PUREUN SAVINGS BANK
KKRX:0073309,950.00
KRW
-40.00
(-0.40%)
ISIN
KR7007330004
Return %
Stock
S&P 500
1Y
-3.02
13.14
3Y
7.22
80.78
5Y
-30.66
67.74
Capital Structure
KRW
•
in mil. unless spec.Working Capital
KRW
•
in mil. unless spec.Growth Rates
KRW
•
in mil. unless spec.Quarterly Revenue
KRW
•
in mil. unless spec.Quarterly Earnings Per Share
KRW
•
in mil. unless spec.Quarterly Dividends Per Share
KRW
•
in mil. unless spec.Company Description
- CEO
- Myeong-Koo Song
- Full Time Employees
- 139
- Sector
- Finance
- Industry
- Savings banks
- Address
- Seoul South Korea
- IPO Date
- Dec 7, 1993
- Website
- prsb.co.kr
- Similar Companies
- Business
- Pureun Savings Bank is a South Korea-based financial institution primarily engaged in the provision of retail and commercial banking services. Established in 1971 and headquartered in Seoul, South Korea, the bank operates as a secondary financial institution catering to individual consumers, sole proprietors, and small and medium-sized enterprises (SMEs) across the Seoul metropolitan area. The company provides a comprehensive suite of banking products and services organized into deposit operations, credit lending operations, and ancillary financial services. Its deposit portfolio comprises demand deposit accounts, time deposits, fixed-term installment savings, comprehensive savings passes, and government-subsidized policy savings instruments. Its lending portfolio includes corporate collateral loans, commercial bill discounting, real estate secured financing, working capital facilities, and project financing loans; as well as consumer credit loans, residential mortgage loans, deposit-collateralized loans, and state-backed microcredit facilities such as Sunshine Loans. Additionally, the bank provides ancillary services encompassing internet and mobile electronic banking, domestic remittances, automated clearing, bill collection, and safe deposit box leasing. In recent developments, Pureun Savings Bank has accelerated its digital banking capabilities through enhanced non-face-to-face verification and automated loan processing systems. In response to domestic real estate market fluctuations and tightening financial regulations, the bank has strategically tightened credit underwriting standards, reduced its exposure to high-risk real estate project financing bridge loans, and increased loan-loss provisioning to safeguard asset quality. Furthermore, the company has concentrated on capital preservation to maintain strong Bank for International Settlements (BIS) capital adequacy ratios, optimized its physical branch network across key commercial districts in Seoul, and expanded secured SME lending and policy-backed retail microfinance products.