
27.05
24.68
29.16
30.83
31.5
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
373,398
280,901
310,483
323,856
306,655
225,014
287,909
351,835
403,231
406,207
447,377
362,353
373,035
381,981
Total Equity
209,188
235,867
250,534
279,405
294,219
314,141
348,326
355,064
374,111
392,572
422,112
460,671
487,023
493,989
Return on Invested Capital (%)
5.9
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
21.9
18.29
14.28
14.83
9.63
11.47
10.93
5.97
7.37
10.64
10.6
12.25
11.94
11.76

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
404,552
369,661
378,687
LT Finance Leases
3,330
3,374
3,294
Preferred Equity and Hybrid Capital
28
28
28
Shares Outstanding
13,976
13,976
13,976
Market Capitalization
343,573
366,762
453,911

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
447,973
928,558
530,468
Accounts Receivable, Net
22,550
25,274
23,372
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
5,430
48,406
5,074
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
6.91%
6.53%
5.72%
Free Cash Flow
165.59%
70.44%
45.98%
Net Income, GAAP
9.41%
24.87%
4.5%
Sales/Revenue/Turnover
3.47%
5.83%
-1.17%
Total Cash Common Dividend
19.76%
41.31%
127.53%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
40,361
39,066
40,267
38,584
158,279
2025
39,378
39,010
41,129
36,912
156,430
2026
38,367
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
16.8
16.8
16.8
- -
66.05
2025
16.8
16
21
- -
69.02
2026
17.8
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
17.37
2025
- -
- -
- -
- -
39.52
2026
- -
- -
- -
- -
- -

Company Description

APIChatGPT
CEO
Payong Srivanich
Full Time Employees
20,971
Sector
Financial Services
Industry
Banks - Regional
Address
Building 1 Bangkok BM Thailand 10110
IPO Date
Oct 17, 2012
Business
Krung Thai Bank Public Company Limited (KTB) is a major state-owned commercial bank in Thailand that provides a comprehensive range of banking and financial services through its retail banking, corporate banking, and treasury and investment segments; core offerings include current, savings, and fixed deposit accounts; personal, housing, SME, and international business loans; debit, credit, and prepaid cards; investment services in government and corporate bonds, structured notes, and mutual funds; life, health, motor, accident, and non-life insurance products; cash management, trade finance, foreign exchange, derivatives, and payment services; as well as digital solutions such as e-banking, mobile banking, Krungthai NEXT app, and PromptPay integration. Founded in 1966 through the merger of government-owned banks and headquartered at 35 Sukhumvit Road, Klong Toey Nua, Wattana, Bangkok, the bank operates over 900 domestic branches, approximately 7,200 ATMs across Thailand, and international branches in Cambodia, Laos, India, China, the United States, and Singapore, primarily serving individual consumers, government agencies, SMEs, and corporate clients with a strong focus on civil servants and public sector disbursements like pensions and tax refunds. Recent developments include selection in 2025 as the settlement bank for a Thailand-China cross-border QR payment partnership with National ITMX and Ant International to enable Alipay usage at Thai merchants via PromptPay; authorization by the Bank of Thailand for a Krungthai-led consortium with AIS and PTTOR to launch one of Thailand's first virtual banks by 2026 targeting financial inclusion; a partnership with Mass Rapid Transit Authority (MRTA) to introduce the Mang-moom EMV contactless card for MRT fare payments; and integration of Treasury Department land appraisal data with KTB and Government Housing Bank to align prices with market values, amid ongoing merger discussions with TMBThanachart Bank (TTB) to create Thailand's largest bank by assets.