Han Kook Capital Co., Ltd. is a South Korea-based specialized credit financial institution that provides a comprehensive suite of commercial and retail financing solutions across corporate lending, equipment leasing, installment financing, and consumer credit. Founded in November 1989 as Chungbu Leasing & Finance Co., Ltd. and renamed Han Kook Capital Co., Ltd. in October 2001, the company is headquartered in Daejeon, South Korea, maintains branch networks across major South Korean economic centers, and operates as a consolidated subsidiary of the Military Mutual Aid Association, which serves as its controlling shareholder. The company conducts its operations across three primary business segments: Corporate and Investment Finance, Lease and Installment Finance, and Retail Consumer Finance. Its product and service portfolio comprises corporate working capital and term loans; real estate project financing; asset-backed lending; venture capital and technology financing; accounts receivable factoring; syndicated loans; mergers and acquisitions restructuring finance; financial and operating leasing for industrial machinery, manufacturing equipment, printing presses, and medical devices; automobile leasing and installment financing for new, used, passenger, and commercial vehicles; heavy construction equipment installment financing; personal unsecured credit loans; auto-collateralized loans; residential and commercial real estate mortgage loans; sole proprietorship secured financing; and specialized military welfare loan programs, including the M-Plus Loan and the Chogeup Ganbu Hope Plus Loan designed for active-duty military personnel and defense employees. In recent company developments, Han Kook Capital has strengthened its balance sheet and regulatory capital buffer by issuing KRW 50 billion in hybrid capital securities fully subscribed by its parent entity, the Military Mutual Aid Association, to support debt refinancing and optimize its leverage ratio. To navigate industry-wide real estate market volatility, the company has actively rebalanced its loan asset portfolio by scaling its Investment Banking Division to expand high-grade corporate credit and secured debt while reducing exposure to higher-risk real estate project financing. Furthermore, Han Kook Capital has advanced its digital consumer lending infrastructure, enhanced dedicated welfare financing products in collaboration with its parent organization, and diversified its liquidity and funding channels through ESG bond issuances and asset-backed securitizations.