- CEO
- Pittaya Vorapanyasakul
- Full Time Employees
- 1,649
- Sector
- Financial Services
- Industry
- Financial - Credit Services
- Address
- United Business Center II Building Bangkok Thailand 10110
- IPO Date
- Oct 4, 2019
- Business
- Krungthai Card Public Company Limited (KTC) operates as a Thailand-based financial services provider primarily engaged in credit card issuance and related businesses, personal loans, merchant acquiring, and payment services. The company offers a diverse portfolio of products including generic credit cards, co-branded cards, affinity credit cards, government services credit cards, and corporate credit cards; personal loans under supervision, auto title loans such as KTC P BERM Car for Cash, non-life and life insurance brokerage, nano finance under supervision, electronic money services, hire purchase, and leasing; as well as utilities payment services and occupational and provincial retail lending. KTC serves approximately 3.6 million accounts, including 2.9 million credit card accounts and 704,536 personal loan accounts, primarily targeting retail consumers and merchants across Thailand through 9 KTC TOUCH service points concentrated in Bangkok, metropolitan areas, and Chiang Mai.
Founded in 1996 and listed on the Stock Exchange of Thailand in 2002, KTC maintains its headquarters at Floor 14, United Business Center 2 Building, 591 Sukhumwit Road, North Klongtan, Watthana, Bangkok, Thailand. Krungthai Bank Public Company Limited holds the largest stake at 49.29%, supporting KTC's operations within the broader financial group.
In recent developments, KTC executed strategic portfolio management amid economic challenges, achieving 1.2% year-over-year growth in total loan receivables to THB 107.1 billion as of June 2025, driven by expansions in credit cards (1.0%) and personal loans (4.0%), while contracting leasing activities following discontinuation of new disbursements in August 2023. The company diversified its shareholding structure through significant Big Lot transactions in late June 2025, totaling over 372 million shares (14.46% of capital), boosting institutional investor participation from domestic and international entities and reflecting heightened confidence in its fundamentals. KTC advanced its digital transformation with innovations like digital credit cards featuring Dynamic CVV, fully digital application processes via e-Application and Agent App, and the KTC Mobile app as a lifestyle hub, earning the Thailand Corporate Excellence Award for Marketing Excellence for the second consecutive year in 2025.