1. South Korea Stocks

  2. •

    Finance

  3. •

    Property/Casualty insurance
Hanwha General Insurance Co., Ltd

Hanwha General Insurance Co., Ltd

KKRX:000370
6,150.00
KRW
-100.00
(-1.60%)
2,130.43EPS
2.70P/E
682.16BMarket Cap
Nov 12Next Earn
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
66,846.06
57,324.47
61,562.23
48,920.11
69,118.83
57,919.45
54,702.66
38,051.34
42,239.24
33,153.15
29,783.94
35,542.2
- -
- -
Basic EPS, GAAP
-732.11
139.36
1,035.35
1,178.63
1,519
648
-705
427
939
1,617
1,465
2,223.58
1,936.54
2,187.96
Free Cash Flow per Basic Share
13,751.87
9,835.8
3,474.62
3,541.77
9,511.53
5,371.67
19,763.09
10,343.61
9,511.25
-31.76
9,329.1
9,524.16
- -
- -
Dividend per Share
- -
- -
- -
67.07
106.32
173.18
302.28
79.69
94.84
122.74
132.46
93.19
- -
73.91
Book Value per Share
5,912.58
6,435.59
9,311.07
9,479.63
10,091.55
12,072.41
12,153.55
14,390
12,157.47
25,273.93
26,086.88
23,149.26
23,088.99
25,274.92
Tangible Book Value per Share
5,320.35
5,894.1
8,838.29
9,050.91
9,721.13
11,677.79
11,678.06
13,748.45
11,584.74
24,745.95
25,575.02
22,678.91
23,088.99
24,147.74
Basic Weighted Avg Shares
57
92
92
95
97
126
94
143
130
137
169
154
154
146
Sales/Revenue/Turnover
3,806,278
5,289,681
5,694,317
4,633,206
6,718,129
7,307,824
5,136,366
5,459,275
5,487,254
4,555,558
5,026,451
5,482,676
- -
- -
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
17,244
25,222
25,841
24,613
27,248
25,559
55,909
63,700
68,084
72,998
82,771
95,936
- -
- -
Net Income, GAAP
-41,687
12,859
95,767
111,628
147,642
81,760
-66,197
61,262
121,984
222,191
247,239
343,006
299,017
319,174
Effective Tax Rate (%)
- -
52.06
18.19
16.73
23.86
27.71
- -
32.05
32.03
32.15
30.83
28.11
30.49
23.3
Profit Margin (%)
-1.1
0.24
1.68
2.41
2.2
1.12
-1.29
1.12
2.22
4.88
4.92
6.26
- -
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
194,190
194,403
164,611
252,283
217,449
566,431
476,770
477,079
477,403
726,932
249,261
598,330
- -
1,097,279
Total Equity
546,683
595,041
860,910
884,490
1,184,310
1,415,552
1,464,315
1,706,651
1,459,583
3,231,202
3,345,779
2,953,083
2,707,580
3,153,514
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
2.47
11.62
11.31
12.36
5.42
- -
4.35
7.99
9.52
8.1
10.8
9.77
8.66
Return on Common Equity (%)
-8.12
2.25
13.16
12.85
14.37
6.32
-4.68
3.95
7.88
10.18
8.26
12
11.19
11.78

Capital Structure

KRW

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
1,097,206
1,097,279
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
190,000
190,000
Shares Outstanding
116
116
116
Market Capitalization
642,850
736,502
682,161

Working Capital

KRW

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
- -
11,984,667
11,619,090
Accounts Receivable, Net
- -
9,673
302,541
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

KRW

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
16.66%
18.08%
-8.31%
Free Cash Flow
- -
- -
- -
Net Income, GAAP
-15.09%
43.69%
-12.82%
Sales/Revenue/Turnover
- -
- -
- -
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

KRW

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1,331,166
1,356,393
1,396,232
1,398,884
5,482,676
2025
1,497,720
1,500,401
1,573,808
- -
- -
2026
1,759,897
1,801,593
- -
- -
- -

Quarterly Earnings Per Share

KRW

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
720
770
543
160.92
2,223.58
2025
857
439
235.29
509.09
1,936.54
2026
677.78
747
- -
- -
- -

Quarterly Dividends Per Share

KRW

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
22.51
22.62
22.39
31.08
93.19
2025
13.61
17.78
23.5
- -
- -
2026
23.26
22.55
- -
- -
- -

Company Description

Company Profile APIChatGPT
CEO
Chae-Beom Na
Full Time Employees
3,715
Sector
Finance
Industry
Property/Casualty insurance
Address
56, Yeoui-daero Seoul SL South Korea
IPO Date
Jun 30, 1975
Website
hwgeneralins.com
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Business
Hanwha General Insurance Co., Ltd. provides non-life insurance services in South Korea, including long-term insurance covering injury, disease, property damage, liability, and annuity; automobile insurance comprising casualty and property damage; fire insurance; marine insurance; casualty insurance; personal pension and retirement products; and other specialized offerings such as leisure and air insurance. The company operates primarily through digital and traditional channels, targeting individual and corporate customers with tailored solutions, including women's health and wellness products developed via its LIFEPLUS Femtech Research Institute established in June 2023. Hanwha General Insurance maintains a strong focus on preventive healthcare and demographic challenges, offering initiatives like doubled serious disease coverage post-childbirth and premium deferrals during parental leave. Founded in 1946 and headquartered in Seoul, South Korea, the company functions as a subsidiary of Hanwha Life Insurance Co., Ltd. and reported total assets of USD 13.49 billion and sales of USD 4.84 billion as of the end of 2024. In October 2025, Hanwha General Insurance merges with Carrot General Insurance to bolster digital capabilities, expand mobile-centered channels, and enhance data-driven product development and operational efficiency. The company advances its women's insurance specialization with the Signature Women's Health Insurance series, featuring coverage for pregnancy, childbirth, mental health, and aesthetic care, backed by partnerships with leading medical institutions and holding 17 domestic exclusivity rights. Hanwha General Insurance collaborates on AI integration through the Hanwha AI Center in San Francisco, applying technologies for real-time claims processing and personalized services alongside group affiliates. It pursues global expansion indirectly via Hanwha Group's acquisitions, including Indonesian entities Nobu Bank, Lippo General Insurance, and Ciptadana Securities, to enter Southeast Asian markets while prioritizing domestic property and casualty leadership.