1. South Korea Stocks

  2. •

    Finance

  3. •

    Property/Casualty insurance
Lotte Non-Life Insurance Co., Ltd

Lotte Non-Life Insurance Co., Ltd

KKRX:000400
2,505.00
KRW
0.00
(0.00%)
-46.28EPS
681.59BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
23,922.72
31,561.82
25,833.64
17,124.21
20,688.51
22,177.62
16,182.37
9,889.04
7,173.83
4,963.72
6,366.15
6,344.16
7,813.21
7,857.03
Basic EPS, GAAP
-0.86
33.41
96
217
540
666
-325
-87
379
-331
914
68
158
-46.46
Free Cash Flow per Basic Share
3,115.59
1,814.26
4,506.6
6,178.03
1,300.56
2,881.31
-976.86
172.51
322.2
-1,405.93
6,733.48
-628.3
-2,278.9
-1,804.27
Dividend per Share
- -
- -
- -
- -
29.56
39.51
17.51
9.9
8.66
10.44
10.01
8.78
8.13
3.43
Book Value per Share
3,433.48
3,948.2
3,329.57
3,768.32
4,113.03
4,233.91
3,124.61
3,062.14
3,241.64
5,832.98
4,210.99
2,569.44
1,984.74
3,214.21
Tangible Book Value per Share
3,157.97
3,688.83
3,188.39
3,636.44
4,000.47
4,097.32
2,958.26
2,936.19
3,147.54
5,744.61
4,020.16
2,397.07
1,828.87
3,084.81
Basic Weighted Avg Shares
74
76
103
134
138
137
157
278
316
300
312
356
325
314
Sales/Revenue/Turnover
1,780,298
2,408,895
2,658,861
2,292,729
2,859,839
3,040,741
2,547,723
2,752,458
2,269,088
1,487,653
1,989,112
2,259,828
2,538,355
2,466,284
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
6,171
8,862
8,400
8,795
8,863
9,571
18,913
23,052
23,983
26,742
40,288
36,841
36,931
36,921
Net Income, GAAP
-64
2,550
9,881
29,054
74,646
91,314
-51,167
-24,215
119,878
-99,202
285,580
24,222
51,331
-14,584
Effective Tax Rate (%)
- -
63.77
22.49
20.61
26.28
24.6
- -
- -
23.39
- -
23.54
27.33
19.53
- -
Profit Margin (%)
- -
0.11
0.37
1.27
2.61
3
-2.01
-0.88
5.28
-6.67
14.36
1.07
2.02
-0.59
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
89,631
89,689
89,747
157,592
247,331
307,237
337,044
386,846
319,106
3,282,927
1,007,583
806,275
806,732
806,951
Total Equity
264,778
304,471
443,012
501,389
547,254
563,337
965,850
946,539
1,002,022
1,803,031
1,301,661
794,239
613,504
993,546
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
1.3
2.91
5.51
11.09
12.24
- -
- -
10.25
- -
14.96
14.26
19.2
- -
Return on Common Equity (%)
-0.02
0.9
2.64
6.15
14.24
16.44
-6.69
-2.53
12.3
-7.07
18.4
2.31
7.29
-1.83

Capital Structure

KRW

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
806,732
806,842
806,951
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
309
309
309
Market Capitalization
537,542
618,220
681,588

Working Capital

KRW

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
7,098,710
6,982,053
6,701,933
Accounts Receivable, Net
159,634
158,467
134,517
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

KRW

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
9.1%
-0.75%
-22.76%
Free Cash Flow
-103.07%
-176.06%
230.81%
Net Income, GAAP
-98.07%
-229.06%
111.92%
Sales/Revenue/Turnover
1.68%
1.53%
12.33%
Total Cash Common Dividend
- -
- -
-15.57%

Quarterly Revenue

KRW

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
591,758
578,042
603,262
479,054
2,259,828
2025
637,147
632,240
672,387
596,582
2,538,355
2026
581,075
616,240
- -
- -
- -

Quarterly Earnings Per Share

KRW

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
107
73
38
-194.73
68
2025
34
114
166.71
-154.19
158
2026
-63.95
4
- -
- -
- -

Quarterly Dividends Per Share

KRW

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
2.46
2.45
2.39
2.53
8.78
2025
2.36
2.46
2.53
0.95
8.13
2026
- -
- -
- -
- -
- -

Company Description

Company Profile APIChatGPT
CEO
Eun-Ho Lee
Full Time Employees
1,270
Sector
Finance
Industry
Property/Casualty insurance
Address
3, Sowol-ro Seoul SL South Korea 100-778
IPO Date
Apr 16, 1971
Website
lotteins.co.kr
Similar Companies
Berkshire Hathaway Inc. New (NYSE:BRK.B)
Tokio Marine Holdings, Inc. (TSE:8766)
The Travelers Companies, Inc. (NYSE:TRV)
Chubb Limited (NYSE:CB)
Berkshire Hathaway Inc. (NYSE:BRK.A)
Anadolu Anonim Turk Sigorta Sirketi A.S. (BIST:ANSGR)
Business
Lotte Non-Life Insurance Co., Ltd. is a South Korean insurer specializing in non-life insurance products and services. Founded in 1946 and headquartered in Seoul, the company offers a comprehensive range of insurance solutions including automobile, fire, marine, casualty, long-term, guarantee, specialty, foreign casualty, annuity, and retirement income insurance. It also provides reinsurance and loan services. Lotte Non-Life distributes its products through professional consultants, bancassurance channels, and financial centers across South Korea. The company operates primarily in South Korea and is a subsidiary of Victura Limited. Recent major developments include ownership and strategic changes involving private equity firm JKL Partners, which acquired a controlling stake in 2019 and has sought to sell its shares with potential acquisition interest from Korea Investment Holdings and other financial groups. Lotte Non-Life has been subject to acquisition discussions and due diligence processes to strengthen its position and expand its insurance offerings. Operationally, the company continues to innovate in product coverage, including offerings that cover emerging risks such as service robots. It remains a significant player in property and casualty insurance in South Korea, with an ongoing focus on growth and market penetration within its core non-life insurance segments. The company thus presents a robust product portfolio across diverse non-life insurance categories and pursues strategic corporate positioning through partnerships, acquisitions, and product innovation to sustain competitive advantage in the South Korean insurance market.