Han Kook Capital Co., Ltd.

Han Kook Capital Co., Ltd.

KKRX:023760
1,370.00
KRW
-19.00
(-1.37%)
338.45EPS
4.93P/E
574.47BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
163.19
203.87
204.56
166.09
139.6
249.1
335.04
254.11
376.07
421.28
397.19
408.43
526.65
675.49
Basic EPS, GAAP
56.2
59.77
77.61
56.2
33.9
91
118
103
168
200
199
228
289
372.19
Free Cash Flow per Basic Share
82.98
-198.62
-496.84
-162.92
-502.55
-1,944.57
-1,403.73
-947.53
-1,667.08
-238.33
-843.08
-1,412.28
-1,522.31
-2,009.56
Dividend per Share
29.07
15.75
15.15
23.22
18
17.87
22.65
20.99
19.85
41.29
33.84
52.64
55.66
70.73
Book Value per Share
1,128.75
1,176.08
1,033.97
1,074.42
1,088.81
1,385.54
907.28
982.98
1,293.88
1,461.01
1,957.82
2,154.14
2,410.25
2,437.27
Tangible Book Value per Share
1,111.63
1,160.32
1,022.6
1,064.29
1,079.11
1,341.92
885.62
960.64
1,277.22
1,449.78
1,949.6
2,147.42
2,406.41
2,429.68
Basic Weighted Avg Shares
133
132
156
184
183
185
178
311
316
325
333
356
348
274
Sales/Revenue/Turnover
21,668
26,970
31,981
30,613
25,539
46,082
59,722
79,090
118,952
137,116
132,102
145,345
183,183
184,901
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
564
815
727
511
394
1,488
3,538
4,178
4,756
4,911
4,052
3,465
3,082
3,198
Net Income, GAAP
7,462
7,907
12,134
10,359
6,202
16,834
21,034
32,059
53,138
65,095
66,185
81,136
100,522
101,879
Effective Tax Rate (%)
23.82
22.07
22.26
24.86
22.98
23.89
18.44
23.97
27.9
25.26
21.98
20.63
20.87
21.07
Profit Margin (%)
34.44
29.32
37.94
33.84
24.28
36.53
35.22
40.53
44.67
47.47
50.1
55.82
54.88
55.1
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
824,437
866,156
954,729
1,050,474
1,175,782
1,512,421
1,833,810
2,238,060
2,741,523
2,831,514
3,081,588
3,560,689
4,155,590
4,224,057
Total Equity
149,833
156,116
190,811
198,276
200,931
255,690
283,099
306,720
404,229
456,648
612,034
673,685
754,145
762,599
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
0.78
0.79
1.12
0.87
0.47
1.07
1.08
1.38
1.87
2.02
1.9
2.05
2.2
2.2
Return on Common Equity (%)
5.04
5.17
7
5.32
3.11
7.37
7.81
10.87
14.95
15.12
12.39
12.62
14.08
14.09

Capital Structure

KRW

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
313
313
313
Market Capitalization
516,895
502,502
574,467

Working Capital

KRW

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
138,139
177,238
141,245
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

KRW

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
15.24%
20.16%
11.94%
Free Cash Flow
76.31%
67.92%
5.36%
Net Income, GAAP
33.04%
27.28%
23.89%
Sales/Revenue/Turnover
21.97%
19.61%
26.03%
Total Cash Common Dividend
30.57%
32.74%
3.36%

Quarterly Revenue

KRW

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
38,969
34,209
35,614
36,553
145,345
2025
41,145
46,460
44,178
51,401
183,183
2026
42,863
- -
- -
- -
- -

Quarterly Earnings Per Share

KRW

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
64
52
54
131.17
228
2025
63
77.26
84.49
178.08
289
2026
74.86
- -
- -
- -
- -

Quarterly Dividends Per Share

KRW

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
7.09
31.1
6.98
15.95
52.64
2025
7.12
37.97
7.98
15.95
55.66
2026
7.97
- -
- -
- -
- -

Company Description

CEO
Sang-Chul Jung
Full Time Employees
285
Sector
Finance
Industry
Finance/Rental/Leasing
Address
Daejeon South Korea
IPO Date
Nov 7, 1994
Business
Han Kook Capital Co., Ltd. is a South Korea-based specialized credit financial institution that provides a comprehensive suite of commercial and retail financing solutions across corporate lending, equipment leasing, installment financing, and consumer credit. Founded in November 1989 as Chungbu Leasing & Finance Co., Ltd. and renamed Han Kook Capital Co., Ltd. in October 2001, the company is headquartered in Daejeon, South Korea, maintains branch networks across major South Korean economic centers, and operates as a consolidated subsidiary of the Military Mutual Aid Association, which serves as its controlling shareholder. The company conducts its operations across three primary business segments: Corporate and Investment Finance, Lease and Installment Finance, and Retail Consumer Finance. Its product and service portfolio comprises corporate working capital and term loans; real estate project financing; asset-backed lending; venture capital and technology financing; accounts receivable factoring; syndicated loans; mergers and acquisitions restructuring finance; financial and operating leasing for industrial machinery, manufacturing equipment, printing presses, and medical devices; automobile leasing and installment financing for new, used, passenger, and commercial vehicles; heavy construction equipment installment financing; personal unsecured credit loans; auto-collateralized loans; residential and commercial real estate mortgage loans; sole proprietorship secured financing; and specialized military welfare loan programs, including the M-Plus Loan and the Chogeup Ganbu Hope Plus Loan designed for active-duty military personnel and defense employees. In recent company developments, Han Kook Capital has strengthened its balance sheet and regulatory capital buffer by issuing KRW 50 billion in hybrid capital securities fully subscribed by its parent entity, the Military Mutual Aid Association, to support debt refinancing and optimize its leverage ratio. To navigate industry-wide real estate market volatility, the company has actively rebalanced its loan asset portfolio by scaling its Investment Banking Division to expand high-grade corporate credit and secured debt while reducing exposure to higher-risk real estate project financing. Furthermore, Han Kook Capital has advanced its digital consumer lending infrastructure, enhanced dedicated welfare financing products in collaboration with its parent organization, and diversified its liquidity and funding channels through ESG bond issuances and asset-backed securitizations.